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Oct 04, 2018
American Express (AXP, $108.45 ) Ups the Ante on Rewards Program For Premium Gold Cards

American Express (AXP, $108.45 ) Ups the Ante on Rewards Program For Premium Gold Cards

American Express Co. is increasing reward points for its premium credit card customers.

AmEx Gold Card holders will now earn 4 points per dollar spent at U.S. restaurants and supermarkets, up from 2 points previously. Additionally, they get a yearly $120 credit by using their cards to make payments to the Cheesecake Factory, Ruth’s Chris Steak House, certain Shake Shack locations, GrubHub and Seamless. However, the new benefits on the Gold Card comes in exchange for an annual fee hike - from $195 to $250.

Last year, the company offered  $200 of free Uber rides each year for Platinum card users, with an increase in the annual fee.

Related Ticker: AXP

Contributor

Sergey Savastiouk, Ph.D. has a degree in Applied Mathematics from Moscow University and has extensive experience as an entrepreneur, investor, manager, and mathematician. His professional expertise is in applied mathematics, mathematical modeling, system and pattern analysis, and software and hardware system integration. He has served as the CEO of several hi-tech start-up companies and nonprofit organizations, which has given him proven capabilities in business strategy for high-tech start-up companies, market assessment, company formation, team building, product development, marketing, and sales. He has published numerous articles in journals and magazines on related fields. As a retail investor, he spent 15 years developing his proprietary trading and quantitative algorithms (now Tickeron’s A.I.), which brought him significant returns in trading the stock market. His current work and goal in founding Tickeron is to bring professional, sophisticated stock market analysis capabilities to retail investors via an easy-to-use interface.


AXP in -1.08% downward trend, sliding for three consecutive days on October 01, 2026

Moving lower for three straight days is viewed as a bearish sign. Keep an eye on this stock for future declines. Considering data from situations where AXP declined for three days, in 182 of 282 cases, the price declined further within the following month. The odds of a continued downward trend are 65%.

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

The 50-day moving average for AXP moved below the 200-day moving average on September 24, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.

The Aroon Indicator for AXP entered a downward trend on October 02, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Bullish Trend Analysis

The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where AXP's RSI Indicator exited the oversold zone, 22 of 28 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 79%.

The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 11 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.

Following a +2.30% 3-day Advance, the price is estimated to grow further. Considering data from situations where AXP advanced for three days, in 207 of 327 cases, the price rose further within the following month. The odds of a continued upward trend are 63%.

AXP may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is 4 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Profit vs. Risk Rating rating for this company is 27 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 78, placing this stock better than average.

The Tickeron Price Growth Rating for this company is 60 (best 1 - 100 worst), indicating steady price growth. AXP’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron PE Growth Rating for this company is 67 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

The Tickeron Valuation Rating of 94 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (6.035) is normal, around the industry mean (3.945). P/E Ratio (18.588) is within average values for comparable stocks, (14.459). Projected Growth (PEG Ratio) (1.232) is also within normal values, averaging (3.918). Dividend Yield (0.012) settles around the average of (0.050) among similar stocks. P/S Ratio (2.824) is also within normal values, averaging (5.901).

Notable companies

The most notable companies in this group are VISA (NYSE:V), Mastercard (NYSE:MA), American Express Company (NYSE:AXP), Capital One Financial (NYSE:COF), PayPal Holdings (NASDAQ:PYPL), Synchrony Financial (NYSE:SYF), SLM Corp (NASDAQ:SLM), Bread Financial Holdings (NYSE:BFH), LexinFintech Holdings Ltd (NASDAQ:LX).

Industry description

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

Market Cap

The average market capitalization across the Savings Banks Industry is 32.88B. The market cap for tickers in the group ranges from 1.59M to 690.38B. V holds the highest valuation in this group at 690.38B. The lowest valued company is DXF at 1.59M.

High and low price notable news

The average weekly price growth across all stocks in the Savings Banks Industry was -4%. For the same Industry, the average monthly price growth was -8%, and the average quarterly price growth was 4%. RM experienced the highest price growth at 3%, while ANTA experienced the biggest fall at -20%.

Volume

The average weekly volume growth across all stocks in the Savings Banks Industry was 5%. For the same stocks of the Industry, the average monthly volume growth was -19% and the average quarterly volume growth was -30%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 50
P/E Growth Rating: 62
Price Growth Rating: 62
SMR Rating: 46
Profit Risk Rating: 78
Seasonality Score: 10 (-100 ... +100)
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General Information

a financial conglomerate

Industry SavingsBanks

Industry
Financial Conglomerates
Address
200 Vesey Street
Phone
+1 212 640-2000
Employees
75100
Web
https://www.americanexpress.com
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