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PHM vs SKY
Which Stock Would AI Choose? PulteGroup (PHM) vs. Champion Homes (SKY) Stock Comparison
Key Takeaways
- Both PHM and SKY operate in U.S. housing, but they serve distinct markets: PulteGroup builds traditional site-built homes, while Champion Homes manufactures affordable factory-built housing.
- Recent demand trends have diverged — PHM has faced softening orders and traffic under higher mortgage rates, while SKY has held firmer momentum and a stronger, net-cash balance sheet.
- Tickeron AI Verdict: Based on trend consistency, financial stability, and relative market positioning, Tickeron's AI would currently favor SKY over PHM.
- PHM offers scale, strong margins, and aggressive buybacks, but is more sensitive to interest-rate and affordability pressure; SKY benefits from an affordability-driven tailwind and vertical retail expansion.
- For more detail on each name, explore PHM Major News and PHM Today's Price Move, as well as SKY Major News and SKY Today's Price Move.
- To see how automated strategies are navigating this market, explore Trending AI Robots.
Introduction
Homebuilding and housing-related equities have become a focal point for investors as elevated mortgage rates and persistent affordability challenges reshape buyer demand. This stock comparison examines two very different ways to gain exposure to the same theme: PHM, the ticker for PulteGroup, one of America's largest traditional homebuilders, and SKY, the ticker for Champion Homes, a leading North American producer of factory-built manufactured and modular housing. Traders focused on relative performance, market positioning, and risk-adjusted momentum may find the contrast instructive, since the two companies respond differently to the same macroeconomic forces and sit at opposite ends of the affordability spectrum.
PHM Overview and Recent Performance
PulteGroup (PHM) is a diversified U.S. homebuilder serving first-time, move-up, and active-adult buyers through brands including Centex, Pulte Homes, Del Webb, and DiVosta. In its most recent quarter, the company reported earnings below consensus as home sale revenue declined roughly 9% year over year, driven by lower closings and a modest drop in average selling price. Management cited rising mortgage rates, inflation, and softer consumer confidence as key headwinds, with community traffic falling and net new orders down from the prior year.
Despite the demand pressure, PulteGroup preserved a gross margin near 25% and continued returning capital to shareholders through share repurchases. Its balance sheet remains a relative strength, with a low net debt-to-capital ratio and meaningful cash. However, recent market activity has reflected caution, as the company's higher exposure to mortgage-dependent, site-built buyers makes it comparatively more sensitive to borrowing costs than factory-built alternatives.
SKY Overview and Recent Performance
Champion Homes (SKY), recently rebranded from Skyline Champion, is a leading manufacturer of manufactured, modular, and commercial factory-built structures across the U.S. and Canada. The company has been expanding its direct-to-consumer retail footprint through acquisitions, adding retail locations in the Southeastern and Western U.S., while sharpening its brand identity around affordable off-site construction.
In recent quarters, Champion Homes has generally held firmer momentum than the broader manufactured-housing industry, supported by solid orders and a record home-sale count in its prior fiscal year. Its financial position is notably strong, with a net-cash balance sheet and low debt-to-equity. Still, near-term results have shown some margin compression and uneven order trends across channels, and its valuation trades at a premium earnings multiple relative to housing peers. Longer-term holders have been rewarded, even as shorter-term share-price momentum has cooled in recent weeks.
Trending AI Robots
Tickeron operates hundreds of AI trading bots that collectively trade thousands of different tickers, each with its own strategy, timeframe, performance profile, and universe of symbols. Because market conditions change, only a subset of these bots is genuinely well-suited to the current environment. Tickeron's Trending AI Robots page curates exactly that group — the bots whose approaches and recent results align best with prevailing market dynamics. This allows traders to compare bots side by side by trading style, performance statistics, and the specific tickers they follow, rather than sifting through the full catalog. If you are evaluating housing-sector names or broader opportunities, reviewing the Trending AI Robots section can help you see which automated strategies are currently gaining traction.
Head-to-Head Comparison
The core contrast between these two stocks lies in business model and sensitivity to rates. PulteGroup (PHM) relies on site-built construction and mortgage-financed buyers, giving it scale, geographic diversification, and strong margins but also direct exposure to mortgage-rate swings. Its recent softness in orders, traffic, and closings reflects that cyclicality.
Champion Homes (SKY), by contrast, serves a more affordable segment where factory-built housing competes on price against increasingly expensive traditional homes — a structural tailwind when affordability worsens. Its balance-sheet quality and vertical retail expansion are differentiators, though its premium valuation and uneven channel demand introduce their own risks.
