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IBKR vs XP
Which Stock Would AI Choose? Interactive Brokers Group (IBKR) vs. XP Inc. (XP) Stock Comparison
Key Takeaways
- IBKR reported strong Q2 2026 earnings with diluted EPS of $0.69, exceeding analyst expectations, while client equity reached $906.7 billion in July, up 32% year-over-year.
- XP trades near $15.82 as of mid-August 2026, with year-to-date returns of approximately 2%, lagging broader market performance amid anticipation of Q2 results.
- IBKR expanded access to Brazilian futures via B3 Exchange in early August 2026, enhancing its global brokerage offerings and client base growth.
- XP maintains a focus on Brazil's financial services market, with client assets at R$1.529 trillion in Q1 2026 and analysts projecting significant upside potential to a consensus price target around $23.33.
- Recent market activity shows IBKR benefiting from elevated trading volumes (DARTs up 27% year-over-year in July) compared to XP's more modest stock momentum in the financial services sector.
- Both companies operate in financial services but differ in geographic exposure, with IBKR emphasizing international electronic brokerage and XP centered on tech-enabled platforms in Brazil.
Introduction
Interactive Brokers Group (IBKR) and XP Inc. (XP) represent two distinct players in the financial services sector, offering investors and traders a useful lens for evaluating brokerage and investment platform models. IBKR operates as a global electronic broker serving institutional and retail clients worldwide, while XP provides tech-enabled financial products primarily in Brazil. This comparison appeals to market participants seeking insights into relative performance, business scalability, and sector positioning amid evolving market conditions. Traders monitoring brokerage volumes, client asset growth, and regional economic factors may find the analysis relevant for portfolio construction or tactical allocation decisions.
IBKR Overview and Recent Performance
Interactive Brokers Group (IBKR) provides automated global electronic brokerage services to retail and institutional clients. In recent weeks, the company reported robust July 2026 brokerage metrics, including daily average revenue trades (DARTs) of 4.426 million, marking a 27% year-over-year increase despite a sequential decline. Client equity stood at $906.7 billion, reflecting 32% annual growth, supported by net new account additions of 131,800 in the month. Second-quarter 2026 results, released in late July, showed diluted earnings per share of $0.69, surpassing consensus estimates, with net revenues rising to $1.90 billion. Stock performance has remained resilient near recent highs around $92, bolstered by multiple analyst price target upgrades and expansion into Brazilian futures trading on the B3 exchange announced in early August. These developments have contributed to positive market sentiment around volume growth and international reach.
XP Overview and Recent Performance
XP Inc. (XP) operates a tech-enabled financial services platform focused on low-fee products in Brazil. Recent market activity has seen the stock trade around $15.82 as of mid-August 2026, with year-to-date returns near 2% and one-year gains of approximately 7%. The company reported first-quarter 2026 results in May, showing net revenue of R$4.73 billion (up 8% year-over-year) and client assets of R$1.529 trillion, though results modestly missed some analyst targets. Attention now centers on second-quarter results scheduled for release on August 17, 2026. Analyst consensus reflects a moderate buy rating with an average price target near $23.33, indicating potential upside amid the company's emphasis on advisor networks and asset growth in its core market. Stock movements have reflected broader caution in emerging-market financials during the period.
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Head-to-Head Comparison
Interactive Brokers Group (IBKR) and XP Inc. (XP) differ markedly in business models: IBKR functions as a multi-asset global electronic broker with emphasis on execution efficiency and margin lending, whereas XP delivers integrated investment platforms tailored to Brazilian retail and advisory clients. Growth drivers for IBKR include international expansion and elevated trading activity, while XP relies on domestic asset gathering and product diversification. Recent momentum favors IBKR through consistent volume gains and earnings beats, contrasting with XP’s steadier but lower-return profile amid regional economic variables. Risk factors for IBKR center on market volatility affecting trade volumes; for XP, exposure to Brazilian macroeconomic conditions and currency fluctuations presents distinct considerations. Sector exposure overlaps in financial services, yet sentiment leans toward IBKR’s demonstrated scalability versus XP’s valuation appeal relative to growth forecasts.
