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ALL vs CB
Which Stock Would AI Choose? Allstate (ALL) vs. Chubb (CB) Stock Comparison
Key Takeaways
- Allstate (ALL) and Chubb (CB) are both major property and casualty insurers with distinct scale and underwriting profiles.
- As of the July 17, 2026 close, ALL traded at $249.90 with a market capitalization of approximately $64.3 billion, while CB traded at $352.16 with a market capitalization of approximately $136.6 billion.
- ALL posted stronger year-to-date and one-year total returns compared with CB through mid-July 2026.
- ALL trades at a lower trailing price-to-earnings ratio (5.53) versus CB (12.46), reflecting differences in valuation and earnings volatility.
- CB faces its second-quarter earnings release on July 21, 2026, while ALL reported earlier in the year amid catastrophe loss pressures.
- Both stocks have delivered solid performance relative to broader market benchmarks in recent market activity, supported by premium growth and investment income in the insurance sector.
Introduction
Investors and traders frequently compare Allstate (ALL) and Chubb (CB) because both operate in the property and casualty insurance sector yet differ in size, geographic reach, and risk profiles. This comparison appeals to those seeking exposure to insurance equities, particularly individuals evaluating relative value, dividend sustainability, and sensitivity to catastrophe losses or pricing cycles. Market participants monitoring sector rotation within financials or assessing defensive characteristics during periods of economic uncertainty may also find the analysis relevant. The review focuses on verifiable recent performance metrics and observable business factors without forward-looking projections.
ALL Overview and Recent Performance
The Allstate Corporation (ALL) provides property and casualty insurance products primarily in the United States and Canada through brands including Allstate and National General. Its core segments encompass personal lines such as auto and homeowners coverage along with protection services. In recent market activity, ALL shares have shown resilience amid reported catastrophe losses totaling $1.72 billion in the second quarter of 2026. The stock closed at $249.90 on July 17, 2026, delivering year-to-date returns of 21.30% and one-year returns of 32.07%. Leadership transition with the appointment of a new chief financial officer and steady dividend maintenance at $1.08 per quarter have influenced sentiment. Policies in force reached 209.5 million, supporting top-line stability despite loss pressures.
CB Overview and Recent Performance
Chubb Limited (CB) offers a broad range of property and casualty insurance and reinsurance products globally across commercial, personal, and agricultural lines. Its diversified operations span North America and international markets. In recent market activity, CB shares have traded near multi-month highs ahead of its scheduled second-quarter earnings release on July 21, 2026. The stock closed at $352.16 on July 17, 2026, posting year-to-date returns of 13.51% and one-year returns of 28.62%. Analysts project modest year-over-year EPS and revenue growth for the upcoming report, supported by premium expansion and investment income. The company maintains a lower combined ratio track record relative to some peers, contributing to steady investor positioning within the sector.
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Head-to-Head Comparison
Allstate (ALL) and Chubb (CB) differ markedly in scale, with CB nearly twice the market capitalization of ALL. ALL focuses predominantly on U.S. personal lines, exposing it more directly to auto and homeowners cycles and recent catastrophe events, whereas CB’s global commercial and reinsurance book provides broader diversification. Valuation metrics show ALL at a lower trailing P/E of 5.53 versus CB’s 12.46, reflecting differences in earnings consistency and perceived stability. Recent momentum favors ALL on a relative return basis through mid-July 2026, though CB benefits from upcoming earnings visibility and analyst estimate revisions. Risk factors include ALL’s higher sensitivity to loss events and CB’s larger exposure to international regulatory and currency dynamics. Sector sentiment remains constructive for both amid ongoing premium pricing discipline, yet trade-offs center on ALL’s higher earnings leverage versus CB’s emphasis on underwriting consistency.
