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Jul 17, 2022
US Bancorp (USB, $46.63) Q2 earnings falls year-over-year; misses analysts' expectations

US Bancorp (USB, $46.63) Q2 earnings falls year-over-year; misses analysts' expectations

US Bancorp reported its earnings that missed analysts’ expectations.

The company's earnings came in at $0.99 per share, lower than $1.28 per share the year-ago quarter. Analysts polled by Thomson Reuters expected $1.08 per share. Analysts' estimates typically exclude special items.

Revenue for the quarter climbed +4.0% year-over-year to $6.01 billion in the quarter.

Related Ticker: USB

Contributor

Sergey Savastiouk, Ph.D. has a degree in Applied Mathematics from Moscow University and has extensive experience as an entrepreneur, investor, manager, and mathematician. His professional expertise is in applied mathematics, mathematical modeling, system and pattern analysis, and software and hardware system integration. He has served as the CEO of several hi-tech start-up companies and nonprofit organizations, which has given him proven capabilities in business strategy for high-tech start-up companies, market assessment, company formation, team building, product development, marketing, and sales. He has published numerous articles in journals and magazines on related fields. As a retail investor, he spent 15 years developing his proprietary trading and quantitative algorithms (now Tickeron’s A.I.), which brought him significant returns in trading the stock market. His current work and goal in founding Tickeron is to bring professional, sophisticated stock market analysis capabilities to retail investors via an easy-to-use interface.


Momentum Indicator for USB turns negative, indicating new downward trend

USB saw its Momentum Indicator move below the 0 level on September 16, 2026. This is an indication that the stock could be shifting in to a new downward move. Traders may want to consider selling the stock or exploring put options. Tickeron's A.I.dvisor looked at 94 similar instances where the indicator turned negative. In 63 of the 94 cases, the stock moved further down in the following days. The odds of a decline are at 67%.

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

USB moved below its 50-day moving average on September 08, 2026 date and that indicates a change from an upward trend to a downward trend.

The 10-day moving average for USB crossed bearishly below the 50-day moving average on August 31, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 9 of 14 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 64%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where USB declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 61%.

The Aroon Indicator for USB entered a downward trend on September 18, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Bullish Trend Analysis

The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where USB's RSI Indicator exited the oversold zone, 18 of 29 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 62%.

The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.

Following a +1.18% 3-day Advance, the price is estimated to grow further. Considering data from situations where USB advanced for three days, in 180 of 306 cases, the price rose further within the following month. The odds of a continued upward trend are 59%.

USB may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is 4 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron PE Growth Rating for this company is 37 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Valuation Rating of 40 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.543) is normal, around the industry mean (1.350). P/E Ratio (11.988) is within average values for comparable stocks, (24.712). Projected Growth (PEG Ratio) (1.812) is also within normal values, averaging (1.190). Dividend Yield (0.035) settles around the average of (0.030) among similar stocks. P/S Ratio (3.141) is also within normal values, averaging (3.749).

The Tickeron Price Growth Rating for this company is 46 (best 1 - 100 worst), indicating steady price growth. USB’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 64 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly worse than average.

Notable companies

The most notable companies in this group are Itau Unibanco Banco Holding SA (NYSE:ITUB), US Bancorp (NYSE:USB), PNC Financial Services Group (NYSE:PNC), Deutsche Bank Aktiengesellschaft (NYSE:DB), Banco Bradesco SA (NYSE:BBD), Huntington Bancshares (NASDAQ:HBAN), Regions Financial Corp (NYSE:RF), KeyCorp (NYSE:KEY).

Industry description

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

Market Cap

The average market capitalization across the Regional Banks Industry is 6.27B. The market cap for tickers in the group ranges from 22.65 to 171.3B. DBSDY holds the highest valuation in this group at 171.3B. The lowest valued company is VLYPP at 22.65.

High and low price notable news

The average weekly price growth across all stocks in the Regional Banks Industry was -1%. For the same Industry, the average monthly price growth was -0%, and the average quarterly price growth was 19%. RVSB experienced the highest price growth at 11%, while AGBK experienced the biggest fall at -7%.

Volume

The average weekly volume growth across all stocks in the Regional Banks Industry was 56%. For the same stocks of the Industry, the average monthly volume growth was 38% and the average quarterly volume growth was -12%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 49
P/E Growth Rating: 52
Price Growth Rating: 47
SMR Rating: 38
Profit Risk Rating: 56
Seasonality Score: -17 (-100 ... +100)
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General Information

a major bank

Industry RegionalBanks

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Industry
Major Banks
Address
800 Nicollet Mall
Phone
+1 651 466-3000
Employees
68520
Web
https://www.usbank.com
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US Bancorp (USB, $46.63) Q2 earnings falls year-over-year; misses analysts' expectations