Tickeron AI Verdict
Based on observable factors including trend consistency in client metrics, earnings delivery, and recent expansion catalysts, Tickeron’s AI would currently assign a higher probabilistic preference to IBKR over XP. Stronger year-over-year growth in trading volumes and assets, combined with positive analyst revisions, support a relatively more favorable positioning for IBKR in the near term. This assessment remains probabilistic and tied to available data rather than forward guarantees.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
Disclaimers and LimitationsTo compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBKR is a Hold and XP is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
IBKR’s FA Score shows that 2 FA rating(s) are green whileXP’s FA Score has 0 green FA rating(s).
- IBKR’s FA Score: 2 green, 3 red.
- XP’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
IBKR’s TA Score shows that 4 TA indicator(s) are bullish while XP’s TA Score has 8 bullish TA indicator(s).
- IBKR’s TA Score: 4 bullish, 5 bearish.
- XP’s TA Score: 8 bullish, 2 bearish.
Price Growth
IBKR (@Investment Banks/Brokers) experienced а +1.97% price change this week, while XP (@Investment Banks/Brokers) price change was +6.26% for the same time period.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was +9.67%. For the same industry, the average monthly price growth was +9.15%, and the average quarterly price growth was -1.21%.
Reported Earning Dates
IBKR is expected to report earnings on Oct 20, 2026.
XP is expected to report earnings on Nov 24, 2026.
Industries' Descriptions
@Investment Banks/Brokers (+9.67% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
| IBKR | XP | IBKR / XP | |
| Capitalization | 42.5B | 8.53B | 498% |
| EBITDA | 9.42B | 6.08B | 155% |
| Gain YTD | 46.269 | 4.018 | 1,152% |
| P/E Ratio | 37.25 | 8.59 | 434% |
| Revenue | 10.6B | 8.25B | 128% |
| Total Cash | 5.09B | N/A | - |
| Total Debt | 12M | N/A | - |
IBKR | XP | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 93 Overvalued | 82 Overvalued | |
PROFIT vs RISK RATING 1..100 | 6 | 100 | |
SMR RATING 1..100 | 44 | 40 | |
PRICE GROWTH RATING 1..100 | 43 | 61 | |
P/E GROWTH RATING 1..100 | 33 | 61 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
XP's Valuation (82) in the null industry is in the same range as IBKR (93) in the Investment Banks Or Brokers industry. This means that XP’s stock grew similarly to IBKR’s over the last 12 months.
IBKR's Profit vs Risk Rating (6) in the Investment Banks Or Brokers industry is significantly better than the same rating for XP (100) in the null industry. This means that IBKR’s stock grew significantly faster than XP’s over the last 12 months.
XP's SMR Rating (40) in the null industry is in the same range as IBKR (44) in the Investment Banks Or Brokers industry. This means that XP’s stock grew similarly to IBKR’s over the last 12 months.
IBKR's Price Growth Rating (43) in the Investment Banks Or Brokers industry is in the same range as XP (61) in the null industry. This means that IBKR’s stock grew similarly to XP’s over the last 12 months.
IBKR's P/E Growth Rating (33) in the Investment Banks Or Brokers industry is in the same range as XP (61) in the null industry. This means that IBKR’s stock grew similarly to XP’s over the last 12 months.
| IBKR | XP | |
|---|---|---|
| RSI ODDS (%) | N/A | 3 days ago 74% |
| Stochastic ODDS (%) | 3 days ago 54% | 3 days ago 71% |
| Momentum ODDS (%) | 3 days ago 79% | 3 days ago 73% |
| MACD ODDS (%) | 3 days ago 78% | 3 days ago 74% |
| TrendWeek ODDS (%) | 3 days ago 76% | 3 days ago 71% |
| TrendMonth ODDS (%) | 3 days ago 77% | 3 days ago 79% |
| Advances ODDS (%) | 19 days ago 78% | 5 days ago 73% |
| Declines ODDS (%) | 4 days ago 54% | 12 days ago 79% |
| BollingerBands ODDS (%) | 3 days ago 59% | 3 days ago 71% |
| Aroon ODDS (%) | 3 days ago 61% | 3 days ago 79% |
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XP and
Correlation & Price change
A.I.dvisor indicates that over the last year, XP has been loosely correlated with IBKR. These tickers have moved in lockstep 43% of the time. This A.I.-generated data suggests there is some statistical probability that if XP jumps, then IBKR could also see price increases.