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AMP vs STT
Which Stock Would AI Choose? Ameriprise Financial (AMP) vs. State Street (STT) Stock Comparison
Key Takeaways
- Ameriprise Financial is a diversified wealth and asset manager facing recent pressure from advisor attrition and analyst downgrades, while State Street is a global custody and servicing leader posting strong earnings growth but a cautious share-price reaction.
- State Street has delivered materially stronger relative performance over the past year, while Ameriprise has lagged the broader market in recent months.
- The two firms serve very different functions: Ameriprise focuses on advice and wealth management for individuals, whereas State Street is an institutional custodian and asset servicer.
- State Street recently raised its full-year guidance on fee and net interest income growth, while Ameriprise faces margin and talent-retention concerns in its wealth segment.
- Investors comparing the two should weigh State Street's momentum and scale against Ameriprise's historically higher profitability and advice-driven model.
Introduction
Investors evaluating financial-services stocks often group asset managers and custodians together, yet AMP and STT operate at opposite ends of the industry. Ameriprise Financial builds client relationships through financial advisors and wealth management, while State Street Corporation underpins global markets through custody, fund administration, and investment management. This stock comparison examines how the two companies differ in business model, recent momentum, risk profile, and market positioning. It is most relevant to investors seeking to understand relative performance within financial services and to decide which profile better suits a growth-oriented or stability-oriented allocation.
AMP Overview and Recent Performance
Ameriprise Financial (AMP) is a diversified financial services firm generating the majority of its operating profit from advice and wealth management, supported by its Columbia Threadneedle asset management business and a retirement and protection (insurance) segment. The firm manages roughly $1.2 trillion in wealth segment assets and employs approximately 10,600 advisors, with total assets under management and administration exceeding $1.6 trillion across its businesses.
In recent weeks, sentiment has turned more cautious. Analysts at Bank of America downgraded the stock, citing the departure of several high-net-worth advisory teams and concerns that advisor attrition is becoming structural rather than temporary. Low cash sweep rates were also flagged as a potential drag on deposit margins, especially amid rising regulatory scrutiny of sweep programs. The shares have traded toward the lower end of their 52-week range and have underperformed the S&P 500 over the trailing year, even as the company maintains strong profitability, a low price-to-earnings ratio, and a consistent history of dividend increases and share repurchases.
STT Overview and Recent Performance
State Street Corporation (STT) is one of the world's largest custodian banks, providing investment servicing, investment management through State Street Global Advisors, and investment research and trading. The firm holds roughly $59 trillion in assets under custody and administration and about $6.3 trillion in assets under management, including a leading exchange-traded fund (ETF) franchise through its SPDR brand.
Recent market activity has highlighted both strength and skepticism. The company reported a strong quarter with revenue up about 13% year over year, earnings per share (EPS) up roughly 33%, a pretax margin near 35%, and a return on tangible common equity (ROTCE) of approximately 25%. Management also raised full-year guidance for fee and net interest income (NII) growth. Despite these results, the stock declined after the report because revenue slightly missed consensus estimates, suggesting elevated investor expectations. Over the trailing year, however, State Street has significantly outperformed the broader market and Ameriprise, reflecting strong operational momentum and scale advantages.
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Head-to-Head Comparison
Business model is the clearest differentiator. Ameriprise is capital-light and advice-driven, earning fees from financial planning and discretionary asset management, which historically produces high return on equity and strong margins. State Street is a capital-intensive custodian and servicer whose revenue scales with institutional assets, trading volumes, and net interest income.
On momentum, State Street holds the advantage, with stronger trailing-year and year-to-date gains and an 11th consecutive quarter of positive operating leverage. Ameriprise, by contrast, has seen its shares pressured by advisor-retention headlines even though its profitability metrics remain robust. Risk profiles also diverge: Ameriprise is exposed to advisor attrition, sweep-rate regulation, and equity-market swings, while State Street faces fee compression, product-level churn in its ETF business, and sensitivity to deposit funding costs. Both operate in financial services, but State Street's beta and institutional focus make it more cyclically sensitive, whereas Ameriprise is more closely tied to retail wealth accumulation trends.
