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ITUB vs SHG
Which Stock Would AI Choose? Itaú Unibanco Holding (ITUB) vs. Shinhan Financial Group (SHG) Stock Comparison
Key Takeaways
- ITUB (Itaú Unibanco Holding) is Brazil's largest private bank, while SHG (Shinhan Financial Group) is a diversified South Korean financial holding company.
- SHG has delivered stronger recent relative performance and momentum, rising roughly 20% or more year-to-date, whereas ITUB has been roughly flat and recently pulled back on Brazil-specific macro and political pressure.
- ITUB's near-term sentiment has been pressured by a sharp repricing of Brazilian assets following the country's presidential election, while SHG is supported by an active capital-return program of buybacks and rising dividends.
- Tickeron AI Verdict: SHG is the current ticker of choice, favored for trend consistency, stability, and clearer near-term catalysts.
- For deeper context, explore ITUB Major News and ITUB Today's Price Move, as well as SHG Major News and SHG Today's Price Move.
- To see which automated strategies are currently performing best across the market, visit Trending AI Robots.
Introduction
Investors weighing exposure to large emerging-market banks often arrive at a natural comparison: Brazil's dominant private lender versus one of South Korea's leading financial groups. ITUB and SHG both offer established franchises, meaningful dividend streams, and valuations that trade below many developed-market peers, yet they operate under very different macroeconomic and regulatory backdrops. This stock comparison is most relevant to value-oriented investors, income-focused shareholders, and traders tracking relative performance across global financials. Understanding how these two names differ in momentum, catalysts, and risk helps clarify which is better positioned in the current market environment.
ITUB Overview and Recent Performance
Itaú Unibanco Holding is the largest privately held bank in Brazil, with additional operations across Chile, Colombia, Argentina, Uruguay, and Paraguay. Its diversified model spans retail and wholesale banking, insurance, and asset management, giving it broad reach over Brazil's financial system. In recent weeks, however, sentiment has been shaped less by fundamentals than by politics: Brazil's presidential election outcome triggered a broad repricing of domestic assets, sending locally listed banks and U.S.-traded ADRs (American Depositary Receipts) sharply lower on concerns about fiscal discipline and public-debt trajectories. Against this backdrop, ITUB has been roughly flat year-to-date and has declined by a mid-teens percentage over the past six months. Its most recent quarterly results still showed higher revenues and a stronger financial margin, though rising expenses remain a noted headwind. Analyst consensus remains constructive, with an average price target implying meaningful upside from current levels.
SHG Overview and Recent Performance
Shinhan Financial Group is a Seoul-based financial holding company whose subsidiaries span banking, credit cards, securities, and life insurance. It has recently been one of the stronger performers among Asian bank ADRs, gaining roughly 20% or more year-to-date and delivering a solid one-year return, even after a pullback from a 52-week high reached in early September. In its latest quarter, management reported a group CET1 ratio (Common Equity Tier 1, a measure of bank capital strength) of about 13.6% and an improving ROE (Return on Equity) of roughly 11.9%, alongside ROTCE (Return on Tangible Common Equity) near 13.4%. The company also approved a sizable share buyback and raised its dividend, while moving to acquire a majority stake in Lotte Insurance to strengthen its insurance portfolio. These shareholder-return and portfolio actions have reinforced investor confidence in its capital allocation strategy.
Trending AI Robots
Tickeron's Trending AI Robots page curates a focused selection of the platform's AI trading bots, chosen because they are the best suited to current market conditions. Tickeron offers hundreds of AI trading bots that trade thousands of different tickers, but only those demonstrating the most relevant performance earn a place in this featured section. These bots vary widely in trading style, strategy, timeframe, performance statistics, and the specific set of tickers they trade, which allows users to find approaches aligned with their own objectives. For traders interested in a data-driven, automated perspective on names such as ITUB and SHG, reviewing the current lineup is a practical next step. Explore the Trending AI Robots to see which strategies are resonating in today's market.
