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Table of Contents
Help Center
Introduction
Investment Portfolios
Investment Terminology and Instruments
Technical Analysis and Trading
Cryptocurrencies and Blockchain
Retirement
Retirement Accounts
Personal Finance
Corporate Basics
What is FICA?

What is FICA?

FICA is a tax on employees and employers that funds the Social Security and Medicare programs of the United States
How Does Social Security Work?

How Does Social Security Work?

Social Security uses mandatory payroll taxes to grow trust funds that are used to pay income to retirees (qualified ppl)
Am I Eligible for Social Security Benefits?

Am I Eligible for Social Security Benefits?

In general, Social Security Benefits will only be paid in cases where individuals paid into the system
Can I Start Collecting My Social Security Benefits If I’m Still Working?

Can I Start Collecting My Social Security Benefits If I’m Still Working?

If you start to take benefits while working and before the normal retirement age, your benefit will be reduced
How Much Money Does the Government Have Invested in Social Security?

How Much Money Does the Government Have Invested in Social Security?

As of 2016, there is about $2.8 trillion in the Social Security Trust Funds
What are the Projections for Social Security Benefits?

What are the Projections for Social Security Benefits?

There is enough money to pay Social Security benefits at the current rate until about 2037
When Will Social Security Go Bankrupt?

When Will Social Security Go Bankrupt?

Most estimates project that the Social Security Trust Funds will be depleted by 2037
Are Social Security Benefits Taxed?

Are Social Security Benefits Taxed?

Many people do not realize that their Social Security Benefits may be taxed. If you have a taxable income above a threshold
How Much Does (and Will) Social Security Pay?

How Much Does (and Will) Social Security Pay?

Social Security uses a formula to apply your average monthly income from the 35 years in which you earned the most
When Can I Start Receiving My Social Security Benefits?

When Can I Start Receiving My Social Security Benefits?

Currently, you have to be 62 years or older to start receiving Social Security benefits, and this includes spouses
How Does My Retirement Age Impact My Social Security Benefits?

How Does My Retirement Age Impact My Social Security Benefits?

As a rule of thumb, the closer to age 70 you retire, the higher your Social Security benefits will be
What is the Best Age to Start Receiving Social Security Benefits?

What is the Best Age to Start Receiving Social Security Benefits?

Generally speaking, the closer you are to age 70, the better. But everyone will need to take all options into account
For How Long Will I Receive My Social Security Benefits?

For How Long Will I Receive My Social Security Benefits?

After the payments begin, you'll receive Social Security benefits for the rest of your life
Will My Spouse and Children Receive Social Security Benefits if I Die?

Will My Spouse and Children Receive Social Security Benefits if I Die?

Spouses and children can and do receive social security benefits upon the death of a person who paid into the system
How are Social Security Benefits Computed?

How are Social Security Benefits Computed?

Social Security retirement benefits are computed by the average monthly income during the highest-earning 35 years
How Do I Know I’m Getting Credit for the Years I’ve Worked?

How Do I Know I’m Getting Credit for the Years I’ve Worked?

As of 2016, workers who have not registered online will receive a letter every 5 years that contains a statement
What Kinds of Social Security Benefits Exist?

What Kinds of Social Security Benefits Exist?

Social Security benefits are streams of income available for retired workers, their spouses, children and dependents