NatWest earned a pretax profit of 4 billion pounds ($5.45 billion) for the 2021 calendar year, a bounce back from a -351 million pound loss in 2020.
British banks have benefited from a rebound in consumer spending, smaller than expected loan defaults and a solid housing market since the initial phase of the COVID-19 pandemic.
NatWest also announced a dividend of 7.5 pence per share and a 750 million pound share repurchase.
However, analysts are concerned that inflation at near 30-year highs poses a risk to household incomes and threatens the recovery.
“We are acutely aware of the challenges that many people, families and businesses continue to face up and down the country and are working alongside our customers to provide the support they need,” said NatWest Chief Executive Alison Rose.
The bank lowered its annual cost-cutting target to 3% from 4% for each of the next two years, owing to inflation pressures and reinvestment. Nevertheless, it achieved its 4% cost-cutting target for 2021.
The 10-day RSI Oscillator for NWG moved out of overbought territory on August 26, 2025. This could be a sign that the stock is shifting from an upward trend to a downward trend. Traders may want to look at selling the stock or buying put options. Tickeron's A.I.dvisor looked at 38 instances where the indicator moved out of the overbought zone. In of the 38 cases the stock moved lower in the days that followed. This puts the odds of a move down at .
The Momentum Indicator moved below the 0 level on August 27, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on NWG as a result. In of 81 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .
The Moving Average Convergence Divergence Histogram (MACD) for NWG turned negative on August 28, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 40 similar instances when the indicator turned negative. In of the 40 cases the stock turned lower in the days that followed. This puts the odds of success at .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where NWG declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.
NWG moved above its 50-day moving average on August 04, 2025 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for NWG crossed bullishly above the 50-day moving average on August 04, 2025. This indicates that the trend has shifted higher and could be considered a buy signal. In of 14 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are .
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where NWG advanced for three days, in of 354 cases, the price rose further within the following month. The odds of a continued upward trend are .
NWG may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
The Aroon Indicator entered an Uptrend today. In of 357 cases where NWG Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 51, placing this stock better than average.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.992) is normal, around the industry mean (1.131). P/E Ratio (8.801) is within average values for comparable stocks, (20.057). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (3.577). Dividend Yield (0.046) settles around the average of (0.036) among similar stocks. P/S Ratio (2.740) is also within normal values, averaging (5.164).
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. NWG’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows
a major bank
Industry RegionalBanks