Head-to-Head Comparison
Although both companies are bank-dominated financial franchises, their growth drivers diverge sharply. ITUB is a play on Brazilian credit demand, interest rates, and fiscal credibility, with sensitivity to political cycles and currency swings. SHG is more closely tied to South Korea's export-driven economy, demographic headwinds, and its own corporate-value-enhancement initiatives, including buybacks and dividend growth. In terms of recent momentum, SHG holds a clear advantage, with stronger year-to-date and trailing twelve-month returns, while ITUB has been weighed down by election-related volatility. On valuation, both trade at similar single-digit P/E (price-to-earnings) multiples, but SHG's improving ROE and more predictable capital-return policy currently give it a firmer fundamental narrative. Risk profiles also differ: ITUB carries elevated macro-political and currency risk, whereas SHG faces competitive pressure from digital-only rivals and a mature domestic loan market.
Tickeron AI Verdict
Based on observable factors, Tickeron's AI would currently favor SHG over ITUB. The case rests on trend consistency and relative positioning: SHG has sustained a stronger uptrend with a well-defined catalyst pipeline from buybacks, dividend increases, and an insurance acquisition, while ITUB has been unsettled by a sharp political-driven repricing of Brazilian assets. Although ITUB's valuation and dominant domestic franchise offer longer-term appeal, its near-term trend is less stable. This is a probabilistic assessment rather than a definitive claim, and the relative picture could shift as new data emerges.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ITUB is a Hold and SHG is a Buy.
ITUB's RSI Oscillator is remaining in oversold zone for 5 days
The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an uptrend is expected.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 5 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
The 50-day moving average for ITUB moved above the 200-day moving average on October 14, 2026. This could be a long-term bullish signal for the stock as the stock shifts to an upward trend.
Following a +4.31% 3-day Advance, the price is estimated to grow further. Considering data from situations where ITUB advanced for three days, in 219 of 304 cases, the price rose further within the following month. The odds of a continued upward trend are 72%.
ITUB may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Aroon Indicator entered an Uptrend today. In 215 of 292 cases where ITUB Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 74%.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 19, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on ITUB as a result. In 43 of 73 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 59%.
The Moving Average Convergence Divergence Histogram (MACD) for ITUB turned negative on October 19, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 42 similar instances when the indicator turned negative. In 28 of the 42 cases the stock turned lower in the days that followed. This puts the odds of success at 67%.
ITUB moved below its 50-day moving average on October 26, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for ITUB crossed bearishly below the 50-day moving average on November 02, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 9 of 14 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 64%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ITUB declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 59%.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 2 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 22 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: ITUB's P/B Ratio (0.363) is slightly lower than the industry average of (1.276). P/E Ratio (1.691) is within average values for comparable stocks, (13.599). Projected Growth (PEG Ratio) (1.274) is also within normal values, averaging (1.190). Dividend Yield (0.002) settles around the average of (0.036) among similar stocks. P/S Ratio (2.806) is also within normal values, averaging (3.738).
The Tickeron Profit vs. Risk Rating rating for this company is 27 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock better than average.
The Tickeron Price Growth Rating for this company is 62 (best 1 - 100 worst), indicating fairly steady price growth. ITUB’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 96 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
SHG's RSI Oscillator is sitting in oversold zone for 13 days
The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an uptrend is expected.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 17 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
Following a +2.41% 3-day Advance, the price is estimated to grow further. Considering data from situations where SHG advanced for three days, in 201 of 313 cases, the price rose further within the following month. The odds of a continued upward trend are 64%.
SHG may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
SHG moved below its 50-day moving average on October 07, 2026 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for SHG crossed bearishly below the 50-day moving average on October 12, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 7 of 15 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 47%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where SHG declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 51%.
The Aroon Indicator for SHG entered a downward trend on November 02, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 1 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 1 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock better than average.
The Tickeron Valuation Rating of 27 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: SHG's P/B Ratio (0.001) is slightly lower than the industry average of (1.276). P/E Ratio (0.006) is within average values for comparable stocks, (13.599). Projected Growth (PEG Ratio) (5.020) is also within normal values, averaging (1.190). Dividend Yield (0.027) settles around the average of (0.036) among similar stocks. P/S Ratio (2.745) is also within normal values, averaging (3.738).
