Financial services firm Fiserv (Nasdaq: FISV) has performed very well in recent years, both as a company and as an investment. The electronic bill payment provider has seen earnings and sales grow at a consistent pace while its management efficiency measurements are really strong.
The company has seen its earnings grow by 17% per year over the last three years while sales grew by 3%. In the most recent quarterly report, earnings increased by 9% while sales were up by 6%. Analysts expect earnings to increase by 24% for 2019 as a whole while sales are expected to increase by 160%.
Fiserv boasts a return on equity of 50.7% which is well above average and the profit margin is at 27.6%, also well above average.
Collectively these indicators help Fiserv get a 28 rating from the Tickeron SMR rating. This indicates very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents.
It also gives the company a PE Growth Rating of 10 from Tickeron. This points to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents. A rating of 1 indicates highest PE growth while a rating of 100 indicates lowest PE growth.
The Tickeron Profit vs. Risk Rating for Fiserv is 2, indicating low risk on high returns. The average Profit vs. Risk Rating for the industry is 61, placing this stock better than average.
In addition to the fundamental strength, Fiserv’s stock has been performing extremely well. The Tickeron Price Growth Rating is 14, indicating outstanding price growth. FISV’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents. A rating of 1 points to highest price growth (largest percent return), while a rating of 100 points to lowest price growth (smallest percent return).
The relative strength rating from Investor’s Business Daily is a 92 and that means that the price performance over the past year has been better than 91% of the companies in IBD’s database.
Looking at the daily chart for Fiserv we see that a small pullback in the last few weeks has brought the stock down to its 50-day moving average and now the stock appears to be using the trend line as support.
The stock has also been moving higher within a trend channel since the beginning of the year. The stock didn’t drop down to the lower rail of the channel this time. The daily stochastic readings dropped to oversold territory before making a bullish crossover on September 16.
The Tickeron Technical Analysis Overview points out that the stock dropped below the lower Bollinger Band on September 10. This price move signals that Fiserv may jump back above the lower band and head toward the middle band. In 29 of 39 cases where the stock price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued uptrend are 74%.
If there is a concern for Fiserv it is the fact that investors and analysts are pretty bullish on the stock. There are 28 analysts covering the stock with 23 “buy” ratings, four “hold” ratings, and one “sell” rating. That puts the buy percentage at 82.1% which is higher than the average stock.
The short interest ratio is at 2.9 and that is right at the average for all stocks.
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Moving lower for three straight days is viewed as a bearish sign. Keep an eye on this stock for future declines. Considering data from situations where FISV declined for three days, in 146 of 242 cases, the price declined further within the following month. The odds of a continued downward trend are 60%.
The Momentum Indicator moved below the 0 level on September 08, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on FISV as a result. In 35 of 73 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 48%.
FISV moved below its 50-day moving average on September 08, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for FISV crossed bearishly below the 50-day moving average on September 09, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 8 of 17 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 47%.
The Aroon Indicator for FISV entered a downward trend on October 05, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where FISV's RSI Indicator exited the oversold zone, 21 of 30 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 70%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 29 of 49 cases where FISV's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 59%.
Following a +1.15% 3-day Advance, the price is estimated to grow further. Considering data from situations where FISV advanced for three days, in 174 of 305 cases, the price rose further within the following month. The odds of a continued upward trend are 57%.
FISV may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Tickeron PE Growth Rating for this company is 52 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 61 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.910) is normal, around the industry mean (7.462). P/E Ratio (8.816) is within average values for comparable stocks, (67.645). Projected Growth (PEG Ratio) (1.358) is also within normal values, averaging (2.284). Dividend Yield (0.000) settles around the average of (0.010) among similar stocks. P/S Ratio (1.272) is also within normal values, averaging (141.758).
The Tickeron SMR rating for this company is 67 (best 1 - 100 worst), indicating slightly better than average sales and a considerably profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 82 (best 1 - 100 worst), indicating slightly worse than average price growth. FISV’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FISV’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 93, placing this stock worse than average.
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
a provider of data processing services and software system development for the financial services sector
Industry InformationTechnologyServices