Tickeron AI Verdict
Based on observable trend consistency, earnings momentum, and relative market positioning, Tickeron's AI would likely favor STT in the current environment. State Street has demonstrated a steadier upward trend, stronger recent relative performance, and a raised outlook supported by record assets under custody and management. Ameriprise retains superior profitability and an attractive valuation, but the recent advisor-attrition narrative and margin concerns introduce near-term uncertainty. A probabilistic assessment would lean toward State Street for trend consistency, while acknowledging that Ameriprise could regain favor if sentiment around advisor retention and sweep rates stabilizes. This is an analytical view of relative positioning, not a personal investment recommendation.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AMP is a Hold and STT is a StrongBuy.
AMP's RSI Oscillator climbs out of oversold territory
The RSI Indicator for AMP moved out of oversold territory on October 05, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 30 similar instances when the indicator left oversold territory. In 23 of the 30 cases the stock moved higher. This puts the odds of a move higher at 77%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 36 of 58 cases where AMP's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 62%.
The Moving Average Convergence Divergence (MACD) for AMP just turned positive on October 09, 2026. Looking at past instances where AMP's MACD turned positive, the stock continued to rise in 32 of 47 cases over the following month. The odds of a continued upward trend are 68%.
Following a +1.88% 3-day Advance, the price is estimated to grow further. Considering data from situations where AMP advanced for three days, in 210 of 344 cases, the price rose further within the following month. The odds of a continued upward trend are 61%.
AMP may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 19, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on AMP as a result. In 53 of 90 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 59%.
The 10-day moving average for AMP crossed bearishly below the 50-day moving average on September 22, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 10 of 15 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 67%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where AMP declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 56%.
The Aroon Indicator for AMP entered a downward trend on October 05, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 27 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 82, placing this stock better than average.
The Tickeron SMR rating for this company is 41 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 55 (best 1 - 100 worst), indicating steady price growth. AMP’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 68 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of 75 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 89 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (6.839) is normal, around the industry mean (2.390). P/E Ratio (11.743) is within average values for comparable stocks, (-3.879). Projected Growth (PEG Ratio) (1.395) is also within normal values, averaging (1.319). Dividend Yield (0.014) settles around the average of (0.271) among similar stocks. P/S Ratio (2.644) is also within normal values, averaging (15.798).
STT's RSI Indicator ascends from oversold territory
The RSI Oscillator for STT moved out of oversold territory on October 21, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 17 similar instances when the indicator left oversold territory. In 16 of the 17 cases the stock moved higher. This puts the odds of a move higher at 90%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Moving Average Convergence Divergence (MACD) for STT just turned positive on October 26, 2026. Looking at past instances where STT's MACD turned positive, the stock continued to rise in 32 of 50 cases over the following month. The odds of a continued upward trend are 64%.
Following a +1.82% 3-day Advance, the price is estimated to grow further. Considering data from situations where STT advanced for three days, in 240 of 368 cases, the price rose further within the following month. The odds of a continued upward trend are 65%.
STT may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.
The 10-day moving average for STT crossed bearishly below the 50-day moving average on September 22, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 7 of 13 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 54%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where STT declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 54%.
The Aroon Indicator for STT entered a downward trend on October 23, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 8 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 12 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 82, placing this stock better than average.
The Tickeron Seasonality Score of 17 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron PE Growth Rating for this company is 22 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 46 (best 1 - 100 worst), indicating steady price growth. STT’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 84 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.900) is normal, around the industry mean (2.390). P/E Ratio (14.834) is within average values for comparable stocks, (-3.879). Projected Growth (PEG Ratio) (0.671) is also within normal values, averaging (1.319). Dividend Yield (0.022) settles around the average of (0.271) among similar stocks. P/S Ratio (3.453) is also within normal values, averaging (15.798).
