FICO
Price
$771.19
Change
+$1.26 (+0.16%)
Updated
Oct 16 closing price
Capitalization
18.16B
25 days until earnings call
Intraday BUY SELL Signals
PAYX
Price
$111.63
Change
+$0.85 (+0.77%)
Updated
Oct 16 closing price
Capitalization
35.35B
61 days until earnings call
Intraday BUY SELL Signals
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FICO vs PAYX

FICO vs PAYX Comparison Chart in %
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VS
FICO vs. PAYX commentary
Oct 17, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FICO is a Hold and PAYX is a Hold.

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SUMMARIES
A.I.Advisor
a Summary for FICO with price predictions
Oct 16, 2026

FICO's Stochastic Oscillator is remaining in overbought zone for 2 days

Expect a price pull-back in the near future.

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

Following a 3-day decline, the stock is projected to fall further. Considering past instances where FICO declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 64%.

The Aroon Indicator for FICO entered a downward trend on October 09, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Bullish Trend Analysis

The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where FICO's RSI Oscillator exited the oversold zone, 26 of 37 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 70%.

The Momentum Indicator moved above the 0 level on October 13, 2026. You may want to consider a long position or call options on FICO as a result. In 61 of 81 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 75%.

The Moving Average Convergence Divergence (MACD) for FICO just turned positive on October 12, 2026. Looking at past instances where FICO's MACD turned positive, the stock continued to rise in 39 of 49 cases over the following month. The odds of a continued upward trend are 80%.

Following a +7.17% 3-day Advance, the price is estimated to grow further. Considering data from situations where FICO advanced for three days, in 277 of 372 cases, the price rose further within the following month. The odds of a continued upward trend are 74%.

FICO may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 65 (best 1 - 100 worst), indicating fairly steady price growth. FICO’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron Profit vs. Risk Rating rating for this company is 86 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FICO’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock better than average.

The Tickeron Valuation Rating of 88 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (82.645) is normal, around the industry mean (51.922). P/E Ratio (24.345) is within average values for comparable stocks, (82.636). Projected Growth (PEG Ratio) (0.671) is also within normal values, averaging (3.135). Dividend Yield (0.000) settles around the average of (0.011) among similar stocks. P/S Ratio (9.794) is also within normal values, averaging (70.810).

The Tickeron PE Growth Rating for this company is 95 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

A.I.Advisor
a Summary for PAYX with price predictions
Oct 16, 2026

PAYX's MACD Histogram crosses above signal line

The Moving Average Convergence Divergence (MACD) for PAYX turned positive on October 08, 2026. Looking at past instances where PAYX's MACD turned positive, the stock continued to rise in 30 of 51 cases over the following month. The odds of a continued upward trend are 59%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where PAYX's RSI Oscillator exited the oversold zone, 17 of 29 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 59%.

The Momentum Indicator moved above the 0 level on October 08, 2026. You may want to consider a long position or call options on PAYX as a result. In 45 of 80 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 56%.

Following a +3.01% 3-day Advance, the price is estimated to grow further. Considering data from situations where PAYX advanced for three days, in 167 of 312 cases, the price rose further within the following month. The odds of a continued upward trend are 54%.

Bearish Trend Analysis

The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 5 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.

PAYX moved below its 50-day moving average on September 16, 2026 date and that indicates a change from an upward trend to a downward trend.

The 10-day moving average for PAYX crossed bearishly below the 50-day moving average on September 17, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 7 of 16 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 44%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where PAYX declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 60%.

PAYX broke above its upper Bollinger Band on October 13, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

The Aroon Indicator for PAYX entered a downward trend on October 08, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of 7 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (9.542) is normal, around the industry mean (51.922). P/E Ratio (19.702) is within average values for comparable stocks, (82.636). Projected Growth (PEG Ratio) (1.848) is also within normal values, averaging (3.135). PAYX has a moderately high Dividend Yield (0.046) as compared to the industry average of (0.011). P/S Ratio (6.452) is also within normal values, averaging (70.810).

The Tickeron SMR rating for this company is 22 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron Price Growth Rating for this company is 53 (best 1 - 100 worst), indicating steady price growth. PAYX’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron PE Growth Rating for this company is 77 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 81 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. PAYX’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock better than average.

FUNDAMENTALS RATINGS
FICO vs PAYX: Fundamental Ratings
FICO
PAYX
OUTLOOK RATING
1..100
1213
VALUATION
overvalued / fair valued / undervalued
1..100
88
Overvalued
7
Undervalued
PROFIT vs RISK RATING
1..100
8681
SMR RATING
1..100
922
PRICE GROWTH RATING
1..100
6553
P/E GROWTH RATING
1..100
9577
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PAYX's Valuation (7) in the Data Processing Services industry is significantly better than the same rating for FICO (88) in the Packaged Software industry. This means that PAYX’s stock grew significantly faster than FICO’s over the last 12 months.

