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MRSH vs RYAN
Which Stock Would AI Choose? Marsh & McLennan Companies (MRSH) vs. Ryan Specialty Holdings (RYAN) Stock Comparison
Key Takeaways
- MRSH is the world's largest insurance broker and a diversified professional services firm, while RYAN is a faster-growing specialty insurance wholesale broker and managing underwriter.
- Both stocks face the same macro headwind of softening insurance and reinsurance pricing, but their relative performance and risk profiles have diverged sharply.
- MRSH offers scale, diversification, a dividend, and more stable earnings, yet its shares have lagged amid margin and litigation concerns.
- RYAN has delivered stronger organic growth and beat estimates, but its shares carry more volatility and have underperformed the broader market over the past year.
- Momentum, growth trajectory, and sector positioning differ enough that each stock may appeal to a different kind of investor.
Introduction
Investors evaluating the insurance brokerage space often weigh stability against growth. This stock comparison examines MRSH (Marsh & McLennan Companies, Inc.), the global leader in risk advisory and consulting, against RYAN (Ryan Specialty Holdings, Inc.), a pure-play specialty insurance distributor. Although both businesses generate fee-based revenue from insurance placement, their scale, market positioning, and recent price behavior differ meaningfully. A trader seeking consistency may favor the larger firm, while an investor focused on growth and cyclical rebound potential may find the smaller, higher-growth name more compelling. Understanding their relative performance and catalysts helps clarify which profile fits a given strategy in the current environment.
MRSH Overview and Recent Performance
Marsh & McLennan operates through two primary segments: Risk and Insurance Services, led by Marsh and Guy Carpenter, and Consulting, led by Mercer and Oliver Wyman. With roughly 95,000 employees and annual revenue approaching $27 billion, it is the largest insurance broker globally and advises a large share of Fortune 1000 companies.
In recent quarters, MRSH reported solid top-line growth but softer earnings momentum. First-quarter revenue rose about 8% to $7.6 billion, with adjusted EPS (earnings per share) up 8% to $3.29, though a $425 million charge tied to Greensill Capital litigation weighed on results. Underlying growth has been tempered by declining commercial insurance and reinsurance rates, a challenge management has acknowledged across recent market activity. The stock has been range-bound, with analyst consensus sitting near "Hold" and a one-year return that has lagged the broader market. Sentiment has been shaped by margin pressure, acquisition-driven capital deployment, and a cautious outlook on pricing, even as the firm's diversified, defensive revenue base remains a structural advantage.
RYAN Overview and Recent Performance
Ryan Specialty Holdings is a specialty insurance distributor that acts as both a wholesale broker and a managing underwriter, focusing on the excess and surplus (E&S) market, which covers hard-to-place and complex risks. Founded by Patrick Ryan and publicly listed in 2021, the company is considerably smaller than MRSH, with revenue of roughly $3.2 billion.
In its most recent quarterly report, RYAN grew total revenue about 7% year over year, with organic growth near 7% and adjusted EPS up roughly 12%, beating consensus estimates. Management maintained a mid-single-digit organic growth outlook while noting property pricing declines and a modest expected margin step-down. The company has expanded into new areas, including reinsurance underwriting and coverage for AI data-center infrastructure. Despite these positives, the stock has been volatile, trading well below its 52-week high and underperforming the S&P 500 over the trailing year. Sentiment reflects a tension between strong execution and a challenging pricing cycle.
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Head-to-Head Comparison
The clearest contrast between these two names is scale versus specialization. MRSH is a diversified, global professional services firm with consulting revenue that partially offsets insurance-pricing weakness, a long dividend history, and a large market capitalization near $80 billion. RYAN is a focused, higher-growth specialty insurer with a market cap in the single-digit billions and no comparable consulting cushion.
On growth, RYAN has generally posted faster organic expansion and stronger earnings beats in recent quarters, while MRSH has grown more modestly. On stability, the reverse holds: MRSH offers steadier, more diversified cash flows, whereas RYAN carries higher leverage and greater price sensitivity to the E&S pricing cycle.
