Advertisement
GS vs RJF
Which Stock Would AI Choose? Goldman Sachs (GS) vs. Raymond James Financial (RJF) Stock Comparison
Key Takeaways
- GS is a large-cap, institutionally focused investment bank, while RJF is a diversified financial firm anchored by wealth management and a regional bank.
- Goldman Sachs has posted stronger recent revenue momentum, driven by a surge in equities trading and investment banking fees.
- Raymond James offers a more fee-based, recurring-revenue profile, with record client assets and steady net new asset growth.
- The two firms differ sharply in scale, risk profile, and market positioning, making them suitable for different investor objectives.
- Recent sentiment has favored GS on deal activity, while RJF is viewed as a more stable, capital-return-driven franchise.
Introduction
Goldman Sachs (GS) and Raymond James Financial (RJF) both operate in financial services but occupy different corners of the industry. This stock comparison is useful for traders and investors weighing a high-beta, capital-markets-driven leader against a wealth-management-focused franchise with steadier revenue streams. Their relative performance, growth drivers, and risk profiles reflect broader trends in investment banking, trading, advisory, and retail-oriented asset gathering. By examining recent market activity, business models, and observable catalysts, readers can better understand how these two companies are positioned in the current environment.
GS Overview and Recent Performance
Goldman Sachs is a global investment bank with core operations spanning investment banking, markets and trading, and asset and wealth management. In recent quarters, GS has benefited from a rebound in dealmaking and exceptional equities trading. In its most recent quarter, net revenues rose roughly 23% year over year, with equities revenues surging about 72% and investment banking fees up approximately 21%. The firm's annualized return on equity (ROE), a measure of profitability relative to shareholder capital, remained near 19%.
Sentiment has been supported by a recovering mergers and acquisitions (M&A) pipeline, record assets under supervision of about $3.65 trillion, and a firmwide artificial-intelligence transformation, including a partnership to deploy AI tools across portfolio companies. At the same time, fixed income, currencies, and commodities (FICC) trading has lagged, and capital ratios such as the Common Equity Tier 1 (CET1) ratio have moved lower. Goldman has continued to simplify by exiting consumer-lending ventures while doubling down on fee-based businesses.
RJF Overview and Recent Performance
Raymond James Financial is a diversified financial services company whose largest segment, the Private Client Group (PCG), provides wealth management and financial planning through a large network of advisors. The firm also operates capital markets, asset management, and a banking segment. In its most recent reported quarter, RJF generated record net revenues, with annualized ROE of about 18.8% and adjusted return on tangible common equity (ROTCE) near 23.5%.
Growth has been anchored by record client assets under administration of roughly $1.86 trillion and fee-based assets of about $1.15 trillion, along with consistent domestic net new asset inflows. The firm has complemented organic growth with acquisitions, including asset manager Clark Capital and capital-markets firm GreensLedge, while maintaining steady dividend increases and share repurchases. Its bank segment, with a net interest margin (NIM) near 2.8%, adds interest-rate-sensitive earnings to an otherwise fee-driven model.
Trending AI Robots
For investors seeking a systematic approach to stock selection, Tickeron's Trending AI Robots page highlights a curated selection of the platform's most relevant automated strategies. Tickeron hosts hundreds of AI Trading Bots that collectively trade thousands of different tickers, each with its own trading style, timeframe, risk parameters, performance history, and set of covered securities. Because not every bot suits every market regime, only those best aligned with current conditions earn a place in this featured section. Browsing the list can help traders identify strategies that match their objectives and risk tolerance. To explore the currently featured bots and their statistics, visit Trending AI Robots.
Head-to-Head Comparison
The clearest contrast between these two stocks is their business mix. GS is heavily exposed to institutional trading and advisory fees, which can deliver outsized gains when markets are active but are also more cyclical. RJF, by comparison, generates a larger share of revenue from recurring asset-management and administrative fees tied to client assets, producing a smoother earnings stream.
