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ALL vs TRV
Which Stock Would AI Choose? Allstate (ALL) vs. Travelers (TRV) Stock Comparison
Key Takeaways
- ALL trades at a lower trailing P/E ratio of 5.61 compared to TRV's 9.06, suggesting potential value in Allstate amid high TTM EPS of $38.06.
- TRV shows stronger year-to-date performance at 5.04% versus ALL's 3.10%, with superior one-year returns of 19% against 12.86%.
- Travelers reported robust Q1 2026 results with EPS of $7.71 beating estimates, core ROE (return on equity) of 19.7%, while Allstate's Q1 earnings are pending with expected significant growth.
- ALL offers a higher dividend yield of 2.03% ($4.32 annual) compared to TRV's 1.65% ($5.00), appealing to income-focused investors.
- Analyst price targets imply greater upside for ALL at around 12% (average $240) versus TRV's 3% ($313).
- Both stocks exhibit low volatility with ALL beta at 0.22 and TRV at 0.52, but Travelers has a larger market cap of $64.6B over Allstate's $55.1B.
Introduction
Allstate (ALL) and Travelers (TRV) are leading property and casualty (P&C) insurers offering auto, home, and commercial coverage. This stock comparison analyzes their recent market positioning, performance, and key metrics in the current environment of moderating catastrophe losses and rising investment income. Investors seeking defensive sector exposure with dividend reliability, or traders eyeing relative strength in insurance stocks, will find insights into growth drivers, valuation trade-offs, and momentum shifts relevant for portfolio decisions.
Allstate Overview and Recent Performance
The Allstate Corporation (ALL) provides personal lines insurance, including auto and homeowners policies, alongside protection services. In recent market activity, shares have traded in the $210-$216 range, reflecting modest YTD gains of 3.1% amid broader sector recovery. Sentiment has been influenced by anticipation for Q1 earnings on April 29, with forecasts for over 110% year-over-year EPS growth driven by net investment income (NII). Catastrophe claims from winter storms pressured results earlier, but strong underwriting discipline and premium growth have supported stability. Analyst upgrades, including raised targets from Bank of America and Barclays, signal optimism despite some insider sales.
Travelers Overview and Recent Performance
The Travelers Companies, Inc. (TRV) offers diversified P&C products, with emphasis on commercial lines, bonding, and personal insurance. Recent weeks saw shares near $303, bolstered by YTD returns of 5% and robust Q1 2026 results announced April 16, featuring EPS of $7.71 (beating estimates by $0.91) and core ROE of 19.7%. Strong underlying underwriting income of $1.52 billion and higher fixed income NII offset flat premiums, enhancing investor confidence. Expansion in homeowners insurance under sustainable strategies and capital returns via dividends have driven positive momentum, though revenue slightly missed expectations.
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Head-to-Head Comparison
Both ALL and TRV operate diversified P&C models, but Travelers leans more toward commercial risks while Allstate emphasizes consumer auto/home. Growth drivers include premium rate hikes and NII from fixed income, though catastrophe exposure remains a shared risk amid weather volatility. Recent momentum favors TRV with superior returns and earnings beat, versus ALL's value tilt via lower P/E and higher yield. ALL exhibits greater stability (lower beta), but TRV boasts higher ROE and free cash flow. Market sentiment is constructive for both, with insurance sector tailwinds from rate adequacy, yet trade-offs hinge on valuation versus growth consistency.
Tickeron AI Verdict
Tickeron's AI would currently favor TRV due to its trend consistency, recent earnings strength, and relative outperformance in recent market activity. Factors like superior YTD momentum and high core ROE position Travelers probabilistically ahead, though ALL's attractive valuation offers a compelling counterbalance for value-oriented strategies.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALL is a Hold and TRV is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ALL’s FA Score shows that 3 FA rating(s) are green whileTRV’s FA Score has 1 green FA rating(s).
- ALL’s FA Score: 3 green, 2 red.
- TRV’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ALL’s TA Score shows that 6 TA indicator(s) are bullish while TRV’s TA Score has 6 bullish TA indicator(s).
- ALL’s TA Score: 6 bullish, 4 bearish.
- TRV’s TA Score: 6 bullish, 3 bearish.
Price Growth
ALL (@Property/Casualty Insurance) experienced а +0.73% price change this week, while TRV (@Property/Casualty Insurance) price change was +1.29% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.18%. For the same industry, the average monthly price growth was +1.08%, and the average quarterly price growth was -4.14%.
Reported Earning Dates
ALL is expected to report earnings on Aug 05, 2026.
TRV is expected to report earnings on Jul 17, 2026.
Industries' Descriptions
@Property/Casualty Insurance (+1.18% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| ALL | TRV | ALL / TRV | |
| Capitalization | 56.9B | 65.5B | 87% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 7.355 | 6.951 | 106% |
| P/E Ratio | 4.89 | 9.19 | 53% |
| Revenue | 67.6B | 48.9B | 138% |
| Total Cash | 5.4B | N/A | - |
| Total Debt | 7.49B | 9.27B | 81% |
ALL | TRV | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 12 | 30 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 33 Fair valued | 52 Fair valued | |
PROFIT vs RISK RATING 1..100 | 13 | 3 | |
SMR RATING 1..100 | 25 | 63 | |
PRICE GROWTH RATING 1..100 | 50 | 35 | |
P/E GROWTH RATING 1..100 | 97 | 86 | |
SEASONALITY SCORE 1..100 | 55 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ALL's Valuation (33) in the Property Or Casualty Insurance industry is in the same range as TRV (52). This means that ALL’s stock grew similarly to TRV’s over the last 12 months.
TRV's Profit vs Risk Rating (3) in the Property Or Casualty Insurance industry is in the same range as ALL (13). This means that TRV’s stock grew similarly to ALL’s over the last 12 months.
ALL's SMR Rating (25) in the Property Or Casualty Insurance industry is somewhat better than the same rating for TRV (63). This means that ALL’s stock grew somewhat faster than TRV’s over the last 12 months.
TRV's Price Growth Rating (35) in the Property Or Casualty Insurance industry is in the same range as ALL (50). This means that TRV’s stock grew similarly to ALL’s over the last 12 months.
TRV's P/E Growth Rating (86) in the Property Or Casualty Insurance industry is in the same range as ALL (97). This means that TRV’s stock grew similarly to ALL’s over the last 12 months.
| ALL | TRV | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 52% | 2 days ago 73% |
| Stochastic ODDS (%) | 2 days ago 51% | 2 days ago 51% |
| Momentum ODDS (%) | 2 days ago 66% | 2 days ago 55% |
| MACD ODDS (%) | 2 days ago 64% | 2 days ago 57% |
| TrendWeek ODDS (%) | 2 days ago 61% | 2 days ago 50% |
| TrendMonth ODDS (%) | 2 days ago 60% | 2 days ago 48% |
| Advances ODDS (%) | 4 days ago 61% | 4 days ago 52% |
| Declines ODDS (%) | 2 days ago 49% | 19 days ago 48% |
| BollingerBands ODDS (%) | 2 days ago 62% | N/A |
| Aroon ODDS (%) | 4 days ago 73% | 2 days ago 33% |
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TRV and
Correlation & Price change
A.I.dvisor indicates that over the last year, TRV has been closely correlated with HIG. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if TRV jumps, then HIG could also see price increases.