AMP | STT | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 34 | 72 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 89 Overvalued | 84 Overvalued | |
PROFIT vs RISK RATING 1..100 | 27 | 12 | |
SMR RATING 1..100 | 41 | 8 | |
PRICE GROWTH RATING 1..100 | 55 | 46 | |
P/E GROWTH RATING 1..100 | 68 | 22 | |
SEASONALITY SCORE 1..100 | 75 | 17 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
STT's Valuation (84) in the Regional Banks industry is in the same range as AMP (89) in the Investment Banks Or Brokers industry. This means that STT’s stock grew similarly to AMP’s over the last 12 months.
STT's Profit vs Risk Rating (12) in the Regional Banks industry is in the same range as AMP (27) in the Investment Banks Or Brokers industry. This means that STT’s stock grew similarly to AMP’s over the last 12 months.
STT's SMR Rating (8) in the Regional Banks industry is somewhat better than the same rating for AMP (41) in the Investment Banks Or Brokers industry. This means that STT’s stock grew somewhat faster than AMP’s over the last 12 months.
STT's Price Growth Rating (46) in the Regional Banks industry is in the same range as AMP (55) in the Investment Banks Or Brokers industry. This means that STT’s stock grew similarly to AMP’s over the last 12 months.
STT's P/E Growth Rating (22) in the Regional Banks industry is somewhat better than the same rating for AMP (68) in the Investment Banks Or Brokers industry. This means that STT’s stock grew somewhat faster than AMP’s over the last 12 months.
| AMP | STT | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 77% | 1 day ago 90% |
| Stochastic ODDS (%) | 1 day ago 62% | 1 day ago 54% |
| Momentum ODDS (%) | 1 day ago 59% | N/A |
| MACD ODDS (%) | 1 day ago 68% | 1 day ago 64% |
| TrendWeek ODDS (%) | 1 day ago 60% | 1 day ago 67% |
| TrendMonth ODDS (%) | 1 day ago 62% | 1 day ago 60% |
| Advances ODDS (%) | 7 days ago 61% | 1 day ago 65% |
| Declines ODDS (%) | 10 days ago 56% | 6 days ago 54% |
| BollingerBands ODDS (%) | 1 day ago 76% | 1 day ago 79% |
| Aroon ODDS (%) | 1 day ago 53% | 1 day ago 64% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
AMP’s FA Score shows that 1 FA rating(s) are green while STT’s FA Score has 3 green FA rating(s).
- AMP’s FA Score: 1 green, 4 red.
- STT’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
AMP’s TA Score shows that 5 TA indicator(s) are bullish while STT’s TA Score has 4 bullish TA indicator(s).
- AMP’s TA Score: 5 bullish, 4 bearish.
- STT’s TA Score: 4 bullish, 4 bearish.
Price Growth
AMP (@Investment Managers) experienced а +1.06% price change this week, while STT (@Investment Managers) price change was +2.59% for the same time period.
The average weekly price growth across all stocks in the @Investment Managers industry was +0.26%. For the same industry, the average monthly price growth was -7.22%, and the average quarterly price growth was -2.31%.
Reported Earning Dates
AMP is expected to report earnings on Oct 29, 2026.
STT is expected to report earnings on Jan 15, 2027.
Industries' Descriptions
@Investment Managers (+0.26% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
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AMP and
Correlation & Price change
A.I.dvisor indicates that over the last year, AMP has been closely correlated with RJF. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if AMP jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To AMP | 1D Price Change % | ||
|---|---|---|---|---|
| AMP | 100% | -0.15% | ||
| RJF - AMP | 78% Closely correlated | +0.03% | ||
| PFG - AMP | 66% Loosely correlated | +1.68% | ||
| SEIC - AMP | 65% Loosely correlated | -0.45% | ||
| CG - AMP | 59% Loosely correlated | -0.57% | ||
| NTRS - AMP | 58% Loosely correlated | +0.47% | ||
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