Tickeron AI Verdict
Based on observable factors such as trend consistency in recent market activity, relative valuation positioning, and earnings visibility, Tickeron’s AI models currently assign a probabilistic edge to Allstate (ALL) for potential outperformance in the near term. This assessment rests on ALL’s stronger recent total returns, compressed valuation multiples, and sector positioning rather than any guarantee of future results. Chubb (CB) maintains advantages in scale and diversification that could support stability depending on earnings outcomes and broader market conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALL is a StrongBuy and CB is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ALL’s FA Score shows that 3 FA rating(s) are green whileCB’s FA Score has 2 green FA rating(s).
- ALL’s FA Score: 3 green, 2 red.
- CB’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ALL’s TA Score shows that 3 TA indicator(s) are bullish while CB’s TA Score has 5 bullish TA indicator(s).
- ALL’s TA Score: 3 bullish, 5 bearish.
- CB’s TA Score: 5 bullish, 5 bearish.
Price Growth
ALL (@Property/Casualty Insurance) experienced а +0.56% price change this week, while CB (@Property/Casualty Insurance) price change was +2.48% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was -0.96%. For the same industry, the average monthly price growth was +8.98%, and the average quarterly price growth was +10.97%.
Reported Earning Dates
ALL is expected to report earnings on Aug 05, 2026.
CB is expected to report earnings on Oct 27, 2026.
Industries' Descriptions
@Property/Casualty Insurance (-0.96% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| ALL | CB | ALL / CB | |
| Capitalization | 64.8B | 138B | 47% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 22.194 | 14.365 | 154% |
| P/E Ratio | 5.57 | 12.55 | 44% |
| Revenue | 67.6B | 61.2B | 110% |
| Total Cash | 5.4B | N/A | - |
| Total Debt | 7.49B | 17.5B | 43% |
ALL | CB | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 84 | 30 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 40 Fair valued | 69 Overvalued | |
PROFIT vs RISK RATING 1..100 | 5 | 3 | |
SMR RATING 1..100 | 25 | 94 | |
PRICE GROWTH RATING 1..100 | 9 | 20 | |
P/E GROWTH RATING 1..100 | 96 | 55 | |
SEASONALITY SCORE 1..100 | 75 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ALL's Valuation (40) in the Property Or Casualty Insurance industry is in the same range as CB (69). This means that ALL’s stock grew similarly to CB’s over the last 12 months.
CB's Profit vs Risk Rating (3) in the Property Or Casualty Insurance industry is in the same range as ALL (5). This means that CB’s stock grew similarly to ALL’s over the last 12 months.
ALL's SMR Rating (25) in the Property Or Casualty Insurance industry is significantly better than the same rating for CB (94). This means that ALL’s stock grew significantly faster than CB’s over the last 12 months.
ALL's Price Growth Rating (9) in the Property Or Casualty Insurance industry is in the same range as CB (20). This means that ALL’s stock grew similarly to CB’s over the last 12 months.
CB's P/E Growth Rating (55) in the Property Or Casualty Insurance industry is somewhat better than the same rating for ALL (96). This means that CB’s stock grew somewhat faster than ALL’s over the last 12 months.
| ALL | CB | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 53% | 1 day ago 50% |
| Stochastic ODDS (%) | 1 day ago 49% | 1 day ago 60% |
| Momentum ODDS (%) | 1 day ago 70% | 1 day ago 49% |
| MACD ODDS (%) | 1 day ago 35% | 1 day ago 48% |
| TrendWeek ODDS (%) | 1 day ago 62% | 1 day ago 47% |
| TrendMonth ODDS (%) | 1 day ago 61% | 1 day ago 46% |
| Advances ODDS (%) | 3 days ago 62% | 1 day ago 49% |
| Declines ODDS (%) | 8 days ago 49% | 8 days ago 40% |
| BollingerBands ODDS (%) | 1 day ago 49% | 1 day ago 40% |
| Aroon ODDS (%) | 1 day ago 63% | 1 day ago 38% |
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ALL and
Correlation & Price change
A.I.dvisor indicates that over the last year, ALL has been closely correlated with HIG. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALL jumps, then HIG could also see price increases.
CB and
Correlation & Price change
A.I.dvisor indicates that over the last year, CB has been closely correlated with HIG. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if CB jumps, then HIG could also see price increases.