On market positioning, PHM represents a higher-revenue, cyclical value play with shareholder-return support, while SKY represents a growth-oriented, momentum-driven exposure with a cleaner financial profile. Investors weighing stability and catalysts against valuation will find the trade-offs distinct.
Tickeron AI Verdict
Based on observable factors including trend consistency, balance-sheet stability, catalyst visibility, and relative market positioning, Tickeron's AI would currently lean toward SKY over PHM. Champion Homes has maintained steadier momentum and a net-cash position, and it benefits from an affordability-driven demand narrative that is comparatively less exposed to rising mortgage rates. PulteGroup's scale and disciplined margins remain notable strengths, but its recent demand deterioration introduces greater near-term uncertainty. This assessment is probabilistic rather than definitive, reflecting the conditions observable today rather than a guaranteed outcome.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PHM is a Buy and SKY is a Buy.
PHM's MACD Histogram crosses above signal line
The Moving Average Convergence Divergence (MACD) for PHM turned positive on October 16, 2026. Looking at past instances where PHM's MACD turned positive, the stock continued to rise in 36 of 49 cases over the following month. The odds of a continued upward trend are 73%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 21, 2026. You may want to consider a long position or call options on PHM as a result. In 63 of 92 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 68%.
PHM moved above its 50-day moving average on October 23, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for PHM crossed bullishly above the 50-day moving average on November 02, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 7 of 12 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 58%.
Following a +5.57% 3-day Advance, the price is estimated to grow further. Considering data from situations where PHM advanced for three days, in 212 of 305 cases, the price rose further within the following month. The odds of a continued upward trend are 70%.
The Aroon Indicator entered an Uptrend today. In 209 of 287 cases where PHM Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 73%.
Bearish Trend Analysis
The 10-day RSI Indicator for PHM moved out of overbought territory on November 06, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 43 similar instances where the indicator moved out of overbought territory. In 23 of the 43 cases, the stock moved lower in the following days. This puts the odds of a move lower at 53%.
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 46 of 62 cases where PHM's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 74%.
The 50-day moving average for PHM moved below the 200-day moving average on October 07, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where PHM declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 59%.
PHM broke above its upper Bollinger Band on November 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 11 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 28 (best 1 - 100 worst), indicating outstanding price growth. PHM’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 29 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 68, placing this stock better than average.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron SMR rating for this company is 57 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 75 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.939) is normal, around the industry mean (1.910). P/E Ratio (13.437) is within average values for comparable stocks, (10.592). Projected Growth (PEG Ratio) (0.995) is also within normal values, averaging (1.217). Dividend Yield (0.008) settles around the average of (0.019) among similar stocks. P/S Ratio (1.393) is also within normal values, averaging (24.205).
Momentum Indicator for SKY turns positive, indicating new upward trend
SKY saw its Momentum Indicator move above the 0 level on October 26, 2026. This is an indication that the stock could be shifting in to a new upward move. Traders may want to consider buying the stock or buying call options. Tickeron's A.I.dvisor looked at 94 similar instances where the indicator turned positive. In 76 of the 94 cases, the stock moved higher in the following days. The odds of a move higher are at 81%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Moving Average Convergence Divergence (MACD) for SKY just turned positive on October 26, 2026. Looking at past instances where SKY's MACD turned positive, the stock continued to rise in 34 of 44 cases over the following month. The odds of a continued upward trend are 77%.
SKY moved above its 50-day moving average on October 30, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for SKY crossed bullishly above the 50-day moving average on November 05, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 12 of 19 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 63%.
Following a +9.44% 3-day Advance, the price is estimated to grow further. Considering data from situations where SKY advanced for three days, in 214 of 294 cases, the price rose further within the following month. The odds of a continued upward trend are 73%.
Bearish Trend Analysis
The 10-day RSI Indicator for SKY moved out of overbought territory on November 05, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 35 similar instances where the indicator moved out of overbought territory. In 24 of the 35 cases, the stock moved lower in the following days. This puts the odds of a move lower at 69%.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 12 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where SKY declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 70%.
SKY broke above its upper Bollinger Band on November 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron PE Growth Rating for this company is 20 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 41 (best 1 - 100 worst), indicating steady price growth. SKY’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Profit vs. Risk Rating rating for this company is 60 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 68, placing this stock slightly better than average.
