Advertisement
BSAC vs BSBR
Which Stock Would AI Choose? Banco Santander-Chile (BSAC) vs. Banco Santander (Brasil) S.A. (BSBR) Stock Comparison
Key Takeaways
- BSAC has outperformed BSBR in recent market activity, with stronger year-to-date gains of approximately 6.7% compared to BSBR's 2%.
- BSAC trades at a lower trailing P/E ratio (price-to-earnings) of around 13.8 versus BSBR's 18, suggesting relatively better valuation.
- Both stocks offer attractive dividend yields near 4.5-5.7%, with recent ex-dividend dates supporting income-focused strategies.
- BSAC demonstrates higher ROE (return on equity) at 22%, indicating more efficient use of shareholder equity than BSBR's 10.5%.
- BSBR benefits from Brazil's larger economy but faces higher volatility, while Chile's stability aids BSAC's consistent performance.
- Recent quarterly earnings growth shows BSBR at 27.5% year-over-year, outpacing BSAC's -1.7%, highlighting differing growth trajectories.
Introduction
This stock comparison examines BSAC and BSBR, subsidiaries of Spain's Banco Santander operating in Chile and Brazil, respectively. Both provide retail and commercial banking services in Latin America's key emerging markets, offering investors exposure to regional economic trends, interest rate dynamics, and currency fluctuations. Traders seeking diversified banking plays or those monitoring Santander's international footprint will find value in analyzing their relative performance, valuations, and momentum amid recent market shifts. This analysis draws on verifiable data to highlight contrasts in stability, growth, and sentiment.
BSAC Overview and Recent Performance
Banco Santander-Chile (BSAC), headquartered in Santiago, is a leading provider of retail, commercial, and wholesale banking in Chile. With a market capitalization of approximately $15.75 billion, it focuses on loans, deposits, and fee-based services in a relatively stable economy. In recent weeks, BSAC's shares have shown resilience, trading around $33.40 within a 52-week range of $22.77 to $37.72. Year-to-date gains stand at 6.7%, supported by a trailing P/E of 13.8 and ROE of 22%, reflecting efficient profitability. Key influences include a recent $1.52 per share dividend declaration (ex-date April 30, 2026) and bond issuances, bolstering investor sentiment amid quarterly net income reports highlighting growth. Broader market activity has favored its low beta of 0.38, aiding steady appreciation over the past year at 36%.
BSBR Overview and Recent Performance
Banco Santander (Brasil) S.A. (BSBR) operates as a major bank in Brazil, offering commercial banking, wholesale services, and digital solutions with a market cap near $44.5 billion. It caters to individuals and corporates in South America's largest economy. Recently, shares hover at $5.94, within a 52-week band of $4.62 to $7.32. Year-to-date performance is 2%, with one-year returns at 24.3%, influenced by quarterly revenue growth of 11.6% and earnings up 27.5% year-over-year. Sentiment has been shaped by Q4 net income of BRL 4.1 billion (ROE 17.6%), dividend payouts (ex-date April 23, 2026), and infrastructure announcements like a new São Paulo campus. Despite a higher P/E of 18 and beta of 0.32, recent momentum reflects Brazil's economic rebound, though volatility persists.
Trending AI Robots
Tickeron's Trending AI Robots page showcases the platform's top-performing AI trading bots, curated from hundreds available—specifically, 25 selected out of 351 total bots that trade thousands of different tickers across various markets. These bots employ diverse strategies, including pattern recognition, swing trading, and long-term trend following, with timeframes from intraday to multi-year holds. Performance metrics vary by bot, featuring win rates, profit factors, and average returns optimized for current conditions like volatility in emerging markets or dividend plays. Traders can explore these automated agents for signals on stocks like BSAC and BSBR. Visit the page to review live stats and patterns relevant to today's environment.
Head-to-Head Comparison
Both BSAC and BSBR share a Santander-backed business model centered on retail and commercial banking, but differ in market exposure: BSAC benefits from Chile's macroeconomic stability and lower inflation, while BSBR navigates Brazil's higher growth potential amid political and currency risks. Growth drivers for BSAC include steady loan expansion and high ROE, contrasting BSBR's revenue acceleration from digital adoption. Recent momentum favors BSAC with superior YTD and one-year returns, though BSBR shows stronger quarterly earnings growth. Risk factors highlight BSAC's lower volatility (beta 0.38 vs. 0.32) but shared emerging market sensitivities. Sector-wise, both emphasize NII (net interest income), yet market sentiment tilts toward BSAC's valuation edge over BSBR's scale trade-offs.
Tickeron AI Verdict
Tickeron's AI tools currently lean toward BSAC based on trend consistency, higher ROE, lower P/E, and stronger relative performance in recent weeks. Factors like dividend reliability and stability in Chile position it favorably amid volatile LatAm banking trends. However, BSBR could gain traction if Brazil's growth catalysts accelerate. This reflects observable patterns rather than guarantees.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BSAC is a StrongBuy and BSBR is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BSAC’s FA Score shows that 3 FA rating(s) are green whileBSBR’s FA Score has 2 green FA rating(s).
