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JFIN vs QFIN
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JFIN is a Hold and QFIN is a Hold.
JFIN's MACD Histogram just turned positive
The Moving Average Convergence Divergence (MACD) for JFIN turned positive on September 21, 2026. Looking at past instances where JFIN's MACD turned positive, the stock continued to rise in 38 of 44 cases over the following month. The odds of a continued upward trend are 86%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where JFIN's RSI Oscillator exited the oversold zone, 31 of 39 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 79%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 48 of 61 cases where JFIN's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 79%.
Following a +9.02% 3-day Advance, the price is estimated to grow further. Considering data from situations where JFIN advanced for three days, in 192 of 250 cases, the price rose further within the following month. The odds of a continued upward trend are 77%.
JFIN may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on September 28, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on JFIN as a result. In 61 of 79 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 77%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where JFIN declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 82%.
The Aroon Indicator for JFIN entered a downward trend on October 22, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 15 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.016) is normal, around the industry mean (3.748). P/E Ratio (0.271) is within average values for comparable stocks, (5.859). JFIN's Projected Growth (PEG Ratio) (117.760) is very high in comparison to the industry average of (3.918). JFIN has a moderately high Dividend Yield (2.500) as compared to the industry average of (0.393). P/S Ratio (0.128) is also within normal values, averaging (5.901).
The Tickeron SMR rating for this company is 81 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 90 (best 1 - 100 worst), indicating slightly worse than average price growth. JFIN’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 96 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. JFIN’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.
QFIN's Indicator enters downward trend
The Aroon Indicator for QFIN entered a downward trend on October 22, 2026. Tickeron's A.I.dvisor identified a pattern where the AroonDown red line was above 70 while the AroonUp green line was below 30 for three straight days. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options. A.I.dvisor looked at 192 similar instances where the Aroon Indicator formed such a pattern. In 158 of the 192 cases the stock moved lower. This puts the odds of a downward move at 82%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on September 18, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on QFIN as a result. In 74 of 94 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 79%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where QFIN declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 79%.
Bullish Trend Analysis
The RSI Indicator shows that the ticker has stayed in the oversold zone for 22 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an Uptrend is expected.
The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 22 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.
The Moving Average Convergence Divergence (MACD) for QFIN just turned positive on October 09, 2026. Looking at past instances where QFIN's MACD turned positive, the stock continued to rise in 47 of 58 cases over the following month. The odds of a continued upward trend are 81%.
QFIN may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 2 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.027) is normal, around the industry mean (3.748). P/E Ratio (0.184) is within average values for comparable stocks, (5.859). Projected Growth (PEG Ratio) (0.050) is also within normal values, averaging (3.918). Dividend Yield (0.333) settles around the average of (0.393) among similar stocks. P/S Ratio (0.527) is also within normal values, averaging (5.901).
The Tickeron SMR rating for this company is 5 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is 93 (best 1 - 100 worst), indicating slightly worse than average price growth. QFIN’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 96 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. QFIN’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.
JFIN | QFIN | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 31 | 53 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 15 Undervalued | 2 Undervalued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 81 | 5 | |
PRICE GROWTH RATING 1..100 | 90 | 93 | |
P/E GROWTH RATING 1..100 | 96 | 96 | |
SEASONALITY SCORE 1..100 | 41 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
QFIN's Valuation (2) in the Finance Or Rental Or Leasing industry is in the same range as JFIN (15) in the null industry. This means that QFIN’s stock grew similarly to JFIN’s over the last 12 months.
QFIN's Profit vs Risk Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as JFIN (100) in the null industry. This means that QFIN’s stock grew similarly to JFIN’s over the last 12 months.
QFIN's SMR Rating (5) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for JFIN (81) in the null industry. This means that QFIN’s stock grew significantly faster than JFIN’s over the last 12 months.
JFIN's Price Growth Rating (90) in the null industry is in the same range as QFIN (93) in the Finance Or Rental Or Leasing industry. This means that JFIN’s stock grew similarly to QFIN’s over the last 12 months.
JFIN's P/E Growth Rating (96) in the null industry is in the same range as QFIN (96) in the Finance Or Rental Or Leasing industry. This means that JFIN’s stock grew similarly to QFIN’s over the last 12 months.
| JFIN | QFIN | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 79% | 3 days ago 68% |
| Stochastic ODDS (%) | 2 days ago 79% | 4 days ago 69% |
| Momentum ODDS (%) | 2 days ago 77% | 4 days ago 79% |
| MACD ODDS (%) | 3 days ago 86% | 2 days ago 81% |
| TrendWeek ODDS (%) | 2 days ago 78% | 2 days ago 81% |
| TrendMonth ODDS (%) | 2 days ago 78% | 2 days ago 83% |
| Advances ODDS (%) | 5 days ago 77% | N/A |
| Declines ODDS (%) | 25 days ago 82% | 3 days ago 79% |
| BollingerBands ODDS (%) | 2 days ago 78% | 2 days ago 78% |
| Aroon ODDS (%) | 2 days ago 82% | 2 days ago 82% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
JFIN’s FA Score shows that 1 FA rating(s) are green while QFIN’s FA Score has 2 green FA rating(s).
- JFIN’s FA Score: 1 green, 4 red.
- QFIN’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
JFIN’s TA Score shows that 5 TA indicator(s) are bullish while QFIN’s TA Score has 4 bullish TA indicator(s).
- JFIN’s TA Score: 5 bullish, 3 bearish.
- QFIN’s TA Score: 4 bullish, 3 bearish.
Price Growth
JFIN (@Savings Banks) experienced а +4.92% price change this week, while QFIN (@Savings Banks) price change was -6.01% for the same time period.
The average weekly price growth across all stocks in the @Savings Banks industry was +13.14%. For the same industry, the average monthly price growth was +6.09%, and the average quarterly price growth was -2.55%.
Reported Earning Dates
JFIN is expected to report earnings on Nov 24, 2026.
QFIN is expected to report earnings on Nov 17, 2026.
Industries' Descriptions
@Savings Banks (+13.14% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
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JFIN and
Correlation & Price change
A.I.dvisor indicates that over the last year, JFIN has been loosely correlated with QFIN. These tickers have moved in lockstep 35% of the time. This A.I.-generated data suggests there is some statistical probability that if JFIN jumps, then QFIN could also see price increases.
| Ticker / NAME | Correlation To JFIN | 1D Price Change % | ||
|---|---|---|---|---|
| JFIN | 100% | -3.03% | ||
| QFIN - JFIN | 35% Loosely correlated | +0.37% | ||
| LX - JFIN | 34% Loosely correlated | -0.87% | ||
| MOMO - JFIN | 30% Poorly correlated | +0.22% | ||
| UPST - JFIN | 29% Poorly correlated | +0.80% | ||
| DJT - JFIN | 28% Poorly correlated | -0.75% | ||
More | ||||
QFIN and
Correlation & Price change
A.I.dvisor indicates that over the last year, QFIN has been loosely correlated with LX. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if QFIN jumps, then LX could also see price increases.
| Ticker / NAME | Correlation To QFIN | 1D Price Change % | ||
|---|---|---|---|---|
| QFIN | 100% | +0.37% | ||
| LX - QFIN | 61% Loosely correlated | -0.87% | ||
| LU - QFIN | 41% Loosely correlated | +0.95% | ||
| AER - QFIN | 36% Loosely correlated | -0.13% | ||
| SNFCA - QFIN | 35% Loosely correlated | +1.79% | ||
| OBDC - QFIN | 31% Poorly correlated | +2.94% | ||
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