Brazil's financial sector is home to three very different equity stories. Banco Bradesco (BBD) represents the traditional banking establishment, Inter & Co (INTR) a digitally native challenger built around a super app, and Nu Holdings (NU) the region's dominant digital bank. This stock comparison is relevant for investors weighing income and value against growth and scale, and for traders monitoring how Brazil's macroeconomic backdrop, interest-rate cycle, and political developments move these names. Understanding their relative performance and market positioning can help clarify which profile best fits a given strategy.
Banco Bradesco is Brazil's second-largest private bank by deposits and also operates the country's largest insurance franchise. Its recent stock behavior reflects a gradual profitability recovery. In its latest quarterly results, recurring net income rose roughly 16% year over year, with return on average equity (ROAE, a measure of how efficiently a bank generates profit from shareholder capital) reaching about 15.8%. Insurance, pensions, and fee income have been key contributors, helping offset a still-challenging credit environment.
Sentiment has been shaped by improving efficiency, disciplined lending, and a reasserted full-year outlook, even as analysts note some pressure on credit quality and capital consumption. Recent analyst actions have been mixed, with one major firm raising its price target while another moved to a neutral stance. The ADR (American Depositary Receipt, a U.S.-listed security representing foreign shares) carries a dividend yield near 5%, a feature that distinguishes it from its two growth-oriented peers in this comparison.
Inter & Co operates a cloud-native digital bank and marketplace, often described as a "super app," combining banking, investments, insurance, and shopping in a single platform. The company has emphasized a "Rule of 50" framework—combining revenue growth with profitability—and has publicly outlined long-term targets of 60 million customers, a 30% efficiency ratio (a measure of operating expenses relative to revenue), and 30% return on equity.
Recent market activity has been volatile but notably positive in the short term. The company surpassed 45 million customers, reported its net interest margin (NIM, the spread between interest earned and interest paid) crossing into double digits, and moved to buy out a minority partner's stake in its insurance unit. Analysts have generally maintained constructive ratings, with several raising price targets in recent weeks. The company was also added to a major global equity index, which can broaden institutional ownership.
Nu Holdings, known as Nubank, is the largest digital bank in Latin America, serving roughly 139 million customers globally. The business has been converting scale into earnings, reporting its first billion-dollar quarterly net income and a return on equity around 33%. Brazil remains the core market, but the company recently launched a full bank in Mexico, expanded in Colombia, and began a measured entry into the U.S. market.
Despite strong fundamentals, the stock began the year under pressure amid currency headwinds and credit-risk concerns. That narrative shifted in recent weeks, as a market-friendly outcome in Brazil's presidential election first round and a rising price target from a major bank triggered a sharp rally. The company also announced its first share buyback program, signaling management confidence in capital generation. Its AI-driven underwriting and customer-service tools have become a central part of the growth story.
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The clearest contrast is business model. BBD is a diversified incumbent with branches, insurance, and asset management, generating income and trading at a modest earnings multiple. INTR is a mid-sized digital challenger prioritizing high growth and an expanding ecosystem, with a smaller market capitalization and higher per-share volatility. NU combines the largest customer base with a low-cost digital model and the most aggressive international ambitions.
Growth drivers differ too. BBD's story is margin and efficiency recovery; INTR's is customer monetization and secured-lending expansion; NU's is deepening engagement per customer while replicating its model abroad. Risk factors are correspondingly distinct: BBD faces legacy credit quality and capital pressures, INTR faces execution risk in scaling profitably, and NU faces currency, regulatory, and new-market execution risk. Market sentiment has favored Brazil-exposed assets broadly in recent weeks, but each stock responds to these catalysts with different intensity.
Based on observable factors such as trend consistency, earnings momentum, and relative positioning, Tickeron's AI would likely assign the highest near-term conviction to NU. Its combination of record profitability, a strengthening uptrend after months of weakness, and concrete catalysts—including international expansion and a buyback—offers the most consistent alignment of fundamentals with price momentum. INTR presents a compelling but higher-volatility growth profile, while BBD offers stability and income with steadier, more gradual upside. These assessments are probabilistic and subject to change as market conditions evolve.
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The 50-day moving average for BBD moved above the 200-day moving average on October 23, 2026. This could be a long-term bullish signal for the stock as the stock shifts to an upward trend.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 43 of 64 cases where BBD's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 67%.
BBD moved above its 50-day moving average on September 30, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +23.64% 3-day Advance, the price is estimated to grow further. Considering data from situations where BBD advanced for three days, in 189 of 274 cases, the price rose further within the following month. The odds of a continued upward trend are 69%.
