People applying for mortgages are being affected by the partial federal shutdown. Besides minor delays, federal employees with mortgages will also face problems as their first payments come due with no paycheck.
If you're getting a Federal Housing Administration or Department of Veterans Affairs loan, it's likely you can expect delays in the underwriting process, and it's possible your closing date will be pushed back as well. Separately, the U.S. Department of Agriculture isn't approving new USDA loans during the shutdown. According to USDA data, the department guaranteed or made about 10,000 single-family loans each month in the most recent fiscal year that ended in September.