Bank of America (BAC, $35.15) beats Q4 earnings expectations
Bank of America’s earnings for the fourth quarter came in at 85 cents a share—beating analysts’ expectations of 77 cents per share (according to FactSet data).
Revenue rose +11% from the year-ago quarter to $24.5 billion in the quarter, which exceeded estimates of $24.2 billion.
Amidst a rising interest rate environment, Bank of America’s net interest income increased +29% to $14.7 billion for the quarter as the bank received higher interest payments on the loans it issued.
The bank had a $1.1 billion provision for credit losses, up $1.6 billion compared with the same quarter in 2021, but mentioned that net charge-offs remain below pre-pandemic levels. Average loans and leases for the bank grew +10% year-over-year, while the same for consumer banking climbed +6%.
Bank of America’s chief executive Brian Moynihan said, “We ended the year on a strong note, growing earnings year over year in the fourth quarter in an increasingly slowing economic environment”.
“The themes in the quarter have been consistent all year as organic growth and rates helped deliver the value of our deposit franchise,” Moynihan added.
BAC in upward trend: price rose above 50-day moving average on February 02, 2026
BAC moved above its 50-day moving average on February 02, 2026 date and that indicates a change from a downward trend to an upward trend. In of 36 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are .
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on January 29, 2026. You may want to consider a long position or call options on BAC as a result. In of 77 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are .
The Moving Average Convergence Divergence (MACD) for BAC just turned positive on February 02, 2026. Looking at past instances where BAC's MACD turned positive, the stock continued to rise in of 46 cases over the following month. The odds of a continued upward trend are .
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where BAC advanced for three days, in of 343 cases, the price rose further within the following month. The odds of a continued upward trend are .
Bearish Trend Analysis
The RSI Oscillator demonstrated that the stock has entered the overbought zone. This may point to a price pull-back soon.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 4 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
The 10-day moving average for BAC crossed bearishly below the 50-day moving average on January 22, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In of 11 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where BAC declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
BAC broke above its upper Bollinger Band on February 06, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for BAC entered a downward trend on February 06, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 27, placing this stock slightly worse than average.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. BAC’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.471) is normal, around the industry mean (1.470). P/E Ratio (14.837) is within average values for comparable stocks, (13.672). Projected Growth (PEG Ratio) (1.064) is also within normal values, averaging (4.276). BAC has a moderately low Dividend Yield (0.019) as compared to the industry average of (0.038). P/S Ratio (3.839) is also within normal values, averaging (3.754).
Notable companies
Industry description
Market Cap
High and low price notable news
Volume
Fundamental Analysis Ratings
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
Advertisement
General Information
a major bank
Industry MajorBanks
Advertisement