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Sarah Patel's Avatar
published in Blogs
Jan 13, 2023

UnitedHealth (UNH, $495.32) beats Q4 earnings expectations

UnitedHealth Group posted fourth quarter earnings that exceeded analysts’ expectations.

UnitedHealth’s adjusted profits for the three months ended in September came in at $5.34 a share, 17 cents ahead of the Wall Street consensus forecast.

Revenues climbed +12.3% to $82.8 billion, vs. analysts’ estimates of $82.6 billion. Optum revenue climbed +16.5% to $47.9 billion.

UnitedHealth's medical cost ratio was 100 basis points lower at 82.8%, suggesting a smaller portion of its collected premiums were paid out on insurance claims. Premiums in the quarter rose +125 from the year-ago quarter to $64.7 billion, while operating costs climbed +11% to $76 billion.

Looking ahead, the healthcare company expects adjusted earnings for 2023 in the range of $24.40 to $24.90 per share, vs. analyst consensus on FactSet of $24.95 per share. Revenue is projected to be $357 billion to $360 billion, vs. analysts’ forecast of $356.91 billion.

Related Ticker: UNH

UNH in upward trend: price may jump up because it broke its lower Bollinger Band on May 18, 2023

UNH may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options. In of 39 cases where UNH's price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued upward trend are .

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. of 56 cases where UNH's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are .

The Momentum Indicator moved above the 0 level on May 31, 2023. You may want to consider a long position or call options on UNH as a result. In of 88 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are .

The Moving Average Convergence Divergence (MACD) for UNH just turned positive on May 31, 2023. Looking at past instances where UNH's MACD turned positive, the stock continued to rise in of 48 cases over the following month. The odds of a continued upward trend are .

Bearish Trend Analysis

UNH moved below its 50-day moving average on May 16, 2023 date and that indicates a change from an upward trend to a downward trend.

The 10-day moving average for UNH crossed bearishly below the 50-day moving average on May 19, 2023. This indicates that the trend has shifted lower and could be considered a sell signal. In of 17 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are .

Following a 3-day decline, the stock is projected to fall further. Considering past instances where UNH declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

The Aroon Indicator for UNH entered a downward trend on May 24, 2023. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

Fear & Greed

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 65, placing this stock better than average.

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Seasonality Score of (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. UNH’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: UNH's P/B Ratio (5.580) is slightly higher than the industry average of (2.673). P/E Ratio (22.272) is within average values for comparable stocks, (18.586). UNH's Projected Growth (PEG Ratio) (1.548) is slightly higher than the industry average of (1.162). Dividend Yield (0.014) settles around the average of (0.017) among similar stocks. UNH's P/S Ratio (1.384) is slightly higher than the industry average of (0.708).

Notable companies

The most notable companies in this group are Unitedhealth Group (NYSE:UNH), Elevance Health (NYSE:ELV), CVS HEALTH Corp (NYSE:CVS), Cigna Group (The) (NYSE:CI), Humana (NYSE:HUM), Centene Corp (NYSE:CNC).

Industry description

Managed healthcare industry focuses on providing health/medical and disability insurance plans, generally intended to reduce the cost of for-profit health care. The insurance products might be provided through employer-paid (fully or partly) insurance and benefit programs, or through Medicare/Medicaid. Some of the largest providers of managed health care include Aetna, Humana Inc., and Cigna, and UnitedHealthcare.

Market Cap

The average market capitalization across the Managed Health Care Industry is 52.28B. The market cap for tickers in the group ranges from 3.42M to 453.64B. UNH holds the highest valuation in this group at 453.64B. The lowest valued company is HRAA at 3.42M.

High and low price notable news

The average weekly price growth across all stocks in the Managed Health Care Industry was -3%. For the same Industry, the average monthly price growth was -4%, and the average quarterly price growth was 118%. OSCR experienced the highest price growth at 3%, while CLOV experienced the biggest fall at -15%.

Volume

The average weekly volume growth across all stocks in the Managed Health Care Industry was 114%. For the same stocks of the Industry, the average monthly volume growth was 109% and the average quarterly volume growth was 132%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 38
P/E Growth Rating: 72
Price Growth Rating: 59
SMR Rating: 87
Profit Risk Rating: 65
Seasonality Score: 19 (-100 ... +100)
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Technical Analysis# Of IndicatorsAvg. Odds
   
   
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A.I.Advisor
published price charts
A.I. Advisor
published General Information

General Information

a provider of hospital and medical service plans

Industry ManagedHealthCare

Profile
Fundamentals
Details
Industry
Managed Health Care
Address
9900 Bren Road East
Phone
+1 952 936-1300
Employees
400000
Web
https://www.unitedhealthgroup.com
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UNH and

Correlation & Price change

A.I.dvisor indicates that over the last year, UNH has been closely correlated with ELV. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if UNH jumps, then ELV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UNH
1D Price
Change %
UNH100%
+1.54%
ELV - UNH
81%
Closely correlated
+1.38%
HUM - UNH
77%
Closely correlated
+1.37%
CI - UNH
68%
Closely correlated
+1.97%
MOH - UNH
67%
Closely correlated
+1.50%
CNC - UNH
66%
Loosely correlated
+0.69%
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