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ONB vs WTFC
Which Stock Would AI Choose? Old National Bancorp (ONB) vs. Wintrust Financial Corporation (WTFC) Stock Comparison
Key Takeaways
- Old National Bancorp (ONB) and Wintrust Financial Corporation (WTFC) are both regional bank holding companies focused on community and commercial banking services across the Midwest and surrounding states.
- Both stocks have shown resilience amid broader banking sector dynamics, with upcoming second-quarter 2026 earnings releases serving as near-term catalysts for investor sentiment.
- ONB operates with a footprint emphasizing Indiana, Illinois, and adjacent markets, while WTFC maintains a presence centered in Illinois with additional specialty finance operations.
- Recent market activity reflects sector-wide influences such as interest rate expectations and loan demand, with neither stock displaying pronounced outperformance relative to peers in available data.
- Risk factors for both include credit quality, net interest margin pressures, and regulatory considerations common to regional banks.
- Market positioning highlights trade-offs in scale, geographic concentration, and ancillary business lines between the two institutions.
Introduction
Old National Bancorp (ONB) and Wintrust Financial Corporation (WTFC) represent comparable regional banking institutions that may appeal to investors seeking exposure to community-focused lenders. This comparison examines their business profiles, recent performance trends, and relative positioning within the current market environment. Traders and long-term investors evaluating financial sector allocations, particularly those monitoring regional banks for dividend yields, asset quality metrics, or earnings momentum, may find the analysis relevant for portfolio construction or tactical decisions.
ONB Overview and Recent Performance
Old National Bancorp (ONB) functions as the holding company for Old National Bank, delivering consumer and commercial banking services primarily across Indiana, Illinois, Ohio, Kentucky, and Tennessee. In recent weeks, the stock has reflected steady trading patterns influenced by sector sentiment around interest rates and economic indicators. Key developments include the company's recognition in civic leadership rankings and preparations for its second-quarter 2026 earnings release scheduled for July 22, 2026. Broader market activity has been shaped by ongoing loan growth considerations and efficiency initiatives, contributing to measured investor attention without extreme volatility.
WTFC Overview and Recent Performance
Wintrust Financial Corporation (WTFC) operates as a financial holding company providing community-oriented banking, commercial services, specialty finance, and wealth management, with a core presence in Illinois and surrounding areas. Recent market activity has aligned with regional banking trends, supported by announcements of upcoming second-quarter and year-to-date 2026 earnings results to be released after market close on July 20, 2026. Additional developments include the planned acquisition of Northern Trust’s guardianship services business and recognition in corporate rankings. Performance has been influenced by these operational updates and general sector positioning, resulting in consistent but unremarkable price behavior in the observed period.
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Head-to-Head Comparison
Old National Bancorp (ONB) and Wintrust Financial Corporation (WTFC) share core regional banking models but differ in scale and ancillary operations. WTFC incorporates specialty finance and wealth management lines that may provide additional revenue diversification compared with ONB’s more traditional deposit and lending focus. Recent momentum for both has been tied to earnings anticipation, though WTFC’s announced acquisition introduces a distinct catalyst absent in ONB’s near-term news flow. Risk profiles overlap in areas such as credit exposure and interest rate sensitivity, yet WTFC’s broader service offerings could moderate certain sector-specific pressures. Market sentiment remains balanced, with geographic footprints and efficiency ratios serving as primary points of differentiation for sector observers.
Tickeron AI Verdict
Based on observable factors including trend consistency, upcoming earnings visibility, and relative positioning within the regional banking sector, Tickeron’s AI models currently assign a modestly higher probabilistic preference to Wintrust Financial Corporation (WTFC). This assessment reflects WTFC’s additional business lines and acquisition activity as potential stabilizers, though outcomes remain subject to post-earnings data and broader market conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
Disclaimers and LimitationsTo compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ONB is a Hold and WTFC is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ONB’s FA Score shows that 2 FA rating(s) are green whileWTFC’s FA Score has 2 green FA rating(s).
- ONB’s FA Score: 2 green, 3 red.
- WTFC’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ONB’s TA Score shows that 2 TA indicator(s) are bullish while WTFC’s TA Score has 3 bullish TA indicator(s).
- ONB’s TA Score: 2 bullish, 6 bearish.
- WTFC’s TA Score: 3 bullish, 5 bearish.
Price Growth
ONB (@Regional Banks) experienced а +0.57% price change this week, while WTFC (@Regional Banks) price change was +0.55% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.19%. For the same industry, the average monthly price growth was +0.68%, and the average quarterly price growth was +13.65%.
Reported Earning Dates
ONB is expected to report earnings on Oct 27, 2026.
WTFC is expected to report earnings on Oct 20, 2026.
Industries' Descriptions
@Regional Banks (+1.19% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| ONB | WTFC | ONB / WTFC | |
| Capitalization | 10.2B | 10.8B | 94% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 20.880 | 14.934 | 140% |
| P/E Ratio | 11.79 | 12.81 | 92% |
| Revenue | 2.82B | 2.8B | 101% |
| Total Cash | 537M | 468M | 115% |
| Total Debt | 7.91B | 4.34B | 182% |
ONB | WTFC | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 67 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 45 Fair valued | 66 Overvalued | |
PROFIT vs RISK RATING 1..100 | 28 | 20 | |
SMR RATING 1..100 | 16 | 16 | |
PRICE GROWTH RATING 1..100 | 45 | 47 | |
P/E GROWTH RATING 1..100 | 58 | 43 | |
SEASONALITY SCORE 1..100 | n/a | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ONB's Valuation (45) in the Regional Banks industry is in the same range as WTFC (66). This means that ONB’s stock grew similarly to WTFC’s over the last 12 months.
WTFC's Profit vs Risk Rating (20) in the Regional Banks industry is in the same range as ONB (28). This means that WTFC’s stock grew similarly to ONB’s over the last 12 months.
WTFC's SMR Rating (16) in the Regional Banks industry is in the same range as ONB (16). This means that WTFC’s stock grew similarly to ONB’s over the last 12 months.
ONB's Price Growth Rating (45) in the Regional Banks industry is in the same range as WTFC (47). This means that ONB’s stock grew similarly to WTFC’s over the last 12 months.
WTFC's P/E Growth Rating (43) in the Regional Banks industry is in the same range as ONB (58). This means that WTFC’s stock grew similarly to ONB’s over the last 12 months.
| ONB | WTFC | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 69% | 3 days ago 68% |
| Stochastic ODDS (%) | 3 days ago 50% | 3 days ago 75% |
| Momentum ODDS (%) | 3 days ago 60% | 3 days ago 60% |
| MACD ODDS (%) | 3 days ago 55% | 3 days ago 47% |
| TrendWeek ODDS (%) | 3 days ago 60% | 3 days ago 71% |
| TrendMonth ODDS (%) | 3 days ago 58% | 3 days ago 60% |
| Advances ODDS (%) | 18 days ago 60% | 6 days ago 68% |
| Declines ODDS (%) | 4 days ago 57% | 11 days ago 60% |
| BollingerBands ODDS (%) | 3 days ago 55% | 3 days ago 53% |
| Aroon ODDS (%) | 3 days ago 50% | 3 days ago 65% |
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