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ONB vs ZION
Which Stock Would AI Choose? Old National Bancorp (ONB) vs. Zions Bancorporation (ZION) Stock Comparison
Key Takeaways
- Both ONB and ZION are regional banks with similar market caps around $9.2-9.3 billion, trading at current prices of approximately $24 and $63 respectively.
- ZION shows stronger one-year returns at 44% compared to ONB's 19%, reflecting better momentum in recent market activity.
- ONB reported Q1 2026 earnings that beat EPS estimates but missed revenue, with strong loan growth noted.
- ZION trades at a lower P/E ratio (price-to-earnings) of 9.7 versus ONB's 12.4, suggesting relatively cheaper valuation.
- Year-to-date, both stocks have gained around 8%, amid stabilizing interest rates impacting regional bank sentiment.
- Tickeron's AI tools highlight trending bots that could signal opportunities in banking stocks like these based on technical patterns.
Introduction
Old National Bancorp (ONB) and Zions Bancorporation (ZION) represent regional banking peers operating in distinct U.S. markets, both sensitive to interest rate environments and economic cycles. This stock comparison analyzes their recent performance, valuation metrics, and market positioning to aid investors and traders evaluating sector exposure. With regional banks facing pressures from net interest margins (NIM, the difference between interest income and funding costs) and loan demand, understanding relative strengths helps in portfolio allocation or short-term trading decisions amid fluctuating economic signals.
ONB Overview and Recent Performance
Old National Bancorp, headquartered in Indiana, operates as a financial holding company for Old National Bank, providing commercial, retail, and wealth management services primarily in the Midwest. In recent market activity, ONB shares have traded in the low-to-mid $20s, with a 52-week range of $19.39 to $26.17 and year-to-date gains of about 8%. The stock's P/E ratio stands at 12.4, with ROE (return on equity, a measure of profitability relative to shareholders' equity) at 10.1%. Q1 2026 results showed EPS of around $0.61 beating estimates, though revenue missed, driven by robust loan growth but challenged by deposit costs. Sentiment has been supported by analyst target raises to $26, reflecting optimism on core operations amid stabilizing rates, though broader sector volatility persists.
ZION Overview and Recent Performance
Zions Bancorporation, National Association, based in Utah, is a bank holding company offering full-service banking through subsidiaries in the Intermountain West and other regions. Recently, ZION shares have hovered around $63, within a 52-week range of $43.64 to $66.18, posting year-to-date returns near 8% and one-year gains of 44%. Its P/E ratio is lower at 9.7, with ROE at 14.1%, indicating efficient capital use. Recent quarters highlighted earnings growth from loan expansion, with analysts noting potential NII (net interest income) upswing into 2026 despite revenue pressures in Q1. Market sentiment benefits from strong historical momentum and a fair value estimate around $67, though sensitive to economic slowdown risks.
Trending AI Robots
Tickeron’s Trending AI Robots page curates the top 25 AI trading bots from a library of 351, selected for their suitability to current market conditions across stocks, ETFs, and crypto. These bots employ diverse strategies—technical or fundamental analysis—over timeframes like 5-minute to 60-minute charts, tailored to low, medium, or high volatility environments. They generate real-time signals for copy trading via signal agents, virtual agents, or brokerage integrations, helping users automate trades on thousands of tickers including banking names. With performance varying by market phase, this section spotlights the most promising for trend-following or mean-reversion plays. Explore these tools to enhance your strategy on stocks like ONB and ZION.
Head-to-Head Comparison
Both ONB and ZION follow similar regional banking models focused on commercial lending and deposits, but ZION benefits from Western exposure with higher growth drivers like loan portfolio expansion. Recent momentum favors ZION with superior one-year returns, while ONB offers Midwest stability. Risk factors include NIM compression from rates for both, though ZION's higher ROE signals better efficiency. Sector-wise, they share cyclical exposure, but ZION's lower P/E suggests undervaluation relative to peers. Sentiment tilts toward ZION on stronger EPS trends, contrasting ONB's mixed earnings.
Tickeron AI Verdict
Tickeron’s AI currently leans toward ZION based on trend consistency, lower valuation multiples, higher ROE, and superior relative one-year performance amid regional bank recovery signals. Factors like potential NII improvement position it favorably, though ONB remains competitive with loan growth. This probabilistic edge reflects observable momentum rather than guarantees.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ONB is a StrongBuy and ZION is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ONB’s FA Score shows that 1 FA rating(s) are green whileZION’s FA Score has 2 green FA rating(s).
- ONB’s FA Score: 1 green, 4 red.
