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AER vs PYPL
Which Stock Would AI Choose? AerCap Holdings (AER) vs. PayPal Holdings (PYPL) Stock Comparison
Key Takeaways
- AerCap Holdings (AER) trades at a lower trailing P/E ratio (price-to-earnings ratio) of 6.19 versus PayPal Holdings (PYPL)'s 9.32, indicating potentially better value in recent market positioning.
- AER reported record Q1 2026 results with 7.9% revenue growth and raised full-year guidance, while PYPL showed 3.7% quarterly revenue growth amid restructuring efforts.
- AER delivered 34.1% one-year returns compared to PYPL's more volatile performance, with recent monthly gains but negative longer-term trends in some metrics.
- Profit margins favor AER at 45.2% versus PYPL's 15.8%, though PYPL maintains lower debt-to-equity at 60.7% compared to AER's 234.4%.
- Analyst targets suggest upside for both, with AER at $163.78 average and PYPL at $52.97, reflecting sector-specific catalysts.
Introduction
This stock comparison pits AerCap Holdings (AER), a leader in aircraft leasing and aviation finance, against PayPal Holdings (PYPL), a dominant digital payments platform. Investors and traders eyeing diversification across cyclical industrials and growth-oriented fintech may find value here. Recent market activity highlights contrasts in valuation, momentum, and sector tailwinds, such as aviation demand recovery and payments innovation. By examining relative performance, financial metrics, and sentiment shifts, this analysis aids informed decision-making in today's dynamic environment.
AER Overview and Recent Performance
AerCap Holdings N.V. (AER) specializes in the leasing, financing, and management of commercial aircraft and engines globally. In recent weeks, the stock has navigated modest pullbacks amid broader market fluctuations, trading around $141 with a market cap of $22.2 billion. Year-to-date performance stands at approximately 1.7%, bolstered by a robust one-year gain of 34.1%. Key drivers include record first-quarter 2026 results, with revenue up 7.9% year-over-year to $2.24 billion, raised full-year guidance, and a new $1 billion share repurchase program. Strong profitability (45.2% margin) and EPS (earnings per share) of $22.78 TTM have fueled positive sentiment, despite high leverage in the capital-intensive aviation sector.
PYPL Overview and Recent Performance
PayPal Holdings, Inc. (PYPL) operates a global technology platform for digital payments, serving merchants and consumers via brands like Venmo and Braintree. Shares recently traded near $50.44 with a $45.4 billion market cap, reflecting recent monthly gains around 11% but mixed year-to-date results. One-year returns approximate 22.5%, amid competitive pressures in fintech. Influencing factors include ongoing restructuring for efficiency, quarterly revenue growth of 3.7%, and earnings growth of 28.2%. With a trailing P/E of 9.32 and EPS of $5.41 TTM, sentiment has improved on cost controls, though slower top-line expansion tempers enthusiasm compared to recent market activity.
Trending AI Robots
Tickeron's Trending AI Robots page showcases 25 top-performing AI trading bots curated from over 350 available, each designed to trade thousands of tickers using machine learning for real-time signals. These bots exhibit strong stats, including annualized returns up to 163%, win rates of 60-75%, and profit factors around 1.5-3.3, with strategies spanning day trading (5-60 minutes), swing trading, and trend following across sectors like semiconductors, industrials, and finance. Average trade durations range from hours to weeks, often employing take-profit/stop-loss corridors (e.g., 3%/2%). While none specifically target AER or PYPL, fintech and industrial-focused bots highlight adaptive performance in current conditions. Explore these for potential edges in stock trading.
Head-to-Head Comparison
AerCap (AER) and PayPal (PYPL) diverge in business models: asset-heavy leasing in aviation versus asset-light digital payments technology. Growth drivers contrast with AER's leasing demand from air travel rebound versus PYPL's user acquisition amid competition from rivals like Apple Pay. Recent momentum favors AER's earnings consistency over PYPL's volatility (beta 1.39 vs. 0.99). Risk factors include AER's elevated debt/equity (234%) in cyclical industrials versus PYPL's regulatory and competitive pressures in fintech. Market sentiment leans positive for AER post-buyback announcement, while PYPL benefits from restructuring optimism, highlighting trade-offs in stability versus scalability.