The Aroon Indicator entered an Uptrend today. In 203 of 275 cases where BBD Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 74%.
The 10-day RSI Indicator for BBD moved out of overbought territory on October 12, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 40 similar instances where the indicator moved out of overbought territory. In 30 of the 40 cases, the stock moved lower in the following days. This puts the odds of a move lower at 75%.
The Momentum Indicator moved below the 0 level on October 19, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on BBD as a result. In 56 of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 67%.
The Moving Average Convergence Divergence Histogram (MACD) for BBD turned negative on October 19, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 42 similar instances when the indicator turned negative. In 27 of the 42 cases the stock turned lower in the days that followed. This puts the odds of success at 64%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where BBD declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 66%.
BBD broke above its upper Bollinger Band on October 02, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Tickeron SMR rating for this company is 1 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 16 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: BBD's P/B Ratio (0.238) is slightly lower than the industry average of (1.271). P/E Ratio (1.858) is within average values for comparable stocks, (13.247). Projected Growth (PEG Ratio) (1.623) is also within normal values, averaging (1.190). Dividend Yield (0.058) settles around the average of (0.035) among similar stocks. BBD's P/S Ratio (1.539) is slightly lower than the industry average of (3.738).
The Tickeron Price Growth Rating for this company is 39 (best 1 - 100 worst), indicating steady price growth. BBD’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 41 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly better than average.
The Tickeron PE Growth Rating for this company is 96 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
INTR saw its Momentum Indicator move below the 0 level on October 21, 2026. This is an indication that the stock could be shifting in to a new downward move. Traders may want to consider selling the stock or exploring put options. Tickeron's A.I.dvisor looked at 69 similar instances where the indicator turned negative. In 58 of the 69 cases, the stock moved further down in the following days. The odds of a decline are at 84%.
The 10-day RSI Indicator for INTR moved out of overbought territory on October 14, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 31 similar instances where the indicator moved out of overbought territory. In 23 of the 31 cases, the stock moved lower in the following days. This puts the odds of a move lower at 74%.
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 43 of 54 cases where INTR's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 80%.
The Moving Average Convergence Divergence Histogram (MACD) for INTR turned negative on October 22, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 33 similar instances when the indicator turned negative. In 26 of the 33 cases the stock turned lower in the days that followed. This puts the odds of success at 79%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where INTR declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 76%.
INTR broke above its upper Bollinger Band on October 05, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for INTR entered a downward trend on October 02, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
INTR moved above its 50-day moving average on October 02, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for INTR crossed bullishly above the 50-day moving average on October 06, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 7 of 10 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 70%.
Following a +7.88% 3-day Advance, the price is estimated to grow further. Considering data from situations where INTR advanced for three days, in 203 of 259 cases, the price rose further within the following month. The odds of a continued upward trend are 78%.
The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 13 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: INTR's P/B Ratio (0.302) is slightly lower than the industry average of (1.271). P/E Ratio (2.078) is within average values for comparable stocks, (13.247). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (1.190). Dividend Yield (0.063) settles around the average of (0.035) among similar stocks. INTR's P/S Ratio (1.298) is slightly lower than the industry average of (3.738).
The Tickeron Price Growth Rating for this company is 38 (best 1 - 100 worst), indicating steady price growth. INTR’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 96 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. INTR’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
On October 22, 2026, the Stochastic Oscillator for NU moved out of oversold territory and this could be a bullish sign for the stock. Traders may want to buy the stock or buy call options. Tickeron's A.I.dvisor looked at 59 instances where the indicator left the oversold zone. In 49 of the 59 cases the stock moved higher in the following days. This puts the odds of a move higher at over 83%.
NU moved above its 50-day moving average on October 05, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for NU crossed bullishly above the 50-day moving average on October 12, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 11 of 15 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 73%.
Following a +16.61% 3-day Advance, the price is estimated to grow further. Considering data from situations where NU advanced for three days, in 231 of 300 cases, the price rose further within the following month. The odds of a continued upward trend are 77%.
The 10-day RSI Indicator for NU moved out of overbought territory on October 12, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 36 similar instances where the indicator moved out of overbought territory. In 25 of the 36 cases, the stock moved lower in the following days. This puts the odds of a move lower at 69%.
The Momentum Indicator moved below the 0 level on October 19, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on NU as a result. In 50 of 79 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 63%.
The Moving Average Convergence Divergence Histogram (MACD) for NU turned negative on October 22, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 42 similar instances when the indicator turned negative. In 31 of the 42 cases the stock turned lower in the days that followed. This puts the odds of success at 74%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where NU declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 67%.
