PayPal Holdings’ first quarter earnings surpassed analysts’ estimates.
The online payments systems company reported adjusted earnings of 78 cents a share, which exceeded the 68 cents expected by analysts surveyed by FactSet. The figure is also higher than the year-ago quarter’s 57 cents a year.
The company’s revenue of $4.13 billion was in line with analysts' estimates.
PayPal added 9.3 million new active accounts during the quarter, leading to a total count of 277 million. Total payment volume increased to $161 billion, compared to analysts’ expectations of $163 billion.
Reporting for its Venmo peer-to-peer digital payment service, PayPal said that around 40 million people used it for at least one transaction in the last 12 months, contributing up to $21 billion in total payment volume in the first quarter.
Looking ahead, PayPal expects revenue to range between $4.3 billion and $4.34 billion for the current quarter. It estimates adjusted per-share earnings to come in between 68 cents and 70 cents for the quarter. For the full year, the company bumped up its earnings per share outlook to between $2.94 and $3.01.
Sergey Savastiouk, Ph.D. has a degree in Applied Mathematics from Moscow University and has extensive experience as an entrepreneur, investor, manager, and mathematician. His professional expertise is in applied mathematics, mathematical modeling, system and pattern analysis, and software and hardware system integration. He has served as the CEO of several hi-tech start-up companies and nonprofit organizations, which has given him proven capabilities in business strategy for high-tech start-up companies, market assessment, company formation, team building, product development, marketing, and sales. He has published numerous articles in journals and magazines on related fields. As a retail investor, he spent 15 years developing his proprietary trading and quantitative algorithms (now Tickeron’s A.I.), which brought him significant returns in trading the stock market. His current work and goal in founding Tickeron is to bring professional, sophisticated stock market analysis capabilities to retail investors via an easy-to-use interface.
The 10-day moving average for PYPL crossed bearishly below the 50-day moving average on September 10, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 10 of 13 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 77%.
The Momentum Indicator moved below the 0 level on August 28, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on PYPL as a result. In 67 of 90 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 74%.
PYPL moved below its 50-day moving average on September 08, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where PYPL declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 75%.
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where PYPL's RSI Oscillator exited the oversold zone, 28 of 47 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 60%.
The Stochastic Oscillator demonstrated that the ticker has stayed in the oversold zone for 1 day, which means it's wise to expect a price bounce in the near future.
The 50-day moving average for PYPL moved above the 200-day moving average on August 20, 2026. This could be a long-term bullish signal for the stock as the stock shifts to an upward trend.
Following a +8.43% 3-day Advance, the price is estimated to grow further. Considering data from situations where PYPL advanced for three days, in 184 of 290 cases, the price rose further within the following month. The odds of a continued upward trend are 63%.
PYPL may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Aroon Indicator entered an Uptrend today. In 135 of 190 cases where PYPL Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 71%.
The Tickeron SMR rating for this company is 39 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 51 (best 1 - 100 worst), indicating steady price growth. PYPL’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 60 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.301) is normal, around the industry mean (4.210). P/E Ratio (10.078) is within average values for comparable stocks, (15.407). Projected Growth (PEG Ratio) (0.878) is also within normal values, averaging (1.692). Dividend Yield (0.010) settles around the average of (0.081) among similar stocks. P/S Ratio (1.444) is also within normal values, averaging (5.952).
The Tickeron PE Growth Rating for this company is 76 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. PYPL’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 76, placing this stock worse than average.
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
a provider of digital and mobile payments on behalf of consumers and merchants
Industry SavingsBanks