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USB vs ZION
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is USB is a Hold and ZION is a Hold.
Momentum Indicator for USB turns negative, indicating new downward trend
USB saw its Momentum Indicator move below the 0 level on November 05, 2026. This is an indication that the stock could be shifting in to a new downward move. Traders may want to consider selling the stock or exploring put options. Tickeron's A.I.dvisor looked at 92 similar instances where the indicator turned negative. In 62 of the 92 cases, the stock moved further down in the following days. The odds of a decline are at 67%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 36 of 66 cases where USB's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 55%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where USB declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 61%.
USB broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where USB's RSI Indicator exited the oversold zone, 19 of 28 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 68%.
The Moving Average Convergence Divergence (MACD) for USB just turned positive on October 12, 2026. Looking at past instances where USB's MACD turned positive, the stock continued to rise in 30 of 44 cases over the following month. The odds of a continued upward trend are 68%.
USB moved above its 50-day moving average on November 02, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for USB crossed bullishly above the 50-day moving average on November 02, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 8 of 14 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 57%.
Following a +0.27% 3-day Advance, the price is estimated to grow further. Considering data from situations where USB advanced for three days, in 176 of 302 cases, the price rose further within the following month. The odds of a continued upward trend are 58%.
The Aroon Indicator entered an Uptrend today. In 157 of 297 cases where USB Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 53%.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 4 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is 32 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 45 (best 1 - 100 worst), indicating steady price growth. USB’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 67 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.528) is normal, around the industry mean (1.262). P/E Ratio (11.866) is within average values for comparable stocks, (13.479). Projected Growth (PEG Ratio) (1.773) is also within normal values, averaging (1.190). Dividend Yield (0.036) settles around the average of (0.035) among similar stocks. P/S Ratio (3.141) is also within normal values, averaging (3.738).
The Tickeron Profit vs. Risk Rating rating for this company is 75 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. USB’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
ZION's RSI Indicator recovers from overbought zone
The 10-day RSI Indicator for ZION moved out of overbought territory on October 23, 2026. This could be a sign that the stock is shifting from an upward trend to a downward trend. Traders may want to look at selling the stock or buying put options. Tickeron's A.I.dvisor looked at 37 instances where the indicator moved out of the overbought zone. In 28 of the 37 cases the stock moved lower in the days that followed. This puts the odds of a move down at 76%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on November 05, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on ZION as a result. In 60 of 83 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 72%.
ZION moved below its 50-day moving average on November 05, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ZION declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 69%.
ZION broke above its upper Bollinger Band on October 20, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Bullish Trend Analysis
The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.
The Moving Average Convergence Divergence (MACD) for ZION just turned positive on October 08, 2026. Looking at past instances where ZION's MACD turned positive, the stock continued to rise in 31 of 48 cases over the following month. The odds of a continued upward trend are 65%.
The 10-day moving average for ZION crossed bullishly above the 50-day moving average on October 30, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 10 of 17 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 59%.
Following a +2.79% 3-day Advance, the price is estimated to grow further. Considering data from situations where ZION advanced for three days, in 215 of 332 cases, the price rose further within the following month. The odds of a continued upward trend are 65%.
The Aroon Indicator entered an Uptrend today. In 146 of 239 cases where ZION Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 61%.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Seasonality Score of 26 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is 46 (best 1 - 100 worst), indicating steady price growth. ZION’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 59 (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 73 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.241) is normal, around the industry mean (1.262). P/E Ratio (8.250) is within average values for comparable stocks, (13.479). Projected Growth (PEG Ratio) (3.417) is also within normal values, averaging (1.190). Dividend Yield (0.030) settles around the average of (0.035) among similar stocks. P/S Ratio (2.573) is also within normal values, averaging (3.738).
The Tickeron Profit vs. Risk Rating rating for this company is 79 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. ZION’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
USB | ZION | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 67 Overvalued | 73 Overvalued | |
PROFIT vs RISK RATING 1..100 | 75 | 79 | |
SMR RATING 1..100 | 4 | 9 | |
PRICE GROWTH RATING 1..100 | 45 | 46 | |
P/E GROWTH RATING 1..100 | 32 | 59 | |
SEASONALITY SCORE 1..100 | 50 | 26 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
USB's Valuation (67) in the Major Banks industry is in the same range as ZION (73) in the Regional Banks industry. This means that USB’s stock grew similarly to ZION’s over the last 12 months.
