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RJF vs SF
Which Stock Would AI Choose? Raymond James Financial (RJF) vs. Stifel Financial (SF) Stock Comparison
Key Takeaways
- RJF holds a larger market capitalization of approximately $30 billion compared to SF's $12.5 billion, providing greater scale in wealth management and investment banking.
- Recent market activity shows RJF gaining over 5% in the past month amid positive earnings anticipation, while SF exhibits momentum with one-month returns around 16% but faces sector headwinds.
- Both firms benefit from strong net interest income (NII, revenues from interest-bearing assets net of interest expenses), with RJF projecting significant Q2 growth.
- SF reports record client assets under management (AUM, total value of client investments managed) exceeding $450 billion, highlighting wealth management strength.
- RJF trades at a lower price-to-earnings (P/E) ratio of about 13.7 versus the industry average, suggesting relative value.
- AI-driven analysis points to RJF for superior trend consistency in recent weeks.
Introduction
Raymond James Financial (RJF) and Stifel Financial (SF) are prominent players in the financial services sector, specializing in wealth management, investment banking, and brokerage services. This comparison is particularly relevant for investors and traders evaluating mid-cap financial stocks amid volatile market conditions, interest rate shifts, and sector rotations. Both companies offer exposure to growing client assets and trading activity, but differ in scale, valuation, and recent momentum. Traders seeking relative performance insights or long-term positioning in diversified brokerages will find value in analyzing their business models, financial metrics, and market sentiment.
RJF Overview and Recent Performance
Raymond James Financial, Inc. (RJF) is a diversified holding company providing investment banking, asset management, and wealth planning services through its private client group, capital markets, and asset management segments. With a market capitalization nearing $30 billion, it manages substantial client assets and generates significant revenue from its private client group. In recent market activity, RJF shares have risen over 5% in the past month and 2.7% weekly, supported by impressive trading and investment banking performance. Sentiment has been bolstered by anticipation for quarterly earnings, with expectations of 14% EPS growth and 10% revenue increase, driven by higher NII projected to jump nearly 29% year-over-year. These factors reflect resilient fee-based revenues and market share gains in a challenging rate environment.
SF Overview and Recent Performance
Stifel Financial Corp. (SF) operates as a full-service brokerage and investment banking firm, with key segments in institutional brokerage, wealth management, and investment banking. Its market cap stands at around $12.5 billion, with record client AUM surpassing $458 billion recently. Over recent weeks, SF shares have shown momentum, with intraday gains near 2% and one-month returns of about 16%, amid positive quarterly results. However, performance has been tempered by broader sector concerns, including AI-related pressures on financial services. Strong wealth management growth and investment banking fees have supported sentiment, though shares experienced volatility earlier in the year.
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Head-to-Head Comparison
Both RJF and SF operate diversified models centered on wealth management and investment banking, with exposure to fee-based revenues and NII amid fluctuating rates. RJF edges in scale, with higher market cap and lower P/E valuation, positioning it for stability and ROTCE (return on tangible common equity, a profitability measure adjusted for intangibles) efficiency. SF counters with aggressive AUM growth and momentum, evidenced by record assets, though it carries higher valuation multiples. Recent momentum favors SF in shorter bursts, but RJF shows consistent uptrends. Risk factors include interest rate sensitivity and M&A (mergers and acquisitions) integration for both, with sector sentiment influenced by trading volumes and economic data. Trade-offs highlight RJF's defensive posture versus SF's growth potential.
Tickeron AI Verdict
Tickeron’s AI analysis currently favors RJF over SF, based on superior trend consistency, upcoming earnings catalysts, larger scale, and relative valuation in recent market positioning. While SF offers momentum appeal, RJF's stability and projected NII growth provide higher probability of outperformance in the near term.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is RJF is a Buy and SF is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
RJF’s FA Score shows that 2 FA rating(s) are green whileSF’s FA Score has 2 green FA rating(s).
- RJF’s FA Score: 2 green, 3 red.
- SF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
RJF’s TA Score shows that 6 TA indicator(s) are bullish while SF’s TA Score has 5 bullish TA indicator(s).
- RJF’s TA Score: 6 bullish, 4 bearish.
- SF’s TA Score: 5 bullish, 5 bearish.
Price Growth
RJF (@Investment Managers) experienced а +1.95% price change this week, while SF (@Investment Banks/Brokers) price change was +2.74% for the same time period.
The average weekly price growth across all stocks in the @Investment Managers industry was +1.75%. For the same industry, the average monthly price growth was -0.79%, and the average quarterly price growth was -7.30%.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was +1.59%. For the same industry, the average monthly price growth was -3.54%, and the average quarterly price growth was -11.85%.
Reported Earning Dates
RJF is expected to report earnings on Jul 22, 2026.
SF is expected to report earnings on Jul 29, 2026.
Industries' Descriptions
@Investment Managers (+1.75% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
@Investment Banks/Brokers (+1.59% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
| RJF | SF | RJF / SF | |
| Capitalization | 30.1B | 11.1B | 271% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -3.169 | -12.269 | 26% |
| P/E Ratio | 14.58 | 14.15 | 103% |
| Revenue | 14.5B | 5.69B | 255% |
| Total Cash | 2.61B | N/A | - |
| Total Debt | 4.22B | 1.52B | 277% |
RJF | SF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 78 | 56 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 68 Overvalued | 16 Undervalued | |
PROFIT vs RISK RATING 1..100 | 33 | 57 | |
SMR RATING 1..100 | 15 | 21 | |
PRICE GROWTH RATING 1..100 | 53 | 58 | |
P/E GROWTH RATING 1..100 | 50 | 75 | |
SEASONALITY SCORE 1..100 | 47 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
SF's Valuation (16) in the Investment Banks Or Brokers industry is somewhat better than the same rating for RJF (68). This means that SF’s stock grew somewhat faster than RJF’s over the last 12 months.
RJF's Profit vs Risk Rating (33) in the Investment Banks Or Brokers industry is in the same range as SF (57). This means that RJF’s stock grew similarly to SF’s over the last 12 months.
RJF's SMR Rating (15) in the Investment Banks Or Brokers industry is in the same range as SF (21). This means that RJF’s stock grew similarly to SF’s over the last 12 months.
RJF's Price Growth Rating (53) in the Investment Banks Or Brokers industry is in the same range as SF (58). This means that RJF’s stock grew similarly to SF’s over the last 12 months.
RJF's P/E Growth Rating (50) in the Investment Banks Or Brokers industry is in the same range as SF (75). This means that RJF’s stock grew similarly to SF’s over the last 12 months.
| RJF | SF | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 72% | 3 days ago 78% |
| Stochastic ODDS (%) | 3 days ago 55% | 3 days ago 57% |
| Momentum ODDS (%) | 3 days ago 71% | 3 days ago 60% |
| MACD ODDS (%) | 3 days ago 59% | 3 days ago 69% |
| TrendWeek ODDS (%) | 3 days ago 63% | 3 days ago 68% |
| TrendMonth ODDS (%) | 3 days ago 60% | 3 days ago 63% |
| Advances ODDS (%) | 10 days ago 59% | 3 days ago 67% |
| Declines ODDS (%) | 4 days ago 58% | 7 days ago 62% |
| BollingerBands ODDS (%) | 3 days ago 83% | 3 days ago 78% |
| Aroon ODDS (%) | 3 days ago 59% | 3 days ago 65% |
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RJF and
Correlation & Price change
A.I.dvisor indicates that over the last year, RJF has been closely correlated with SF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if RJF jumps, then SF could also see price increases.