The Tickeron Valuation Rating of 63 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (3.155) is normal, around the industry mean (1.910). P/E Ratio (26.493) is within average values for comparable stocks, (10.592). Projected Growth (PEG Ratio) (0.220) is also within normal values, averaging (1.217). Dividend Yield (0.027) settles around the average of (0.019) among similar stocks. P/S Ratio (1.777) is also within normal values, averaging (24.205).
The Tickeron SMR rating for this company is 64 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
PHM | SKY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 38 | 19 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 75 Overvalued | 63 Fair valued | |
PROFIT vs RISK RATING 1..100 | 29 | 60 | |
SMR RATING 1..100 | 57 | 64 | |
PRICE GROWTH RATING 1..100 | 28 | 41 | |
P/E GROWTH RATING 1..100 | 11 | 20 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
SKY's Valuation (63) in the Homebuilding industry is in the same range as PHM (75). This means that SKY’s stock grew similarly to PHM’s over the last 12 months.
PHM's Profit vs Risk Rating (29) in the Homebuilding industry is in the same range as SKY (60). This means that PHM’s stock grew similarly to SKY’s over the last 12 months.
PHM's SMR Rating (57) in the Homebuilding industry is in the same range as SKY (64). This means that PHM’s stock grew similarly to SKY’s over the last 12 months.
PHM's Price Growth Rating (28) in the Homebuilding industry is in the same range as SKY (41). This means that PHM’s stock grew similarly to SKY’s over the last 12 months.
PHM's P/E Growth Rating (11) in the Homebuilding industry is in the same range as SKY (20). This means that PHM’s stock grew similarly to SKY’s over the last 12 months.
| PHM | SKY | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 53% | 1 day ago 69% |
| Stochastic ODDS (%) | 1 day ago 74% | 1 day ago 74% |
| Momentum ODDS (%) | 1 day ago 68% | 1 day ago 81% |
| MACD ODDS (%) | 1 day ago 73% | 1 day ago 77% |
| TrendWeek ODDS (%) | 1 day ago 64% | 1 day ago 72% |
| TrendMonth ODDS (%) | 1 day ago 73% | 1 day ago 69% |
| Advances ODDS (%) | 10 days ago 70% | 10 days ago 73% |
| Declines ODDS (%) | 1 day ago 59% | 6 days ago 70% |
| BollingerBands ODDS (%) | 1 day ago 59% | 1 day ago 73% |
| Aroon ODDS (%) | 1 day ago 73% | N/A |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
PHM’s FA Score shows that 3 FA rating(s) are green while SKY’s FA Score has 1 green FA rating(s).
- PHM’s FA Score: 3 green, 2 red.
- SKY’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
PHM’s TA Score shows that 6 TA indicator(s) are bullish while SKY’s TA Score has 5 bullish TA indicator(s).
- PHM’s TA Score: 6 bullish, 5 bearish.
- SKY’s TA Score: 5 bullish, 4 bearish.
Price Growth
PHM (@Homebuilding) experienced а -4.76% price change this week, while SKY (@Homebuilding) price change was -3.27% for the same time period.
The average weekly price growth across all stocks in the @Homebuilding industry was -6.38%. For the same industry, the average monthly price growth was +5.61%, and the average quarterly price growth was +10.34%.
Reported Earning Dates
PHM is expected to report earnings on Feb 02, 2027.
SKY is expected to report earnings on Feb 08, 2027.
Industries' Descriptions
@Homebuilding (-6.38% weekly)Homebuilding includes companies residential home construction companies, renovators and repair firms. The companies may be building single-family or multifamily homes, condominiums or mobile homes. Over the five years to 2019, the Home Builders industry is estimated to have grown at an annualized rate of 2.5% to reach $89.4 billion, (including expected growth of 2.6% in 2019), according to a study by IbisWorld. After having suffered one of its worst crises a decade ago during the last macroeconomic recession–which had much of its origins in U.S. real estate – the homebuilding industry has been recovering steadily so far. Higher disposable incomes and improving economic activity have bolstered consumers’ purchases of homes. While revenue of the Home Builders industry remains well below its prerecession high, demand growth estimates show promise.
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PHM and
Correlation & Price change
A.I.dvisor indicates that over the last year, PHM has been closely correlated with DHI. These tickers have moved in lockstep 93% of the time. This A.I.-generated data suggests there is a high statistical probability that if PHM jumps, then DHI could also see price increases.
SKY and
Correlation & Price change
A.I.dvisor indicates that over the last year, SKY has been closely correlated with TOL. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if SKY jumps, then TOL could also see price increases.
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