Both face the same macro headwind — softening insurance and reinsurance rates — but absorb it differently. MRSH leans on consulting and capital returns, while RYAN leans on specialty market share gains and new product initiatives. Risk factors also differ: litigation exposure and margin pressure weigh on the larger firm, while cyclicality and a concentrated business model are the smaller firm's primary vulnerabilities.
Tickeron AI Verdict
Based on observable trend consistency, momentum, and relative positioning, Tickeron's AI would likely lean toward RYAN in the near term, given its stronger organic growth, consistent earnings beats, and a clearer catalyst path from new specialty and reinsurance initiatives. However, this is a probabilistic assessment rather than a definitive call: MRSH retains a more stable, diversified profile that may hold up better if pricing pressure deepens. The AI-favored outcome would depend heavily on the specific strategy, timeframe, and risk tolerance being modeled.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MRSH is a StrongBuy and RYAN is a Buy.
MRSH in upward trend: 10-day moving average broke above 50-day moving average on October 20, 2026
The 10-day moving average for MRSH crossed bullishly above the 50-day moving average on October 20, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 13 of 21 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 62%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 06, 2026. You may want to consider a long position or call options on MRSH as a result. In 47 of 86 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 55%.
The Moving Average Convergence Divergence (MACD) for MRSH just turned positive on October 02, 2026. Looking at past instances where MRSH's MACD turned positive, the stock continued to rise in 26 of 50 cases over the following month. The odds of a continued upward trend are 52%.
MRSH moved above its 50-day moving average on October 15, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +4.24% 3-day Advance, the price is estimated to grow further. Considering data from situations where MRSH advanced for three days, in 162 of 339 cases, the price rose further within the following month. The odds of a continued upward trend are 48%.
The Aroon Indicator entered an Uptrend today. In 100 of 269 cases where MRSH Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 37%.
Bearish Trend Analysis
The RSI Indicator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.
The Stochastic Oscillator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where MRSH declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 44%.
MRSH broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 32 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron SMR rating for this company is 37 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 38 (best 1 - 100 worst), indicating steady price growth. MRSH’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 61 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 85, placing this stock slightly better than average.
The Tickeron Valuation Rating of 90 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (6.400) is normal, around the industry mean (2.673). P/E Ratio (24.803) is within average values for comparable stocks, (18.899). Projected Growth (PEG Ratio) (1.486) is also within normal values, averaging (8.322). Dividend Yield (0.019) settles around the average of (0.042) among similar stocks. P/S Ratio (3.089) is also within normal values, averaging (2.968).
RYAN in upward trend: 10-day moving average broke above 50-day moving average on October 23, 2026
The 10-day moving average for RYAN crossed bullishly above the 50-day moving average on October 23, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 15 of 16 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 90%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 13, 2026. You may want to consider a long position or call options on RYAN as a result. In 55 of 84 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 65%.
The Moving Average Convergence Divergence (MACD) for RYAN just turned positive on October 05, 2026. Looking at past instances where RYAN's MACD turned positive, the stock continued to rise in 23 of 43 cases over the following month. The odds of a continued upward trend are 53%.
RYAN moved above its 50-day moving average on October 16, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +4.31% 3-day Advance, the price is estimated to grow further. Considering data from situations where RYAN advanced for three days, in 198 of 316 cases, the price rose further within the following month. The odds of a continued upward trend are 63%.
The Aroon Indicator entered an Uptrend today. In 143 of 249 cases where RYAN Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 57%.
Bearish Trend Analysis
The RSI Indicator has been in the overbought zone for 1 day. Expect a price pull-back in the near future.
The Stochastic Oscillator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.
RYAN broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 39 (best 1 - 100 worst), indicating steady price growth. RYAN’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 80 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. RYAN’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 85, placing this stock better than average.
The Tickeron PE Growth Rating for this company is 86 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 93 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: RYAN's P/B Ratio (10.959) is slightly higher than the industry average of (2.673). RYAN has a moderately high P/E Ratio (58.628) as compared to the industry average of (18.899). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (8.322). Dividend Yield (0.011) settles around the average of (0.042) among similar stocks. P/S Ratio (1.707) is also within normal values, averaging (2.968).
