Articles on Stock markets

News, Research and Analysis

Help Center
Investment PortfoliosModern Portfolio TheoriesInvestment StrategyPractical Portfolio Management InfoDiversificationRatingsActivities AbroadTrading Markets
Investment Terminology and Instruments
Technical Analysis and Trading
Cryptocurrencies and Blockchain
Retirement Accounts
Personal Finance
Corporate Basics
What is the right mix of assets for me?

What is the right mix of assets for me?

Arriving at the appropriate asset allocation is not very easy to do by guesswork, so we’re here to help. There is no such thing as a mix of assets that is right for everyone.

It depends on your age, employment situation, the size of your investment portfolio, your objectives, time horizon, risk tolerance, income requirement from your investment portfolio, tax bracket, and many other factors. Programs and algorithms can help you significantly when you plug some of these variables in, but it is still wise to apply some scrutiny and a human touch.

If the computer tells you to put 23% of your assets into High Yield Bonds, but you just learned in some breaking news that investment conditions in that asset class are not favorable currently, it would make sense to run some more numbers and find some alternatives in the meantime, or just to use a dollar cost averaging approach for the portion of your portfolio, which just means to drip money in at set intervals to try to avoid buying in with a lump sum at the wrong time.

How Do I Determine the Right Mix of Assets?
What are Asset Classes?

Keywords: risk tolerance, portfolio management, asset allocation, alternative investments, investment portfolio, asset classes, Diversification Score®,