Tickeron AI Verdict
Tickeron's AI currently leans toward AER based on superior trend consistency, attractive valuation (low P/E), robust profitability margins, and near-term catalysts like raised guidance and share repurchases. While PYPL shows short-term momentum and stronger balance sheet metrics, its higher volatility and slower growth profile suggest greater uncertainty in prevailing conditions. This probabilistic edge favors AER for relative positioning among growth-oriented stocks.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AER is a Hold and PYPL is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
AER’s FA Score shows that 2 FA rating(s) are green whilePYPL’s FA Score has 0 green FA rating(s).
- AER’s FA Score: 2 green, 3 red.
- PYPL’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
AER’s TA Score shows that 4 TA indicator(s) are bullish while PYPL’s TA Score has 5 bullish TA indicator(s).
- AER’s TA Score: 4 bullish, 5 bearish.
- PYPL’s TA Score: 5 bullish, 4 bearish.
Price Growth
AER (@Finance/Rental/Leasing) experienced а +5.19% price change this week, while PYPL (@Savings Banks) price change was -0.35% for the same time period.
The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +2.55%. For the same industry, the average monthly price growth was +13.82%, and the average quarterly price growth was +28.13%.
The average weekly price growth across all stocks in the @Savings Banks industry was +1.22%. For the same industry, the average monthly price growth was +3.31%, and the average quarterly price growth was -4.43%.
Reported Earning Dates
AER is expected to report earnings on Aug 05, 2026.
PYPL is expected to report earnings on Jul 28, 2026.
Industries' Descriptions
@Finance/Rental/Leasing (+2.55% weekly)A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).
@Savings Banks (+1.22% weekly)A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.
| AER | PYPL | AER / PYPL | |
| Capitalization | 23.2B | 37.3B | 62% |
| EBITDA | 5.5B | 7.49B | 73% |
| Gain YTD | 1.458 | -27.016 | -5% |
| P/E Ratio | 6.45 | 7.94 | 81% |
| Revenue | 8.68B | 33.7B | 26% |
| Total Cash | 1.48B | 9.34B | 16% |
| Total Debt | 43.1B | 9.41B | 458% |
AER | PYPL | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 15 Undervalued | 58 Fair valued | |
PROFIT vs RISK RATING 1..100 | 12 | 100 | |
SMR RATING 1..100 | 43 | 38 | |
PRICE GROWTH RATING 1..100 | 48 | 63 | |
P/E GROWTH RATING 1..100 | 87 | 92 | |
SEASONALITY SCORE 1..100 | 55 | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
AER's Valuation (15) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PYPL (58) in the Data Processing Services industry. This means that AER’s stock grew somewhat faster than PYPL’s over the last 12 months.
AER's Profit vs Risk Rating (12) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PYPL (100) in the Data Processing Services industry. This means that AER’s stock grew significantly faster than PYPL’s over the last 12 months.
PYPL's SMR Rating (38) in the Data Processing Services industry is in the same range as AER (43) in the Finance Or Rental Or Leasing industry. This means that PYPL’s stock grew similarly to AER’s over the last 12 months.
AER's Price Growth Rating (48) in the Finance Or Rental Or Leasing industry is in the same range as PYPL (63) in the Data Processing Services industry. This means that AER’s stock grew similarly to PYPL’s over the last 12 months.
AER's P/E Growth Rating (87) in the Finance Or Rental Or Leasing industry is in the same range as PYPL (92) in the Data Processing Services industry. This means that AER’s stock grew similarly to PYPL’s over the last 12 months.
| AER | PYPL | |
|---|---|---|
| RSI ODDS (%) | N/A | 5 days ago 56% |
| Stochastic ODDS (%) | 5 days ago 46% | 5 days ago 72% |
| Momentum ODDS (%) | 5 days ago 74% | 5 days ago 77% |
| MACD ODDS (%) | 5 days ago 68% | 5 days ago 60% |
| TrendWeek ODDS (%) | 5 days ago 70% | 5 days ago 65% |
| TrendMonth ODDS (%) | 5 days ago 68% | 5 days ago 74% |
| Advances ODDS (%) | 5 days ago 70% | 7 days ago 63% |
| Declines ODDS (%) | 21 days ago 55% | 15 days ago 74% |
| BollingerBands ODDS (%) | 5 days ago 55% | 5 days ago 61% |
| Aroon ODDS (%) | 5 days ago 51% | 5 days ago 70% |
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AER and
Correlation & Price change
A.I.dvisor indicates that over the last year, AER has been closely correlated with AXP. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if AER jumps, then AXP could also see price increases.