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BRO vs BWIN
Which Stock Would AI Choose? Brown & Brown, Inc. (BRO) vs. The Baldwin Insurance Group, Inc. (BWIN) Stock Comparison
Key Takeaways
- Both BRO and BWIN operate in the insurance brokerage sector, facing similar market pressures with shares down over 40% in the past year.
- BRO, a larger established player, shows projected revenue growth of 33% for Q1 2026, bolstering near-term sentiment.
- BWIN recently beat Q4 earnings estimates, but exhibits higher volatility with a wider 52-week range.
- Recent weeks have seen modest recoveries for both amid broader market fluctuations, with BRO trading around $68 and BWIN near $25.
- Tickeron's AI tools highlight pattern-based opportunities in insurance stocks, favoring stability over growth speculation.
- Relative performance underscores BRO's edge in trend consistency during recent downturns.
Introduction
In the competitive insurance brokerage landscape, BRO and BWIN represent distinct approaches to risk management and distribution. This stock comparison analyzes their recent market positioning, performance metrics, and sector dynamics, aiding traders seeking short-term momentum and investors eyeing long-term stability. With both stocks navigating macroeconomic headwinds like interest rate shifts and claims inflation, understanding their relative strengths helps in portfolio allocation decisions amid volatile conditions.
BRO Overview and Recent Performance
Brown & Brown, Inc. (BRO) is a leading diversified insurance agency and wholesale brokerage, ranked as the fifth-largest independent broker in the U.S. It provides risk management solutions across property & casualty, employee benefits, and programs. In recent market activity, BRO shares have traded around $68, reflecting a pullback of over 40% from 52-week highs near $119 amid sector-wide pressures. Sentiment has been influenced by anticipation for Q1 2026 earnings on April 27, with forecasts projecting $1.87 billion in revenue (up 33%) and EPS of $1.36. Steady organic growth and strategic acquisitions have supported resilience, though broader equity declines have capped upside.
BWIN Overview and Recent Performance
The Baldwin Insurance Group, Inc. (BWIN), formerly BRP Group, is an insurance distribution firm specializing in commercial risk management, employee benefits, and retirement services. Recent rebranding and ticker change to BWIN in May 2024 underscore expansion ambitions. Shares hover near $25, down approximately 44% over the past year from highs around $45, amid heightened volatility. Key influences include a Q4 earnings beat ($0.31 EPS vs. $0.29 expected), yet persistent share pressure from market sentiment and growth execution risks. Recent weeks show stabilization efforts through M&A (mergers and acquisitions) integration, balancing expansion with profitability.
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Head-to-Head Comparison
Both BRO and BWIN thrive on insurance brokerage models, deriving revenue from commissions and fees amid rising premiums. BRO emphasizes scale with established wholesale operations, contrasting BWIN's agile growth via M&A in niche segments. Recent momentum favors neither decisively, with both rebounding modestly in recent weeks after sharp annual declines. Risk factors diverge: BRO offers lower beta and dividend yield (0.96%), while BWIN faces dilution risks from expansions. Sector exposure is aligned to property & casualty, but BRO shows superior market sentiment via analyst upgrades ahead of earnings.
Tickeron AI Verdict
Tickeron's AI currently leans toward BRO with higher probability for positive short-term positioning. Factors include consistent trend patterns, robust earnings catalysts, and relative stability versus BWIN's volatility. While both exhibit recovery potential, BRO's projected growth and lower drawdowns align better with prevailing AI pattern recognition in insurance stocks.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BRO is a StrongBuy and BWIN is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BRO’s FA Score shows that 0 FA rating(s) are green whileBWIN’s FA Score has 0 green FA rating(s).
- BRO’s FA Score: 0 green, 5 red.
- BWIN’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BRO’s TA Score shows that 3 TA indicator(s) are bullish while BWIN’s TA Score has 5 bullish TA indicator(s).
- BRO’s TA Score: 3 bullish, 4 bearish.
- BWIN’s TA Score: 5 bullish, 4 bearish.
Price Growth
BRO (@Insurance Brokers/Services) experienced а -1.75% price change this week, while BWIN (@Insurance Brokers/Services) price change was +29.46% for the same time period.
The average weekly price growth across all stocks in the @Insurance Brokers/Services industry was -1.95%. For the same industry, the average monthly price growth was -5.30%, and the average quarterly price growth was -28.73%.
Reported Earning Dates
BRO is expected to report earnings on Jul 27, 2026.
BWIN is expected to report earnings on Aug 11, 2026.