In terms of scale and valuation, Goldman Sachs carries a market capitalization in the hundreds of billions of dollars and trades at a forward price-to-earnings (P/E) ratio in the low-to-mid teens, while Raymond James is a mid-cap firm trading at a similar forward multiple. Growth drivers also differ: GS leans on investment banking and trading momentum, whereas RJF depends on advisor recruiting, asset accumulation, and loan growth. Risk factors diverge accordingly, with Goldman more sensitive to market volatility and deal flow, and Raymond James more sensitive to interest rates, client asset flows, and credit quality in its bank portfolio.
Tickeron AI Verdict
Based on observable trend consistency, relative momentum, and catalyst strength, Tickeron's AI would likely lean toward GS in the current environment. Goldman Sachs has demonstrated stronger recent revenue acceleration, a healthier dealmaking backdrop, and clearer near-term catalysts from trading and advisory activity. That said, this probabilistic view does not diminish RJF's stability and capital-return appeal; the more defensive, fee-based profile of Raymond James may be favored during periods of elevated market uncertainty. The verdict reflects relative positioning rather than a definitive forecast, and both firms present distinct trade-offs for different investment styles.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is GS is a Hold and RJF is a Buy.
GS's RSI Indicator ascends from oversold territory
The RSI Oscillator for GS moved out of oversold territory on October 15, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 22 similar instances when the indicator left oversold territory. In 16 of the 22 cases the stock moved higher. This puts the odds of a move higher at 73%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Moving Average Convergence Divergence (MACD) for GS just turned positive on October 12, 2026. Looking at past instances where GS's MACD turned positive, the stock continued to rise in 23 of 45 cases over the following month. The odds of a continued upward trend are 51%.
Following a +1.75% 3-day Advance, the price is estimated to grow further. Considering data from situations where GS advanced for three days, in 212 of 345 cases, the price rose further within the following month. The odds of a continued upward trend are 61%.
Bearish Trend Analysis
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 42 of 68 cases where GS's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 62%.
The Momentum Indicator moved below the 0 level on November 05, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on GS as a result. In 37 of 76 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 49%.
The 50-day moving average for GS moved below the 200-day moving average on October 28, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where GS declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 56%.
GS broke above its upper Bollinger Band on October 27, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for GS entered a downward trend on October 26, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 4 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 19 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 88, placing this stock better than average.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is 58 (best 1 - 100 worst), indicating steady price growth. GS’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 70 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 88 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.298) is normal, around the industry mean (3.132). P/E Ratio (13.194) is within average values for comparable stocks, (6.756). Projected Growth (PEG Ratio) (1.133) is also within normal values, averaging (0.809). Dividend Yield (0.023) settles around the average of (8.982) among similar stocks. P/S Ratio (4.394) is also within normal values, averaging (16.899).
RJF's RSI Indicator ascends from oversold territory
The RSI Oscillator for RJF moved out of oversold territory on October 20, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 29 similar instances when the indicator left oversold territory. In 20 of the 29 cases the stock moved higher. This puts the odds of a move higher at 69%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 27, 2026. You may want to consider a long position or call options on RJF as a result. In 45 of 76 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 59%.
The Moving Average Convergence Divergence (MACD) for RJF just turned positive on October 06, 2026. Looking at past instances where RJF's MACD turned positive, the stock continued to rise in 29 of 44 cases over the following month. The odds of a continued upward trend are 66%.
Following a +0.27% 3-day Advance, the price is estimated to grow further. Considering data from situations where RJF advanced for three days, in 210 of 355 cases, the price rose further within the following month. The odds of a continued upward trend are 59%.
Bearish Trend Analysis
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 44 of 63 cases where RJF's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 70%.
RJF moved below its 50-day moving average on November 06, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where RJF declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 58%.
RJF broke above its upper Bollinger Band on November 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for RJF entered a downward trend on October 27, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 27 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock better than average.
The Tickeron Price Growth Rating for this company is 49 (best 1 - 100 worst), indicating steady price growth. RJF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 58 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 83 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.466) is normal, around the industry mean (2.444). P/E Ratio (13.927) is within average values for comparable stocks, (-2.345). Projected Growth (PEG Ratio) (0.791) is also within normal values, averaging (1.319). Dividend Yield (0.013) settles around the average of (0.269) among similar stocks. P/S Ratio (2.197) is also within normal values, averaging (15.694).
