LX
Price
$0.69
Change
+$0.01 (+1.47%)
Updated
Nov 4 closing price
Capitalization
114.53M
18 days until earnings call
Intraday BUY SELL Signals
UPST
Price
$21.49
Change
-$1.89 (-8.08%)
Updated
Nov 5, 11:51 AM (EDT)
Capitalization
2.28B
103 days until earnings call
Intraday BUY SELL Signals
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LX vs UPST

LX vs UPST Comparison Chart in %
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LX vs. UPST commentary
Nov 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LX is a Buy and UPST is a Hold.

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SUMMARIES
A.I.Advisor
a Summary for LX with price predictions
Nov 04, 2026

LX's RSI Oscillator recovers from oversold territory

The RSI Oscillator for LX moved out of oversold territory on November 02, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 33 similar instances when the indicator left oversold territory. In 28 of the 33 cases the stock moved higher. This puts the odds of a move higher at 85%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Momentum Indicator moved above the 0 level on November 02, 2026. You may want to consider a long position or call options on LX as a result. In 62 of 94 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 66%.

Following a +4.31% 3-day Advance, the price is estimated to grow further. Considering data from situations where LX advanced for three days, in 184 of 244 cases, the price rose further within the following month. The odds of a continued upward trend are 75%.

Bearish Trend Analysis

The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where LX declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 85%.

LX broke above its upper Bollinger Band on November 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

The Aroon Indicator for LX entered a downward trend on November 04, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of 1 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.010) is normal, around the industry mean (3.804). P/E Ratio (0.113) is within average values for comparable stocks, (6.599). Projected Growth (PEG Ratio) (0.040) is also within normal values, averaging (3.918). LX has a moderately high Dividend Yield (1.082) as compared to the industry average of (0.186). P/S Ratio (0.071) is also within normal values, averaging (5.901).

The Tickeron SMR rating for this company is 70 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 86 (best 1 - 100 worst), indicating slightly worse than average price growth. LX’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. LX’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.

A.I.Advisor
a Summary for UPST with price predictions
Nov 04, 2026

UPST sees its Stochastic Oscillator ascends from oversold territory

On November 04, 2026, the Stochastic Oscillator for UPST moved out of oversold territory and this could be a bullish sign for the stock. Traders may want to buy the stock or buy call options. Tickeron's A.I.dvisor looked at 58 instances where the indicator left the oversold zone. In 50 of the 58 cases the stock moved higher in the following days. This puts the odds of a move higher at over 86%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where UPST's RSI Oscillator exited the oversold zone, 31 of 36 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 86%.

Following a +9.71% 3-day Advance, the price is estimated to grow further. Considering data from situations where UPST advanced for three days, in 235 of 279 cases, the price rose further within the following month. The odds of a continued upward trend are 84%.

UPST may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on October 30, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on UPST as a result. In 76 of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 90%.

The Moving Average Convergence Divergence Histogram (MACD) for UPST turned negative on November 02, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 43 similar instances when the indicator turned negative. In 37 of the 43 cases the stock turned lower in the days that followed. This puts the odds of success at 86%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where UPST declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 90%.

The Aroon Indicator for UPST entered a downward trend on October 23, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is 35 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron Price Growth Rating for this company is 77 (best 1 - 100 worst), indicating slightly worse than average price growth. UPST’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Valuation Rating of 81 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.853) is normal, around the industry mean (3.804). UPST has a moderately high P/E Ratio (37.111) as compared to the industry average of (6.599). Projected Growth (PEG Ratio) (0.040) is also within normal values, averaging (3.918). Dividend Yield (0.000) settles around the average of (0.186) among similar stocks. P/S Ratio (2.160) is also within normal values, averaging (5.901).

The Tickeron PE Growth Rating for this company is 96 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. UPST’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock worse than average.

FUNDAMENTALS RATINGS
LX vs UPST: Fundamental Ratings
LX
UPST
OUTLOOK RATING
1..100
722
VALUATION
overvalued / fair valued / undervalued
1..100
1
Undervalued
81
Overvalued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
7035
PRICE GROWTH RATING
1..100
8677
P/E GROWTH RATING
1..100
9796
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

LX's Valuation (1) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for UPST (81) in the null industry. This means that LX’s stock grew significantly faster than UPST’s over the last 12 months.

LX's Profit vs Risk Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as UPST (100) in the null industry. This means that LX’s stock grew similarly to UPST’s over the last 12 months.

UPST's SMR Rating (35) in the null industry is somewhat better than the same rating for LX (70) in the Finance Or Rental Or Leasing industry. This means that UPST’s stock grew somewhat faster than LX’s over the last 12 months.

UPST's Price Growth Rating (77) in the null industry is in the same range as LX (86) in the Finance Or Rental Or Leasing industry. This means that UPST’s stock grew similarly to LX’s over the last 12 months.

UPST's P/E Growth Rating (96) in the null industry is in the same range as LX (97) in the Finance Or Rental Or Leasing industry. This means that UPST’s stock grew similarly to LX’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LXUPST
RSI
ODDS (%)
Bullish Trend 1 day ago
85%
Bullish Trend 1 day ago
86%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
88%
Bullish Trend 1 day ago
86%
Momentum
ODDS (%)
Bullish Trend 1 day ago
66%
Bearish Trend 1 day ago
90%
MACD
ODDS (%)
N/A
Bearish Trend 1 day ago
86%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
74%
Bearish Trend 1 day ago
90%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
72%
Bearish Trend 1 day ago
88%
Advances
ODDS (%)
Bullish Trend 1 day ago
75%
Bullish Trend 1 day ago
84%
Declines
ODDS (%)
Bearish Trend 7 days ago
85%
Bearish Trend 4 days ago
90%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
86%
Bullish Trend 1 day ago
83%
Aroon
ODDS (%)
Bearish Trend 1 day ago
87%
Bearish Trend 1 day ago
87%
COMPARISON
Comparison
Nov 05, 2026
Stock price -- (LX: $0.69 vs. UPST: $23.38)
Brand notoriety: LX: Notable vs. UPST: Not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: LX: 33% vs. UPST: 176%
Market capitalization -- LX: $114.53M vs. UPST: $2.28B
LX [@Savings Banks] is valued at $114.53M. UPST’s [@Savings Banks] market capitalization is $2.28B. The market cap for tickers in the [@Savings Banks] industry ranges from $797.02K to $819.6B. The average market capitalization across the [@Savings Banks] industry is $36.81B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LX’s FA Score shows that 1 FA rating(s) are green while UPST’s FA Score has 0 green FA rating(s).

  • LX’s FA Score: 1 green, 4 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, both LX and UPST are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LX’s TA Score shows that 3 TA indicator(s) are bullish while UPST’s TA Score has 4 bullish TA indicator(s).

  • LX’s TA Score: 3 bullish, 4 bearish.
  • UPST’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UPST is a better buy in the short-term than LX.

Price Growth

LX (@Savings Banks) experienced а +6.92% price change this week, while UPST (@Savings Banks) price change was -3.15% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.64%. For the same industry, the average monthly price growth was -3.00%, and the average quarterly price growth was -7.67%.

Reported Earning Dates

LX is expected to report earnings on Nov 23, 2026.

UPST is expected to report earnings on Feb 16, 2027.

Industries' Descriptions

@Savings Banks (-1.64% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

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