Industries' Descriptions
@Insurance Brokers/Services (-1.95% weekly)Insurance brokers sell, solicit, or negotiate insurance for compensation. General insurance brokers mostly cater to insurances on car, house etc. (versus life). Brokers are also often instrumental in helping small employers find health insurance, particularly in more competitive markets. Additionally, brokers may also provide risk assessments, insurance consulting services, insurance-related regulatory and legislative update services. Some of the major names in this industry include Marsh & McLennan Companies, Inc., Aon plc and Verisk Analytics Inc.
| BRO | BWIN | BRO / BWIN | |
| Capitalization | 19.7B | 2.29B | 860% |
| EBITDA | 2.28B | 73.6M | 3,092% |
| Gain YTD | -26.543 | -2.164 | 1,227% |
| P/E Ratio | 18.97 | N/A | - |
| Revenue | 6.26B | 1.61B | 389% |
| Total Cash | 1B | 146M | 687% |
| Total Debt | 8.06B | 2.57B | 313% |
BRO | BWIN | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 8 | 34 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 79 Overvalued | 47 Fair valued | |
PROFIT vs RISK RATING 1..100 | 90 | 100 | |
SMR RATING 1..100 | 66 | 94 | |
PRICE GROWTH RATING 1..100 | 63 | 63 | |
P/E GROWTH RATING 1..100 | 87 | 100 | |
SEASONALITY SCORE 1..100 | 75 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BWIN's Valuation (47) in the null industry is in the same range as BRO (79) in the Insurance Brokers Or Services industry. This means that BWIN’s stock grew similarly to BRO’s over the last 12 months.
BRO's Profit vs Risk Rating (90) in the Insurance Brokers Or Services industry is in the same range as BWIN (100) in the null industry. This means that BRO’s stock grew similarly to BWIN’s over the last 12 months.
BRO's SMR Rating (66) in the Insurance Brokers Or Services industry is in the same range as BWIN (94) in the null industry. This means that BRO’s stock grew similarly to BWIN’s over the last 12 months.
BRO's Price Growth Rating (63) in the Insurance Brokers Or Services industry is in the same range as BWIN (63) in the null industry. This means that BRO’s stock grew similarly to BWIN’s over the last 12 months.
BRO's P/E Growth Rating (87) in the Insurance Brokers Or Services industry is in the same range as BWIN (100) in the null industry. This means that BRO’s stock grew similarly to BWIN’s over the last 12 months.
| BRO | BWIN | |
|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 69% |
| Stochastic ODDS (%) | 2 days ago 58% | 2 days ago 81% |
| Momentum ODDS (%) | 2 days ago 60% | 2 days ago 74% |
| MACD ODDS (%) | 6 days ago 60% | 2 days ago 81% |
| TrendWeek ODDS (%) | 2 days ago 55% | 2 days ago 76% |
| TrendMonth ODDS (%) | 2 days ago 56% | 2 days ago 73% |
| Advances ODDS (%) | 14 days ago 55% | 2 days ago 74% |
| Declines ODDS (%) | 21 days ago 53% | 12 days ago 80% |
| BollingerBands ODDS (%) | 2 days ago 46% | 2 days ago 72% |
| Aroon ODDS (%) | 2 days ago 54% | 2 days ago 65% |
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BRO and
Correlation & Price change
A.I.dvisor indicates that over the last year, BRO has been closely correlated with AJG. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if BRO jumps, then AJG could also see price increases.
| Ticker / NAME | Correlation To BRO | 1D Price Change % | ||
|---|---|---|---|---|
| BRO | 100% | -1.46% | ||
| AJG - BRO | 77% Closely correlated | -2.33% | ||
| MRSH - BRO | 70% Closely correlated | -1.41% | ||
| WTW - BRO | 63% Loosely correlated | -0.90% | ||
| AON - BRO | 57% Loosely correlated | -1.29% | ||
| BWIN - BRO | 48% Loosely correlated | +16.16% | ||
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BWIN and
Correlation & Price change
A.I.dvisor indicates that over the last year, BWIN has been loosely correlated with BRO. These tickers have moved in lockstep 46% of the time. This A.I.-generated data suggests there is some statistical probability that if BWIN jumps, then BRO could also see price increases.
| Ticker / NAME | Correlation To BWIN | 1D Price Change % | ||
|---|---|---|---|---|
| BWIN | 100% | +16.16% | ||
| BRO - BWIN | 46% Loosely correlated | -1.46% | ||
| GSHD - BWIN | 45% Loosely correlated | +5.64% | ||
| TWFG - BWIN | 44% Loosely correlated | -0.92% | ||
| AJG - BWIN | 41% Loosely correlated | -2.33% | ||
| MRSH - BWIN | 38% Loosely correlated | -1.41% | ||
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