American Express (AXP, $116.74) beats Q3 earnings expectation, on strong card
American Express reported third quarter earnings that surpassed Wall Street's expectations, on strengths in its card business and some other segments.
The financial services company’s earnings of $2.08 a share beat analysts’ expectation of $2.03 a share. The EPS was also higher than the year-ago quarter’s $1.88 a share a year ago.
Revenue increased +8% to $11 billion, also ahead of Wall Street's forecast for $10.94 billion.
Tailwinds for the quarter’s performance included higher member spending on cards, strong net interest income and card fees.
Revenue from card fees surged +17% to a record $1.03 billion, beating analysts' estimates of $1.01 billion. Consumer services revenue increased +11% to $5.4 billion, while commercial services grew +7% to $3.4 billion. Merchant and network services revenue rose +5% to $1.7 billion.
Looking ahead, the company re-iterated its fourth-quarter expected earnings-per-share growth of +8%, and expected revenue growth of +10%.
For the full-year 2019, the company expects earnings to range between $7.85 and $8.35 a share, compared to analysts’ expectation of $8.01 a share.
AXP sees its 50-day moving average cross bullishly above its 200-day moving average
The 50-day moving average for AXP moved above the 200-day moving average on June 25, 2025. This could be a long-term bullish signal for the stock as the stock shifts to an upward trend.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator demonstrated that the ticker has stayed in the oversold zone for 1 day, which means it's wise to expect a price bounce in the near future.
Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where AXP advanced for three days, in of 348 cases, the price rose further within the following month. The odds of a continued upward trend are .
The Aroon Indicator entered an Uptrend today. In of 276 cases where AXP Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .
Bearish Trend Analysis
The 10-day RSI Indicator for AXP moved out of overbought territory on July 08, 2025. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 38 similar instances where the indicator moved out of overbought territory. In of the 38 cases, the stock moved lower in the following days. This puts the odds of a move lower at .
The Momentum Indicator moved below the 0 level on July 15, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on AXP as a result. In of 81 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .
The Moving Average Convergence Divergence Histogram (MACD) for AXP turned negative on July 14, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 50 similar instances when the indicator turned negative. In of the 50 cases the stock turned lower in the days that followed. This puts the odds of success at .
Following a 3-day decline, the stock is projected to fall further. Considering past instances where AXP declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .
AXP broke above its upper Bollinger Band on June 27, 2025. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 68, placing this stock better than average.
The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating outstanding price growth. AXP’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (5.841) is normal, around the industry mean (5.070). P/E Ratio (20.304) is within average values for comparable stocks, (56.791). Projected Growth (PEG Ratio) (1.572) is also within normal values, averaging (1.599). Dividend Yield (0.010) settles around the average of (0.041) among similar stocks. P/S Ratio (2.775) is also within normal values, averaging (3.536).
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a financial conglomerate
Industry FinanceRentalLeasing
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