PayPal(PYPL, $77.48) Beats Q3 Earnings Estimates, Bostered By Rising Payment Transactions
PayPal beat earnings estimates, on the back of solid growth in overall transactions volume including traction in its app Venmo.
The online payment processing company raked in adjusted earnings-per-share of 58 cents in Q3, higher than analysts’ estimates of 54 cents. Revenues surged +14% to $3.68 billion, compared to analysts’ average projection of $3.67 billion.
PayPal’s Chief Executive Officer Dan Schulman has emphasized on the recent success of its mobile payment app Venmo, which is popular among millenials. According to a Bloomberg report, Schulman said in a conference call that the number of people actively using Pay With Venmo increased +185% last month compared with the month before. Venmo processed transactions of $16.7 billion in Q3, an increase of +78% from the same period a year ago.
Aggregating all of its services, total payments/transactions made via PayPal increased year-over-year by +24% in Q3 to reach $143 billion.
What might also interest investors are PayPal’s recent tie-ups with major companies. On Thursday PayPal announced its collaboration with credit card giant American Express Co, which will allow PayPal users to transfer and use AmEx rewards points. In July, Uber Technologies Inc. agreed to add a Pay With Venmo option for its customers.
PYPL in upward trend: 10-day moving average broke above 50-day moving average on October 07, 2025
The 10-day moving average for PYPL crossed bullishly above the 50-day moving average on October 07, 2025. This indicates that the trend has shifted higher and could be considered a buy signal. In of 13 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are .
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 4 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
PYPL moved above its 50-day moving average on October 20, 2025 date and that indicates a change from a downward trend to an upward trend.
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where PYPL advanced for three days, in of 306 cases, the price rose further within the following month. The odds of a continued upward trend are .
The Aroon Indicator entered an Uptrend today. In of 225 cases where PYPL Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
Bearish Trend Analysis
The 10-day RSI Indicator for PYPL moved out of overbought territory on October 10, 2025. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 32 similar instances where the indicator moved out of overbought territory. In of the 32 cases, the stock moved lower in the following days. This puts the odds of a move lower at .
The Momentum Indicator moved below the 0 level on October 16, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on PYPL as a result. In of 93 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .
The Moving Average Convergence Divergence Histogram (MACD) for PYPL turned negative on October 15, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 49 similar instances when the indicator turned negative. In of the 49 cases the stock turned lower in the days that followed. This puts the odds of success at .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where PYPL declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
PYPL broke above its upper Bollinger Band on October 06, 2025. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. PYPL’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (3.272) is normal, around the industry mean (13.128). P/E Ratio (14.818) is within average values for comparable stocks, (43.879). Projected Growth (PEG Ratio) (0.727) is also within normal values, averaging (1.385). PYPL has a moderately low Dividend Yield (0.000) as compared to the industry average of (0.039). P/S Ratio (2.149) is also within normal values, averaging (130.540).
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. PYPL’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 71, placing this stock worse than average.
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General Information
a provider of digital and mobile payments on behalf of consumers and merchants
Industry SavingsBanks
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