PAYX's Profit vs Risk Rating (81) in the Data Processing Services industry is in the same range as FICO (86) in the Packaged Software industry. This means that PAYX’s stock grew similarly to FICO’s over the last 12 months.

FICO's SMR Rating (9) in the Packaged Software industry is in the same range as PAYX (22) in the Data Processing Services industry. This means that FICO’s stock grew similarly to PAYX’s over the last 12 months.

PAYX's Price Growth Rating (53) in the Data Processing Services industry is in the same range as FICO (65) in the Packaged Software industry. This means that PAYX’s stock grew similarly to FICO’s over the last 12 months.

PAYX's P/E Growth Rating (77) in the Data Processing Services industry is in the same range as FICO (95) in the Packaged Software industry. This means that PAYX’s stock grew similarly to FICO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FICOPAYX
RSI
ODDS (%)
Bullish Trend 1 day ago
70%
Bullish Trend 1 day ago
59%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
70%
Bearish Trend 1 day ago
52%
Momentum
ODDS (%)
Bullish Trend 1 day ago
75%
Bullish Trend 1 day ago
56%
MACD
ODDS (%)
Bullish Trend 1 day ago
80%
Bullish Trend 1 day ago
59%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
74%
Bullish Trend 1 day ago
57%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
59%
Advances
ODDS (%)
Bullish Trend 1 day ago
74%
Bullish Trend 1 day ago
54%
Declines
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 19 days ago
60%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
76%
Bearish Trend 1 day ago
57%
Aroon
ODDS (%)
Bearish Trend 1 day ago
67%
Bearish Trend 1 day ago
65%
COMPARISON
Comparison
Oct 17, 2026
Stock price -- (FICO: $771.19 vs. PAYX: $111.63)
Brand notoriety: FICO and PAYX are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: FICO: 98% vs. PAYX: 240%
Market capitalization -- FICO: $18.16B vs. PAYX: $35.35B
FICO [@Packaged Software] is valued at $18.16B. PAYX’s [@Packaged Software] market capitalization is $35.35B. The market cap for tickers in the [@Packaged Software] industry ranges from $39 to $244.09B. The average market capitalization across the [@Packaged Software] industry is $10.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FICO’s FA Score shows that 1 FA rating(s) are green while PAYX’s FA Score has 2 green FA rating(s).

  • FICO’s FA Score: 1 green, 4 red.
  • PAYX’s FA Score: 2 green, 3 red.
According to our system of comparison, PAYX is a better buy in the long-term than FICO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FICO’s TA Score shows that 5 TA indicator(s) are bullish while PAYX’s TA Score has 4 bullish TA indicator(s).

  • FICO’s TA Score: 5 bullish, 3 bearish.
  • PAYX’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, FICO is a better buy in the short-term than PAYX.

Price Growth

FICO (@Packaged Software) experienced а +15.52% price change this week, while PAYX (@Packaged Software) price change was +7.36% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was -5.69%. For the same industry, the average monthly price growth was -6.22%, and the average quarterly price growth was -2.11%.

Reported Earning Dates

FICO is expected to report earnings on Nov 11, 2026.

PAYX is expected to report earnings on Dec 17, 2026.

Industries' Descriptions

@Packaged Software (-5.69% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

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FICO
Daily Signal:
Gain/Loss:
PAYX
Daily Signal:
Gain/Loss:
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FICO and

Correlation & Price change

A.I.dvisor indicates that over the last year, FICO has been loosely correlated with ADSK. These tickers have moved in lockstep 51% of the time. This A.I.-generated data suggests there is some statistical probability that if FICO jumps, then ADSK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FICO
1D Price
Change %
FICO100%
+0.16%
ADSK - FICO
51%
Loosely correlated
-2.15%
WIX - FICO
49%
Loosely correlated
-7.55%
ADP - FICO
48%
Loosely correlated
+1.14%
PAYX - FICO
47%
Loosely correlated
+0.77%
CPAY - FICO
46%
Loosely correlated
-1.57%
More

PAYX and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAYX has been closely correlated with ADP. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if PAYX jumps, then ADP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAYX
1D Price
Change %
PAYX100%
+0.77%
ADP - PAYX
87%
Closely correlated
+1.14%
PCTY - PAYX
73%
Closely correlated
+0.04%
PAYC - PAYX
72%
Closely correlated
-0.49%
MANH - PAYX
63%
Loosely correlated
-2.11%
ROP - PAYX
62%
Loosely correlated
+0.07%
More