USB's Profit vs Risk Rating (75) in the Major Banks industry is in the same range as ZION (79) in the Regional Banks industry. This means that USB’s stock grew similarly to ZION’s over the last 12 months.
USB's SMR Rating (4) in the Major Banks industry is in the same range as ZION (9) in the Regional Banks industry. This means that USB’s stock grew similarly to ZION’s over the last 12 months.
USB's Price Growth Rating (45) in the Major Banks industry is in the same range as ZION (46) in the Regional Banks industry. This means that USB’s stock grew similarly to ZION’s over the last 12 months.
USB's P/E Growth Rating (32) in the Major Banks industry is in the same range as ZION (59) in the Regional Banks industry. This means that USB’s stock grew similarly to ZION’s over the last 12 months.
| USB | ZION | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 68% | 3 days ago 76% |
| Stochastic ODDS (%) | 3 days ago 55% | 3 days ago 70% |
| Momentum ODDS (%) | 3 days ago 67% | 3 days ago 72% |
| MACD ODDS (%) | 3 days ago 68% | 3 days ago 65% |
| TrendWeek ODDS (%) | 3 days ago 60% | 3 days ago 65% |
| TrendMonth ODDS (%) | 3 days ago 57% | 3 days ago 62% |
| Advances ODDS (%) | 13 days ago 58% | 18 days ago 65% |
| Declines ODDS (%) | 3 days ago 61% | 3 days ago 69% |
| BollingerBands ODDS (%) | 3 days ago 63% | 3 days ago 70% |
| Aroon ODDS (%) | 3 days ago 53% | 3 days ago 61% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
USB’s FA Score shows that 2 FA rating(s) are green while ZION’s FA Score has 1 green FA rating(s).
- USB’s FA Score: 2 green, 3 red.
- ZION’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
USB’s TA Score shows that 6 TA indicator(s) are bullish while ZION’s TA Score has 5 bullish TA indicator(s).
- USB’s TA Score: 6 bullish, 4 bearish.
- ZION’s TA Score: 5 bullish, 5 bearish.
Price Growth
USB (@Regional Banks) experienced а 0.00% price change this week, while ZION (@Regional Banks) price change was -0.93% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +0.20%. For the same industry, the average monthly price growth was +1.70%, and the average quarterly price growth was +7.08%.
Reported Earning Dates
USB is expected to report earnings on Jan 19, 2027.
ZION is expected to report earnings on Jan 26, 2027.
Industries' Descriptions
@Regional Banks (+0.20% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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USB and
Correlation & Price change
A.I.dvisor indicates that over the last year, USB has been closely correlated with PNC. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if USB jumps, then PNC could also see price increases.
ZION and
Correlation & Price change
A.I.dvisor indicates that over the last year, ZION has been closely correlated with WTFC. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if ZION jumps, then WTFC could also see price increases.
| Ticker / NAME | Correlation To ZION | 1D Price Change % | ||
|---|---|---|---|---|
| ZION | 100% | -0.26% | ||
| WTFC - ZION | 88% Closely correlated | -0.30% | ||
| FNB - ZION | 86% Closely correlated | +0.22% | ||
| CFG - ZION | 86% Closely correlated | -0.92% | ||
| ONB - ZION | 86% Closely correlated | -0.48% | ||
| USB - ZION | 85% Closely correlated | -0.50% | ||
More | ||||
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| FBND | 44.33 | -0.05 | -0.11% |
| Fidelity Total Bond ETF (FBND) | |||
| REZ | 94.87 | -0.36 | -0.38% |
| iShares Residential and Multisector Real Estate ETF (REZ) | |||
| USLV | 9.70 | -0.06 | -0.61% |
| Direxion Daily Silver Bull 2X ETF (USLV) | |||
| WEAT | 21.73 | -0.20 | -0.91% |
| Teucrium Wheat Fund (WEAT) | |||
| WBIY | 37.11 | -0.52 | -1.38% |
| WBI Power Factor High Dividend ETF (WBIY) | |||