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Should I Buy a Medigap Policy?
There are pros and cons to buying so-called Medigap coverage, and it can depend on how much medical care and services you anticipate needing. They cover all or nearly all of the out-of-pocket costs left over by Part A and Part B, but they don’t offer Part D coverage.
Obviously, buying a Medigap policy will mean additional costs. If you have the means and you’re looking to extend your medical insurance to areas not covered by Medicare Part A and B (original Medicare), it might be a good option.
Like Part C, it is acquired through a third party company approved by Medicare. Unlike Part C, it won’t offer prescription coverage (Part D). If you already have Medicare Part C, also called Medicare Advantage, you cannot have a Medigap plan: you can only have one or the other.
The many types of Medigap policies fall into the categories of F, G, K, and L, but this list changes as some are not sold any longer. They are categorized based on which copays and deductibles they cover.
Before you make any decisions, of course, make sure to study the subject in more detail, because there are pretty intricate interactions between the different health insurance systems, and a mistake could definitely cost you.
How much will Medigap cost?
What is AARP?
What are Medicare Benefits?
Where can I find information about hedge funds and their performance?
About half of all hedge funds are obligated to disclose their performance, and it can be found online through Morningstar
Who are venture capitalists?
Venture capitalists are now helping newer companies achieve success in return for large equity positions in the business
How to use the Broadening Wedge Ascending (Bullish) Pattern in trading
The Broadening Wedge Ascending pattern forms when a stock price progressively makes higher highs and higher lows
What is the Inverted Cup-and-Handle (Bearish) Pattern?
The Inverted Cup-and-Handle pattern forms when prices rise then decline to create an upside-down “U”like shape
What is a Junior Security?
Junior Securities come last in the pecking order if a company gets liquidated; common stock is the most prevalent example
What is Net Operating Profit After Tax?
Net Operating Profit After Tax (NOPAT) is a way to measure profits that excludes the impact of debt financing
What Does it Mean to Deleverage?
When a company “deleverages,” it means it is attempting to shrink the amount of debt on its books relative to its assets
What is market arbitrage?
Market arbitrage is when investors, find price discrepancies between one exchange and another and exploit the difference
What is a bear put spread?
A bear put spread involves the use of two puts, one sold and one bought, at different strike prices
What is the Elliott Wave Theory?
Elliot Wave Theory incorporates the natural cycles of nature in an attempt to explain and predict future prices of stocks