- BSAC’s FA Score: 3 green, 2 red.
- BSBR’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BSAC’s TA Score shows that 6 TA indicator(s) are bullish while BSBR’s TA Score has 5 bullish TA indicator(s).
- BSAC’s TA Score: 6 bullish, 3 bearish.
- BSBR’s TA Score: 5 bullish, 5 bearish.
Price Growth
BSAC (@Regional Banks) experienced а +8.29% price change this week, while BSBR (@Regional Banks) price change was +3.44% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +3.72%. For the same industry, the average monthly price growth was +7.76%, and the average quarterly price growth was +12.20%.
Reported Earning Dates
BSAC is expected to report earnings on Jul 30, 2026.
BSBR is expected to report earnings on Jul 22, 2026.
Industries' Descriptions
@Regional Banks (+3.72% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BSAC | BSBR | BSAC / BSBR | |
| Capitalization | 15.3B | 20B | 77% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 15.280 | -4.698 | -325% |
| P/E Ratio | 13.93 | 17.14 | 81% |
| Revenue | 2.86T | 46.7B | 6,113% |
| Total Cash | N/A | N/A | - |
| Total Debt | 13.7T | 29.3B | 46,747% |
BSAC | BSBR | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 22 | 19 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 67 Overvalued | 17 Undervalued | |
PROFIT vs RISK RATING 1..100 | 2 | 84 | |
SMR RATING 1..100 | 1 | 3 | |
PRICE GROWTH RATING 1..100 | 43 | 55 | |
P/E GROWTH RATING 1..100 | 31 | 53 | |
SEASONALITY SCORE 1..100 | 75 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BSBR's Valuation (17) in the Regional Banks industry is somewhat better than the same rating for BSAC (67). This means that BSBR’s stock grew somewhat faster than BSAC’s over the last 12 months.
BSAC's Profit vs Risk Rating (2) in the Regional Banks industry is significantly better than the same rating for BSBR (84). This means that BSAC’s stock grew significantly faster than BSBR’s over the last 12 months.
BSAC's SMR Rating (1) in the Regional Banks industry is in the same range as BSBR (3). This means that BSAC’s stock grew similarly to BSBR’s over the last 12 months.
BSAC's Price Growth Rating (43) in the Regional Banks industry is in the same range as BSBR (55). This means that BSAC’s stock grew similarly to BSBR’s over the last 12 months.
BSAC's P/E Growth Rating (31) in the Regional Banks industry is in the same range as BSBR (53). This means that BSAC’s stock grew similarly to BSBR’s over the last 12 months.
| BSAC | BSBR | |
|---|---|---|
| RSI ODDS (%) | N/A | 3 days ago 77% |
| Stochastic ODDS (%) | 3 days ago 58% | 3 days ago 63% |
| Momentum ODDS (%) | 3 days ago 72% | 3 days ago 72% |
| MACD ODDS (%) | 3 days ago 70% | 3 days ago 71% |
| TrendWeek ODDS (%) | 3 days ago 66% | 3 days ago 65% |
| TrendMonth ODDS (%) | 3 days ago 66% | 3 days ago 65% |
| Advances ODDS (%) | 3 days ago 68% | 3 days ago 66% |
| Declines ODDS (%) | 7 days ago 55% | 7 days ago 70% |
| BollingerBands ODDS (%) | 3 days ago 57% | 3 days ago 65% |
| Aroon ODDS (%) | 3 days ago 61% | 3 days ago 59% |
Advertisement
BSAC and
Correlation & Price change
A.I.dvisor indicates that over the last year, BSAC has been closely correlated with BCH. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if BSAC jumps, then BCH could also see price increases.
| Ticker / NAME | Correlation To BSAC | 1D Price Change % | ||
|---|---|---|---|---|
| BSAC | 100% | +0.28% | ||
| BCH - BSAC | 86% Closely correlated | +1.01% | ||
| BBD - BSAC | 66% Loosely correlated | +1.74% | ||
| ITUB - BSAC | 65% Loosely correlated | +1.01% | ||
| BSBR - BSAC | 62% Loosely correlated | +0.93% | ||
| CIB - BSAC | 58% Loosely correlated | -0.78% | ||
More | ||||
BSBR and
Correlation & Price change
A.I.dvisor indicates that over the last year, BSBR has been closely correlated with BBD. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if BSBR jumps, then BBD could also see price increases.
| Ticker / NAME | Correlation To BSBR | 1D Price Change % | ||
|---|---|---|---|---|
| BSBR | 100% | +0.93% | ||
| BBD - BSBR | 82% Closely correlated | +1.74% | ||
| ITUB - BSBR | 81% Closely correlated | +1.01% | ||
| INTR - BSBR | 70% Closely correlated | +1.05% | ||
| BCH - BSBR | 62% Loosely correlated | +1.01% | ||
| BSAC - BSBR | 62% Loosely correlated | +0.28% | ||
More | ||||