The Tickeron SMR rating for this company is 93 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
MRSH | ||
|---|---|---|
OUTLOOK RATING 1..100 | 45 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 90 Overvalued | |
PROFIT vs RISK RATING 1..100 | 61 | |
SMR RATING 1..100 | 37 | |
PRICE GROWTH RATING 1..100 | 38 | |
P/E GROWTH RATING 1..100 | 32 | |
SEASONALITY SCORE 1..100 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| MRSH | RYAN | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 33% | 2 days ago 71% |
| Stochastic ODDS (%) | 2 days ago 52% | 2 days ago 71% |
| Momentum ODDS (%) | 2 days ago 55% | 2 days ago 65% |
| MACD ODDS (%) | 2 days ago 52% | 2 days ago 53% |
| TrendWeek ODDS (%) | 2 days ago 48% | 2 days ago 62% |
| TrendMonth ODDS (%) | 2 days ago 44% | 2 days ago 61% |
| Advances ODDS (%) | 3 days ago 48% | 2 days ago 63% |
| Declines ODDS (%) | 9 days ago 44% | N/A |
| BollingerBands ODDS (%) | 2 days ago 48% | 2 days ago 64% |
| Aroon ODDS (%) | 2 days ago 37% | 2 days ago 57% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
MRSH’s FA Score shows that 1 FA rating(s) are green while RYAN’s FA Score has 0 green FA rating(s).
- MRSH’s FA Score: 1 green, 4 red.
- RYAN’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
MRSH’s TA Score shows that 6 TA indicator(s) are bullish while RYAN’s TA Score has 6 bullish TA indicator(s).
- MRSH’s TA Score: 6 bullish, 4 bearish.
- RYAN’s TA Score: 6 bullish, 3 bearish.
Price Growth
MRSH (@Insurance Brokers/Services) experienced а +6.80% price change this week, while RYAN (@Insurance Brokers/Services) price change was +7.90% for the same time period.
The average weekly price growth across all stocks in the @Insurance Brokers/Services industry was +6.96%. For the same industry, the average monthly price growth was +16.09%, and the average quarterly price growth was +18.93%.
Reported Earning Dates
MRSH is expected to report earnings on Jan 28, 2027.
RYAN is expected to report earnings on Mar 02, 2027.
Industries' Descriptions
@Insurance Brokers/Services (+6.96% weekly)Insurance brokers sell, solicit, or negotiate insurance for compensation. General insurance brokers mostly cater to insurances on car, house etc. (versus life). Brokers are also often instrumental in helping small employers find health insurance, particularly in more competitive markets. Additionally, brokers may also provide risk assessments, insurance consulting services, insurance-related regulatory and legislative update services. Some of the major names in this industry include Marsh & McLennan Companies, Inc., Aon plc and Verisk Analytics Inc.
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MRSH and
Correlation & Price change
A.I.dvisor indicates that over the last year, MRSH has been closely correlated with BRO. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if MRSH jumps, then BRO could also see price increases.
| Ticker / NAME | Correlation To MRSH | 1D Price Change % | ||
|---|---|---|---|---|
| MRSH | 100% | -0.85% | ||
| BRO - MRSH | 81% Closely correlated | -1.34% | ||
| AJG - MRSH | 81% Closely correlated | -1.95% | ||
| AON - MRSH | 79% Closely correlated | -0.97% | ||
| WTW - MRSH | 65% Loosely correlated | +0.66% | ||
| RYAN - MRSH | 61% Loosely correlated | +0.55% | ||
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RYAN and
Correlation & Price change
A.I.dvisor indicates that over the last year, RYAN has been closely correlated with BRO. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if RYAN jumps, then BRO could also see price increases.
| Ticker / NAME | Correlation To RYAN | 1D Price Change % | ||
|---|---|---|---|---|
| RYAN | 100% | +0.55% | ||
| BRO - RYAN | 69% Closely correlated | -1.34% | ||
| MRSH - RYAN | 61% Loosely correlated | -0.85% | ||
| AJG - RYAN | 59% Loosely correlated | -1.95% | ||
| AON - RYAN | 59% Loosely correlated | -0.97% | ||
| ERIE - RYAN | 51% Loosely correlated | -1.56% | ||
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