AFRM
Price
$70.28
Change
-$1.30 (-1.82%)
Updated
Sep 17, 04:59 PM (EDT)
Capitalization
24.15B
55 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$16.73
Change
-$0.11 (-0.65%)
Updated
Sep 17 closing price
Capitalization
21.75B
47 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

AFRM vs SOFI

AFRM vs SOFI Comparison Chart in %
View a ticker or compare two or three
VS
AFRM vs. SOFI commentary
Sep 18, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AFRM is a Hold and SOFI is a Hold.

Interact to see
Advertisement
SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
AFRM($24.2B) has a higher market cap than SOFI($21.8B). SOFI has higher P/E ratio than AFRM: SOFI (34.37) vs AFRM (12.94). AFRM YTD gains are higher at: -3.829 vs. SOFI (-35.676). SOFI has less debt than AFRM: SOFI (3.41B) vs AFRM (10B). SOFI (4.31B) and AFRM (4.26B) have equivalent revenues.
AFRMSOFIAFRM / SOFI
Capitalization24.2B21.8B111%
EBITDA1.25BN/A-
Gain YTD-3.829-35.67611%
P/E Ratio12.9434.3738%
Revenue4.26B4.31B99%
Total Cash2.6BN/A-
Total Debt10B3.41B294%
TECHNICAL ANALYSIS
Technical Analysis
AFRMSOFI
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
86%
Bullish Trend 2 days ago
90%
Momentum
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 2 days ago
81%
MACD
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
86%
Bearish Trend 2 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
86%
Bearish Trend 2 days ago
84%
Advances
ODDS (%)
Bullish Trend 4 days ago
83%
Bullish Trend 4 days ago
83%
Declines
ODDS (%)
Bearish Trend 2 days ago
86%
Bearish Trend 2 days ago
81%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
89%
Aroon
ODDS (%)
N/A
Bullish Trend 2 days ago
86%
COMPARISON
Comparison
Sep 18, 2026
Stock price -- (AFRM: $71.58 vs. SOFI: $16.84)
Brand notoriety: AFRM and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: AFRM: 104% vs. SOFI: 86%
Market capitalization -- AFRM: $24.15B vs. SOFI: $21.75B
AFRM [@Savings Banks] is valued at $24.15B. SOFI’s [@Savings Banks] market capitalization is $21.75B. The market cap for tickers in the [@Savings Banks] industry ranges from $1.72M to $697.88B. The average market capitalization across the [@Savings Banks] industry is $33.33B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

AFRM’s FA Score shows that 1 FA rating(s) are green while SOFI’s FA Score has 1 green FA rating(s).

  • AFRM’s FA Score: 1 green, 4 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, AFRM is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

AFRM’s TA Score shows that 4 TA indicator(s) are bullish while SOFI’s TA Score has 4 bullish TA indicator(s).

  • AFRM’s TA Score: 4 bullish, 4 bearish.
  • SOFI’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, AFRM is a better buy in the short-term than SOFI.

Price Growth

AFRM (@Savings Banks) experienced а +5.03% price change this week, while SOFI (@Savings Banks) price change was -2.83% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.88%. For the same industry, the average monthly price growth was -5.49%, and the average quarterly price growth was +9.30%.

Reported Earning Dates

AFRM is expected to report earnings on Nov 11, 2026.

SOFI is expected to report earnings on Nov 03, 2026.

Industries' Descriptions

@Savings Banks (-0.88% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

View a ticker or compare two or three
AFRM
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
Interact to see
Advertisement
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
XTLB2.360.06
+2.61%
XTL Biopharmaceuticals Ltd
KOF112.330.83
+0.74%
Coca-Cola FEMSA SAB DE CV
HNI46.210.28
+0.61%
HNI Corp
OFRM16.35-0.48
-2.85%
Once Upon a Farm, PBC
IMDX3.58-0.44
-10.95%
Insight Molecular Diagnostics Inc

AFRM and

Correlation & Price change

A.I.dvisor indicates that over the last year, AFRM has been closely correlated with COIN. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if AFRM jumps, then COIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To AFRM
1D Price
Change %
AFRM100%
-0.71%
COIN - AFRM
81%
Closely correlated
-4.42%
CLSK - AFRM
71%
Closely correlated
+1.35%
RIOT - AFRM
70%
Closely correlated
+3.30%
UPST - AFRM
69%
Closely correlated
-1.70%
SOFI - AFRM
65%
Loosely correlated
-1.35%
More