Investing in a 403(b) is done by making contributions via payroll deductions and selecting investment options from among the available choices with your custodian.
Payroll deductions on a pretax basis are routed into your 403(b) account with your consent. This can be done by telling the payroll department what percentage of your compensation you would like to send there, or by telling the plan custodian company, who tells your payroll department.
It can get interesting if you have multiple vendors within the same plan, but this is gradually becoming outdated. This has been allowed because many 403(b)s are not subject to ERISA, and the freedom from oversight and auditing requirements has made these plans a little more creative than the 401(k)s you may be more familiar with.
Some 403(b)s also allow after-tax, Roth-style contributions. Whether pretax or post-tax, your money will be directed into the investment allocation that you have chosen with the vendor or custodian that holds the plan’s investments.
The investment options available to you in your plan are agreed-upon by the vendors and your employer. Beyond that, the freedom to choose, and the investment risk, is the employees.
Closed-end funds can be a valuable addition to an investor’s portfolio, providing exposure to specific areas of the market and potential for higher returns.
Being listed is a significant milestone for any company, and can help to build investor confidence and support long-term growth.
Simply put, a downtrend occurs when the successive peaks of a security's price are trending downward in stock trading
The Random Walk Hypothesis states that in an efficient market, prices will correlate around the intrinsic value
Adjusted Gross Income (AGI) is Gross Income (all of an individual’s earnings for the year) minus above-the-line deductions such as retirement plan contributions
Within each asset class, diversification is also important. In your equity portfolio, you should have exposure to stocks
A put option gives the owner of the option/contract the right to sell a stock at the strike price named in the contract
One simple way is to purchase the stock of companies that produce commodities. The primary commodity exchange is the CME
Deductible IRAs provide a way to lower your taxes because you can deduct contributions to your IRA from your income
There’s no reason why you shouldn’t be able to choose investments that are suitable and beneficial for you