- ZION’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ONB’s TA Score shows that 5 TA indicator(s) are bullish while ZION’s TA Score has 4 bullish TA indicator(s).
- ONB’s TA Score: 5 bullish, 3 bearish.
- ZION’s TA Score: 4 bullish, 4 bearish.
Price Growth
ONB (@Regional Banks) experienced а +4.92% price change this week, while ZION (@Regional Banks) price change was +6.36% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +3.72%. For the same industry, the average monthly price growth was +7.76%, and the average quarterly price growth was +12.20%.
Reported Earning Dates
ONB is expected to report earnings on Jul 28, 2026.
ZION is expected to report earnings on Jul 20, 2026.
Industries' Descriptions
@Regional Banks (+3.72% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| ONB | ZION | ONB / ZION | |
| Capitalization | 9.71B | 9.89B | 98% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 14.073 | 16.586 | 85% |
| P/E Ratio | 12.96 | 10.44 | 124% |
| Revenue | 2.74B | 3.44B | 80% |
| Total Cash | 537M | 683M | 79% |
| Total Debt | 7.36B | 1.96B | 375% |
ONB | ZION | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 28 | 43 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 45 Fair valued | 58 Fair valued | |
PROFIT vs RISK RATING 1..100 | 40 | 76 | |
SMR RATING 1..100 | 16 | 13 | |
PRICE GROWTH RATING 1..100 | 47 | 17 | |
P/E GROWTH RATING 1..100 | 47 | 44 | |
SEASONALITY SCORE 1..100 | 20 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ONB's Valuation (45) in the Regional Banks industry is in the same range as ZION (58). This means that ONB’s stock grew similarly to ZION’s over the last 12 months.
ONB's Profit vs Risk Rating (40) in the Regional Banks industry is somewhat better than the same rating for ZION (76). This means that ONB’s stock grew somewhat faster than ZION’s over the last 12 months.
ZION's SMR Rating (13) in the Regional Banks industry is in the same range as ONB (16). This means that ZION’s stock grew similarly to ONB’s over the last 12 months.
ZION's Price Growth Rating (17) in the Regional Banks industry is in the same range as ONB (47). This means that ZION’s stock grew similarly to ONB’s over the last 12 months.
ZION's P/E Growth Rating (44) in the Regional Banks industry is in the same range as ONB (47). This means that ZION’s stock grew similarly to ONB’s over the last 12 months.
| ONB | ZION | |
|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 67% |
| Stochastic ODDS (%) | 2 days ago 57% | 2 days ago 63% |
| Momentum ODDS (%) | 2 days ago 68% | 2 days ago 65% |
| MACD ODDS (%) | 2 days ago 71% | 2 days ago 70% |
| TrendWeek ODDS (%) | 2 days ago 58% | 2 days ago 68% |
| TrendMonth ODDS (%) | 2 days ago 57% | 2 days ago 64% |
| Advances ODDS (%) | 2 days ago 58% | 2 days ago 67% |
| Declines ODDS (%) | 17 days ago 59% | 17 days ago 68% |
| BollingerBands ODDS (%) | 2 days ago 56% | 2 days ago 63% |
| Aroon ODDS (%) | 2 days ago 64% | 2 days ago 61% |
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ONB and
Correlation & Price change
A.I.dvisor indicates that over the last year, ONB has been closely correlated with ASB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if ONB jumps, then ASB could also see price increases.
| Ticker / NAME | Correlation To ONB | 1D Price Change % | ||
|---|---|---|---|---|
| ONB | 100% | +1.82% | ||
| ASB - ONB | 91% Closely correlated | +2.07% | ||
| FNB - ONB | 90% Closely correlated | +1.91% | ||
| ZION - ONB | 89% Closely correlated | +1.22% | ||
| FULT - ONB | 88% Closely correlated | +1.59% | ||
| UMBF - ONB | 88% Closely correlated | +2.17% | ||
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ZION and
Correlation & Price change
A.I.dvisor indicates that over the last year, ZION has been closely correlated with FNB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if ZION jumps, then FNB could also see price increases.
| Ticker / NAME | Correlation To ZION | 1D Price Change % | ||
|---|---|---|---|---|
| ZION | 100% | +1.22% | ||
| FNB - ZION | 91% Closely correlated | +1.91% | ||
| ONB - ZION | 88% Closely correlated | +1.82% | ||
| CFG - ZION | 88% Closely correlated | +1.71% | ||
| KEY - ZION | 87% Closely correlated | +1.66% | ||
| ASB - ZION | 87% Closely correlated | +2.07% | ||
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