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LPLA vs RJF
Which Stock Would AI Choose? LPL Financial (LPLA) vs. Raymond James Financial (RJF) Stock Comparison
Key Takeaways
- RJF recently reported record Q2 revenues of $3.86 billion, surpassing estimates, boosting short-term momentum.
- LPLA shows stronger year-to-date gains at 7.41% versus RJF's 3.23%, reflecting resilience in advisor growth.
- RJF trades at a lower P/E ratio (price-to-earnings) of 14.58 compared to LPLA's 30.20, suggesting better relative valuation.
- Both firms benefit from rising assets under management (AUM), but RJF emphasizes diversified revenue from investment banking.
- LPLA faces near-term scrutiny from a cybersecurity incident amid upcoming Q1 earnings.
- Market caps stand at $26.5 billion for LPLA and $30 billion for RJF, highlighting scale differences.
Introduction
LPL Financial (LPLA) and Raymond James Financial (RJF) are prominent players in the wealth management and brokerage sector, serving independent advisors and institutional clients. This stock comparison analyzes their business models, recent performance, and market positioning amid fluctuating interest rates and asset growth. Traders seeking momentum plays and investors eyeing value in financial services will find insights into relative strengths, such as earnings trends and valuation metrics, to inform portfolio decisions in the current environment.
LPLA Overview and Recent Performance
LPL Financial Holdings Inc. operates as a leading independent broker-dealer and RIA custodian, empowering over 27,000 advisors with technology and support services. In recent market activity, LPLA stock has traded around $330, within a 52-week range of $281-$403, with year-to-date gains of 7.41%. Performance reflects steady advisor recruitment and AUM expansion to over $1.5 trillion, though tempered by a recent cybersecurity incident involving advisor devices. Acquisitions, such as Modern Wealth Management's $1 billion Colorado deal, signal growth ambitions. Upcoming Q1 earnings on April 30 are anticipated to show revenue around $4.9 billion, influencing sentiment amid broader sector volatility.
RJF Overview and Recent Performance
Raymond James Financial, Inc. provides diversified services including wealth management, capital markets, and investment banking through its advisor network and institutional arms. Recently, RJF shares hovered near $154, in a 52-week range of $134-$178, with year-to-date returns of 3.23%. Q2 results drove positive momentum, with record net revenues of $3.86 billion (up 13% year-over-year) and adjusted EPS of $2.83, beating consensus. Net new assets grew via recruiting, offsetting rising costs and net interest margin (NIM) pressures from rate dynamics. Analyst targets average $174, underscoring confidence in its balanced model.
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Head-to-Head Comparison
Both firms thrive on advisor productivity but differ in structure: LPLA's platform model fosters high-margin scalability via independent RIAs (registered investment advisors), driving faster AUM growth but exposing it to retention risks. RJF offers full-service integration with investment banking (15-20% of revenues), providing revenue diversification amid equity market rebounds. Valuation favors RJF at lower P/E and P/B (price-to-book), while LPLA commands premiums for 20%+ ROE (return on equity). Recent momentum tilts to RJF post-earnings, versus LPLA's stability; risks include NIM compression for both and regulatory scrutiny in brokerage.
Tickeron AI Verdict
Tickeron's AI models currently lean toward RJF with higher probability due to fresh earnings momentum, undervaluation, and diversified catalysts like capital markets strength. LPLA remains compelling for growth-oriented trends but trails on stability amid external pressures. Observe relative positioning for entry points.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LPLA is a Buy and RJF is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
LPLA’s FA Score shows that 0 FA rating(s) are green whileRJF’s FA Score has 2 green FA rating(s).
- LPLA’s FA Score: 0 green, 5 red.
- RJF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
LPLA’s TA Score shows that 5 TA indicator(s) are bullish while RJF’s TA Score has 6 bullish TA indicator(s).
- LPLA’s TA Score: 5 bullish, 5 bearish.
- RJF’s TA Score: 6 bullish, 4 bearish.
