Bank of America (BAC, $35.15) beats Q4 earnings expectations
Bank of America’s earnings for the fourth quarter came in at 85 cents a share—beating analysts’ expectations of 77 cents per share (according to FactSet data).
Revenue rose +11% from the year-ago quarter to $24.5 billion in the quarter, which exceeded estimates of $24.2 billion.
Amidst a rising interest rate environment, Bank of America’s net interest income increased +29% to $14.7 billion for the quarter as the bank received higher interest payments on the loans it issued.
The bank had a $1.1 billion provision for credit losses, up $1.6 billion compared with the same quarter in 2021, but mentioned that net charge-offs remain below pre-pandemic levels. Average loans and leases for the bank grew +10% year-over-year, while the same for consumer banking climbed +6%.
Bank of America’s chief executive Brian Moynihan said, “We ended the year on a strong note, growing earnings year over year in the fourth quarter in an increasingly slowing economic environment”.
“The themes in the quarter have been consistent all year as organic growth and rates helped deliver the value of our deposit franchise,” Moynihan added.
BAC's RSI Oscillator recovers from oversold territory
The RSI Indicator for BAC moved out of oversold territory on October 14, 2025. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 30 similar instances when the indicator left oversold territory. In of the 30 cases the stock moved higher. This puts the odds of a move higher at .
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 17, 2025. You may want to consider a long position or call options on BAC as a result. In of 79 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are .
The Moving Average Convergence Divergence (MACD) for BAC just turned positive on October 20, 2025. Looking at past instances where BAC's MACD turned positive, the stock continued to rise in of 46 cases over the following month. The odds of a continued upward trend are .
BAC moved above its 50-day moving average on October 14, 2025 date and that indicates a change from a downward trend to an upward trend.
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where BAC advanced for three days, in of 336 cases, the price rose further within the following month. The odds of a continued upward trend are .
BAC may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where BAC declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
The Aroon Indicator for BAC entered a downward trend on October 23, 2025. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating outstanding price growth. BAC’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 26, placing this stock worse than average.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.385) is normal, around the industry mean (1.317). P/E Ratio (14.363) is within average values for comparable stocks, (12.091). Projected Growth (PEG Ratio) (1.305) is also within normal values, averaging (4.545). BAC has a moderately low Dividend Yield (0.020) as compared to the industry average of (0.042). P/S Ratio (3.801) is also within normal values, averaging (3.421).
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
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a major bank
Industry MajorBanks
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