Ally Financial's (ALLY, $33.15) Q2 earnings exceeds expectations
Ally Financial’s second quarter earnings beat analysts’ estimates, on the back of strong lending business.
The auto lender reported earnings per share of 97 cents (excluding certain tax benefits), which surpassed analysts’ expectations of 89 cents a share.
According to the company, its retail auto loans increased to $72.3 billion from $69.9 billion in the year-ago quarter. The average yield on the retail auto loans increased to 6.58% from 6.08%, the lender said.
Furthermore, retail deposits increased by $3.2 billion, the most for a second quarter in Ally’s history.
ALLY's RSI Indicator slumps oversold zone
The RSI Indicator for ALLY moved into overbought territory on October 10, 2025. Be on the watch for a price drop or consolidation in the future -- when this happens, think about selling the stock or exploring put options.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where ALLY advanced for three days, in of 322 cases, the price rose further within the following month. The odds of a continued upward trend are .
ALLY may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Aroon Indicator entered an Uptrend today. In of 252 cases where ALLY Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on September 25, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on ALLY as a result. In of 81 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .
The Moving Average Convergence Divergence Histogram (MACD) for ALLY turned negative on September 24, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 51 similar instances when the indicator turned negative. In of the 51 cases the stock turned lower in the days that followed. This puts the odds of success at .
ALLY moved below its 50-day moving average on September 29, 2025 date and that indicates a change from an upward trend to a downward trend.
The 10-day moving average for ALLY crossed bearishly below the 50-day moving average on October 07, 2025. This indicates that the trend has shifted lower and could be considered a sell signal. In of 17 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where ALLY declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating fairly steady price growth. ALLY’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 72, placing this stock slightly better than average.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.931) is normal, around the industry mean (13.108). P/E Ratio (35.538) is within average values for comparable stocks, (43.136). ALLY's Projected Growth (PEG Ratio) (0.261) is slightly lower than the industry average of (1.341). Dividend Yield (0.032) settles around the average of (0.039) among similar stocks. P/S Ratio (1.344) is also within normal values, averaging (130.603).
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General Information
a regional bank
Industry SavingsBanks
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