Price Growth
LPLA (@Investment Banks/Brokers) experienced а +2.49% price change this week, while RJF (@Investment Managers) price change was +1.95% for the same time period.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was +1.59%. For the same industry, the average monthly price growth was -3.54%, and the average quarterly price growth was -11.85%.
The average weekly price growth across all stocks in the @Investment Managers industry was +1.75%. For the same industry, the average monthly price growth was -0.79%, and the average quarterly price growth was -7.30%.
Reported Earning Dates
LPLA is expected to report earnings on Jul 23, 2026.
RJF is expected to report earnings on Jul 22, 2026.
Industries' Descriptions
@Investment Banks/Brokers (+1.59% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
@Investment Managers (+1.75% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
| LPLA | RJF | LPLA / RJF | |
| Capitalization | 23.6B | 30.1B | 78% |
| EBITDA | 2.3B | N/A | - |
| Gain YTD | -17.054 | -3.169 | 538% |
| P/E Ratio | 26.61 | 14.58 | 183% |
| Revenue | 18.3B | 14.5B | 126% |
| Total Cash | 1.11B | 2.61B | 42% |
| Total Debt | 7.41B | 4.22B | 176% |
LPLA | RJF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 79 | 78 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 77 Overvalued | 68 Overvalued | |
PROFIT vs RISK RATING 1..100 | 44 | 33 | |
SMR RATING 1..100 | 45 | 15 | |
PRICE GROWTH RATING 1..100 | 61 | 53 | |
P/E GROWTH RATING 1..100 | 50 | 50 | |
SEASONALITY SCORE 1..100 | 34 | 47 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
RJF's Valuation (68) in the Investment Banks Or Brokers industry is in the same range as LPLA (77). This means that RJF’s stock grew similarly to LPLA’s over the last 12 months.
RJF's Profit vs Risk Rating (33) in the Investment Banks Or Brokers industry is in the same range as LPLA (44). This means that RJF’s stock grew similarly to LPLA’s over the last 12 months.
RJF's SMR Rating (15) in the Investment Banks Or Brokers industry is in the same range as LPLA (45). This means that RJF’s stock grew similarly to LPLA’s over the last 12 months.
RJF's Price Growth Rating (53) in the Investment Banks Or Brokers industry is in the same range as LPLA (61). This means that RJF’s stock grew similarly to LPLA’s over the last 12 months.
RJF's P/E Growth Rating (50) in the Investment Banks Or Brokers industry is in the same range as LPLA (50). This means that RJF’s stock grew similarly to LPLA’s over the last 12 months.
| LPLA | RJF | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 56% | 3 days ago 72% |
| Stochastic ODDS (%) | 3 days ago 61% | 3 days ago 55% |
| Momentum ODDS (%) | 3 days ago 69% | 3 days ago 71% |
| MACD ODDS (%) | 3 days ago 71% | 3 days ago 59% |
| TrendWeek ODDS (%) | 3 days ago 68% | 3 days ago 63% |
| TrendMonth ODDS (%) | 3 days ago 69% | 3 days ago 60% |
| Advances ODDS (%) | 5 days ago 66% | 10 days ago 59% |
| Declines ODDS (%) | 7 days ago 61% | 4 days ago 58% |
| BollingerBands ODDS (%) | 3 days ago 71% | 3 days ago 83% |
| Aroon ODDS (%) | 3 days ago 59% | 3 days ago 59% |
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LPLA and
Correlation & Price change
A.I.dvisor indicates that over the last year, LPLA has been closely correlated with RJF. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if LPLA jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To LPLA | 1D Price Change % | ||
|---|---|---|---|---|
| LPLA | 100% | +3.58% | ||
| RJF - LPLA | 71% Closely correlated | +2.65% | ||
| SCHW - LPLA | 67% Closely correlated | +2.71% | ||
| SF - LPLA | 57% Loosely correlated | +1.76% | ||
| NDAQ - LPLA | 55% Loosely correlated | +2.95% | ||
| MORN - LPLA | 52% Loosely correlated | -1.09% | ||
More | ||||
RJF and
Correlation & Price change
A.I.dvisor indicates that over the last year, RJF has been closely correlated with SF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if RJF jumps, then SF could also see price increases.