GS | RJF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 13 | 27 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 88 Overvalued | 83 Overvalued | |
PROFIT vs RISK RATING 1..100 | 19 | 27 | |
SMR RATING 1..100 | 4 | 9 | |
PRICE GROWTH RATING 1..100 | 58 | 49 | |
P/E GROWTH RATING 1..100 | 70 | 58 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
RJF's Valuation (83) in the Investment Banks Or Brokers industry is in the same range as GS (88). This means that RJF’s stock grew similarly to GS’s over the last 12 months.
GS's Profit vs Risk Rating (19) in the Investment Banks Or Brokers industry is in the same range as RJF (27). This means that GS’s stock grew similarly to RJF’s over the last 12 months.
GS's SMR Rating (4) in the Investment Banks Or Brokers industry is in the same range as RJF (9). This means that GS’s stock grew similarly to RJF’s over the last 12 months.
RJF's Price Growth Rating (49) in the Investment Banks Or Brokers industry is in the same range as GS (58). This means that RJF’s stock grew similarly to GS’s over the last 12 months.
RJF's P/E Growth Rating (58) in the Investment Banks Or Brokers industry is in the same range as GS (70). This means that RJF’s stock grew similarly to GS’s over the last 12 months.
| GS | RJF | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 73% | 2 days ago 69% |
| Stochastic ODDS (%) | 2 days ago 62% | 2 days ago 70% |
| Momentum ODDS (%) | 2 days ago 49% | 2 days ago 59% |
| MACD ODDS (%) | 2 days ago 51% | 3 days ago 66% |
| TrendWeek ODDS (%) | 2 days ago 59% | 2 days ago 64% |
| TrendMonth ODDS (%) | 2 days ago 59% | 2 days ago 61% |
| Advances ODDS (%) | 10 days ago 61% | 12 days ago 59% |
| Declines ODDS (%) | 2 days ago 56% | 2 days ago 58% |
| BollingerBands ODDS (%) | 2 days ago 52% | 2 days ago 38% |
| Aroon ODDS (%) | 2 days ago 50% | 2 days ago 62% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
GS’s FA Score shows that 2 FA rating(s) are green while RJF’s FA Score has 2 green FA rating(s).
- GS’s FA Score: 2 green, 3 red.
- RJF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
GS’s TA Score shows that 3 TA indicator(s) are bullish while RJF’s TA Score has 4 bullish TA indicator(s).
- GS’s TA Score: 3 bullish, 6 bearish.
- RJF’s TA Score: 4 bullish, 5 bearish.
Price Growth
GS (@Investment Banks/Brokers) experienced а -3.21% price change this week, while RJF (@Investment Managers) price change was +3.56% for the same time period.
The average weekly price growth across all stocks in the @Investment Banks/Brokers industry was -5.39%. For the same industry, the average monthly price growth was -22.29%, and the average quarterly price growth was -27.51%.
The average weekly price growth across all stocks in the @Investment Managers industry was -1.02%. For the same industry, the average monthly price growth was -4.60%, and the average quarterly price growth was -5.52%.
Reported Earning Dates
GS is expected to report earnings on Jan 19, 2027.
RJF is expected to report earnings on Jan 27, 2027.
Industries' Descriptions
@Investment Banks/Brokers (-5.39% weekly)These banks specialize in underwriting (helping companies with debt financing or equity issuances), IPOs, facilitating mergers and other corporate reorganizations and acting as a broker or financial advisor for institutions. They might also trade securities on their own accounts. Investment banks potentially thrive on expanding its network of clients, since that could help them increase profits. Goldman Sachs, Morgan Stanley and CME Group Inc are some of the largest investment banking companies.
@Investment Managers (-1.02% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
Advertisement
GS and
Correlation & Price change
A.I.dvisor indicates that over the last year, GS has been closely correlated with MS. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if GS jumps, then MS could also see price increases.
RJF and
Correlation & Price change
A.I.dvisor indicates that over the last year, RJF has been closely correlated with SF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if RJF jumps, then SF could also see price increases.