NU broke above its upper Bollinger Band on October 05, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for NU entered a downward trend on October 08, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
The Tickeron SMR rating for this company is 5 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 45 (best 1 - 100 worst), indicating steady price growth. NU’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 84 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 96 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: NU's P/B Ratio (5.527) is very high in comparison to the industry average of (1.271). P/E Ratio (20.379) is within average values for comparable stocks, (13.247). Projected Growth (PEG Ratio) (0.563) is also within normal values, averaging (1.190). Dividend Yield (0.000) settles around the average of (0.035) among similar stocks. P/S Ratio (5.149) is also within normal values, averaging (3.738).
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. NU’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock worse than average.
BBD | ||
|---|---|---|
OUTLOOK RATING 1..100 | 82 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 16 Undervalued | |
PROFIT vs RISK RATING 1..100 | 41 | |
SMR RATING 1..100 | 1 | |
PRICE GROWTH RATING 1..100 | 39 | |
P/E GROWTH RATING 1..100 | 96 | |
SEASONALITY SCORE 1..100 | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
| BBD | INTR | NU | |
|---|---|---|---|
| RSI ODDS (%) | 3 days ago 75% | 3 days ago 74% | 3 days ago 69% |
| Stochastic ODDS (%) | 3 days ago 67% | 3 days ago 80% | 3 days ago 83% |
| Momentum ODDS (%) | 3 days ago 67% | 3 days ago 84% | 3 days ago 63% |
| MACD ODDS (%) | 3 days ago 64% | 3 days ago 79% | 3 days ago 74% |
| TrendWeek ODDS (%) | 3 days ago 70% | 3 days ago 80% | 3 days ago 82% |
| TrendMonth ODDS (%) | 3 days ago 67% | 3 days ago 83% | 3 days ago 79% |
| Advances ODDS (%) | 20 days ago 69% | 6 days ago 78% | 20 days ago 77% |
| Declines ODDS (%) | 4 days ago 66% | 4 days ago 76% | 4 days ago 67% |
| BollingerBands ODDS (%) | 3 days ago 81% | 3 days ago 76% | 3 days ago 69% |
| Aroon ODDS (%) | 3 days ago 74% | 3 days ago 78% | 3 days ago 61% |
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BBD’s FA Score shows that 2 FA rating(s) are green while INTR’s FA Score has 2 green FA rating(s), and NU’s FA Score reflects 1 green FA rating(s).
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BBD’s TA Score shows that 5 TA indicator(s) are bullish while INTR’s TA Score has 3 bullish TA indicator(s), and NU’s TA Score reflects 4 bullish TA indicator(s).
BBD (@Regional Banks) experienced а +2.78% price change this week, while INTR (@Regional Banks) price change was +6.84% , and NU (@Regional Banks) price fluctuated +4.12% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +2.29%. For the same industry, the average monthly price growth was +1.59%, and the average quarterly price growth was +9.12%.
BBD is expected to report earnings on Feb 10, 2027.
INTR is expected to report earnings on Nov 12, 2026.
NU is expected to report earnings on Nov 12, 2026.
Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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|---|---|---|---|
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A.I.dvisor indicates that over the last year, BBD has been closely correlated with BBDO. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if BBD jumps, then BBDO could also see price increases.
| Ticker / NAME | Correlation To BBD | 1D Price Change % | ||
|---|---|---|---|---|
| BBD | 100% | +3.04% | ||
| BBDO - BBD | 74% Closely correlated | +1.66% | ||
| BSBR - BBD | 72% Closely correlated | +0.91% | ||
| INTR - BBD | 70% Closely correlated | +6.55% | ||
| NU - BBD | 66% Closely correlated | +2.92% | ||
| BSAC - BBD | 56% Loosely correlated | -0.75% | ||
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A.I.dvisor indicates that over the last year, INTR has been closely correlated with BBD. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if INTR jumps, then BBD could also see price increases.
| Ticker / NAME | Correlation To INTR | 1D Price Change % | ||
|---|---|---|---|---|
| INTR | 100% | +6.55% | ||
| BBD - INTR | 70% Closely correlated | +3.04% | ||
| ITUB - INTR | 67% Closely correlated | +1.90% | ||
| NU - INTR | 62% Loosely correlated | +2.92% | ||
| BSBR - INTR | 61% Loosely correlated | +0.91% | ||
| BSAC - INTR | 61% Loosely correlated | -0.75% | ||
More | ||||
A.I.dvisor indicates that over the last year, NU has been closely correlated with BBD. These tickers have moved in lockstep 66% of the time. This A.I.-generated data suggests there is a high statistical probability that if NU jumps, then BBD could also see price increases.