The Tickeron Price Growth Rating for this company is 59 (best 1 - 100 worst), indicating fairly steady price growth. SHG’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
ITUB | SHG | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 73 | 65 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 22 Undervalued | 27 Undervalued | |
PROFIT vs RISK RATING 1..100 | 27 | 1 | |
SMR RATING 1..100 | 2 | 1 | |
PRICE GROWTH RATING 1..100 | 62 | 59 | |
P/E GROWTH RATING 1..100 | 96 | 97 | |
SEASONALITY SCORE 1..100 | 75 | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ITUB's Valuation (22) in the Major Banks industry is in the same range as SHG (27) in the Financial Conglomerates industry. This means that ITUB’s stock grew similarly to SHG’s over the last 12 months.
SHG's Profit vs Risk Rating (1) in the Financial Conglomerates industry is in the same range as ITUB (27) in the Major Banks industry. This means that SHG’s stock grew similarly to ITUB’s over the last 12 months.
SHG's SMR Rating (1) in the Financial Conglomerates industry is in the same range as ITUB (2) in the Major Banks industry. This means that SHG’s stock grew similarly to ITUB’s over the last 12 months.
SHG's Price Growth Rating (59) in the Financial Conglomerates industry is in the same range as ITUB (62) in the Major Banks industry. This means that SHG’s stock grew similarly to ITUB’s over the last 12 months.
ITUB's P/E Growth Rating (96) in the Major Banks industry is in the same range as SHG (97) in the Financial Conglomerates industry. This means that ITUB’s stock grew similarly to SHG’s over the last 12 months.
| ITUB | SHG | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 80% | 1 day ago 72% |
| Stochastic ODDS (%) | 1 day ago 73% | 1 day ago 68% |
| Momentum ODDS (%) | 1 day ago 59% | N/A |
| MACD ODDS (%) | 1 day ago 67% | N/A |
| TrendWeek ODDS (%) | 1 day ago 60% | 1 day ago 53% |
| TrendMonth ODDS (%) | 1 day ago 54% | 1 day ago 52% |
| Advances ODDS (%) | 25 days ago 72% | 5 days ago 64% |
| Declines ODDS (%) | 4 days ago 59% | 1 day ago 51% |
| BollingerBands ODDS (%) | 1 day ago 71% | 1 day ago 68% |
| Aroon ODDS (%) | 1 day ago 74% | 1 day ago 57% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ITUB’s FA Score shows that 3 FA rating(s) are green while SHG’s FA Score has 3 green FA rating(s).
- ITUB’s FA Score: 3 green, 2 red.
- SHG’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ITUB’s TA Score shows that 6 TA indicator(s) are bullish while SHG’s TA Score has 4 bullish TA indicator(s).
- ITUB’s TA Score: 6 bullish, 5 bearish.
- SHG’s TA Score: 4 bullish, 4 bearish.
Price Growth
ITUB (@Regional Banks) experienced а -6.88% price change this week, while SHG (@Regional Banks) price change was -1.43% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +0.78%. For the same industry, the average monthly price growth was +1.63%, and the average quarterly price growth was +8.36%.
Reported Earning Dates
ITUB is expected to report earnings on Nov 03, 2026.
SHG is expected to report earnings on Feb 11, 2027.
Industries' Descriptions
@Regional Banks (+0.78% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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ITUB and
Correlation & Price change
A.I.dvisor indicates that over the last year, ITUB has been loosely correlated with INTR. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if ITUB jumps, then INTR could also see price increases.
| Ticker / NAME | Correlation To ITUB | 1D Price Change % | ||
|---|---|---|---|---|
| ITUB | 100% | +0.56% | ||
| INTR - ITUB | 64% Loosely correlated | +0.50% | ||
| BBDO - ITUB | 59% Loosely correlated | +0.41% | ||
| LYG - ITUB | 47% Loosely correlated | +0.80% | ||
| NU - ITUB | 45% Loosely correlated | +0.09% | ||
| SHG - ITUB | 44% Loosely correlated | -1.95% | ||
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SHG and
Correlation & Price change
A.I.dvisor indicates that over the last year, SHG has been closely correlated with KB. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if SHG jumps, then KB could also see price increases.