FICO
Price
$1166.40
Change
-$6.27 (-0.53%)
Updated
Aug 24 closing price
Capitalization
25.19B
78 days until earnings call
Intraday BUY SELL Signals
PAYX
Price
$126.01
Change
+$1.54 (+1.24%)
Updated
Aug 24 closing price
Capitalization
44.82B
36 days until earnings call
Intraday BUY SELL Signals
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FICO vs PAYX

FICO vs PAYX Comparison Chart in %
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FICO vs. PAYX commentary
Aug 25, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FICO is a StrongBuy and PAYX is a StrongBuy.

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COMPARISON
Comparison
Aug 25, 2026
Stock price -- (FICO: $1166.40 vs. PAYX: $126.01)
Brand notoriety: FICO and PAYX are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: FICO: 92% vs. PAYX: 61%
Market capitalization -- FICO: $25.19B vs. PAYX: $44.82B
FICO [@Packaged Software] is valued at $25.19B. PAYX’s [@Packaged Software] market capitalization is $44.82B. The market cap for tickers in the [@Packaged Software] industry ranges from $253.67B to $0. The average market capitalization across the [@Packaged Software] industry is $10.58B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FICO’s FA Score shows that 1 FA rating(s) are green whilePAYX’s FA Score has 2 green FA rating(s).

  • FICO’s FA Score: 1 green, 4 red.
  • PAYX’s FA Score: 2 green, 3 red.
According to our system of comparison, PAYX is a better buy in the long-term than FICO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FICO’s TA Score shows that 4 TA indicator(s) are bullish while PAYX’s TA Score has 3 bullish TA indicator(s).

  • FICO’s TA Score: 4 bullish, 6 bearish.
  • PAYX’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, PAYX is a better buy in the short-term than FICO.

Price Growth

FICO (@Packaged Software) experienced а +9.58% price change this week, while PAYX (@Packaged Software) price change was +6.30% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +0.89%. For the same industry, the average monthly price growth was +8.82%, and the average quarterly price growth was +7.49%.

Reported Earning Dates

FICO is expected to report earnings on Nov 11, 2026.

PAYX is expected to report earnings on Sep 30, 2026.

Industries' Descriptions

@Packaged Software (+0.89% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PAYX($44.8B) has a higher market cap than FICO($25.2B). FICO has higher P/E ratio than PAYX: FICO (33.77) vs PAYX (25.77). PAYX YTD gains are higher at: 16.153 vs. FICO (-31.008). PAYX has higher annual earnings (EBITDA): 3.02B vs. FICO (1.27B). PAYX has more cash in the bank: 1.12B vs. FICO (248M). PAYX has less debt than FICO: PAYX (4.61B) vs FICO (5.6B). PAYX has higher revenues than FICO: PAYX (6.51B) vs FICO (2.39B).
FICOPAYXFICO / PAYX
Capitalization25.2B44.8B56%
EBITDA1.27B3.02B42%
Gain YTD-31.00816.153-192%
P/E Ratio33.7725.77131%
Revenue2.39B6.51B37%
Total Cash248M1.12B22%
Total Debt5.6B4.61B121%
FUNDAMENTALS RATINGS
FICO vs PAYX: Fundamental Ratings
FICO
PAYX
OUTLOOK RATING
1..100
7143
VALUATION
overvalued / fair valued / undervalued
1..100
89
Overvalued
8
Undervalued
PROFIT vs RISK RATING
1..100
7373
SMR RATING
1..100
723
PRICE GROWTH RATING
1..100
6241
P/E GROWTH RATING
1..100
8864
SEASONALITY SCORE
1..100
n/a85

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PAYX's Valuation (8) in the Data Processing Services industry is significantly better than the same rating for FICO (89) in the Packaged Software industry. This means that PAYX’s stock grew significantly faster than FICO’s over the last 12 months.

PAYX's Profit vs Risk Rating (73) in the Data Processing Services industry is in the same range as FICO (73) in the Packaged Software industry. This means that PAYX’s stock grew similarly to FICO’s over the last 12 months.

FICO's SMR Rating (7) in the Packaged Software industry is in the same range as PAYX (23) in the Data Processing Services industry. This means that FICO’s stock grew similarly to PAYX’s over the last 12 months.

PAYX's Price Growth Rating (41) in the Data Processing Services industry is in the same range as FICO (62) in the Packaged Software industry. This means that PAYX’s stock grew similarly to FICO’s over the last 12 months.

PAYX's P/E Growth Rating (64) in the Data Processing Services industry is in the same range as FICO (88) in the Packaged Software industry. This means that PAYX’s stock grew similarly to FICO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FICOPAYX
RSI
ODDS (%)
Bearish Trend 1 day ago
62%
Bearish Trend 1 day ago
53%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
69%
Bearish Trend 1 day ago
51%
Momentum
ODDS (%)
Bullish Trend 1 day ago
79%
Bullish Trend 1 day ago
63%
MACD
ODDS (%)
Bullish Trend 1 day ago
74%
Bearish Trend 1 day ago
63%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
74%
Bullish Trend 1 day ago
58%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
70%
Bullish Trend 1 day ago
56%
Advances
ODDS (%)
Bullish Trend 7 days ago
73%
Bullish Trend 1 day ago
55%
Declines
ODDS (%)
Bearish Trend 23 days ago
64%
N/A
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
57%
Bearish Trend 1 day ago
57%
Aroon
ODDS (%)
Bullish Trend 1 day ago
70%
Bullish Trend 1 day ago
49%
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FICO
Daily Signal:
Gain/Loss:
PAYX
Daily Signal:
Gain/Loss:
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FICO and

Correlation & Price change

A.I.dvisor indicates that over the last year, FICO has been loosely correlated with WIX. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if FICO jumps, then WIX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FICO
1D Price
Change %
FICO100%
-0.53%
WIX - FICO
49%
Loosely correlated
+2.86%
ADP - FICO
48%
Loosely correlated
+0.78%
ADSK - FICO
48%
Loosely correlated
+0.23%
PAYX - FICO
48%
Loosely correlated
+1.23%
CPAY - FICO
46%
Loosely correlated
-0.77%
More

PAYX and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAYX has been closely correlated with ADP. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if PAYX jumps, then ADP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAYX
1D Price
Change %
PAYX100%
+1.23%
ADP - PAYX
87%
Closely correlated
+0.78%
PCTY - PAYX
75%
Closely correlated
-0.58%
PAYC - PAYX
72%
Closely correlated
+0.40%
MANH - PAYX
67%
Closely correlated
-0.64%
ROP - PAYX
65%
Loosely correlated
+0.90%
More