How you allocate your assets in retirement depends on your goals and objectives for the assets, and the amount of growth you need to reach them. Your asset allocation also depends on your age and risk tolerance, all of which need to be factored-in each year when allocating your portfolio.
The very first step in deciding an asset allocation is to determine your total level of liquid assets, what your desired level of growth and/or income is over long stretches of time, and your tolerance for risk/volatility. Most investors need more growth over time than they think, and often times it results in investors under-allocating to stocks or other risk assets.
The key is to review your asset allocation at least once a year, to ensure you are on track to reach your goals or if you need to make adjustments.
Unfortunately, having a 529 Plan may affect your child’s eligibility for financial aid in the future
Mortgage REITs are a type of Real Estate Investment Trust (REIT) which offers investors income distributions which...
If you own a Call Option, you have the right (not the obligation) to purchase a security at an agreed-upon price
A broker-dealer is an entity that engages in the trading of securities, and can act as both an agent and a principal
A bond trustee is an institution which has the fiduciary responsibility of administering and enforcing the terms of...
Active management is the practice of attempting to outperform the market with selection and timing
Bitcoin is a digital currency that is secured and maintained by a peer-to-peer network of millions of users online
The Head-and-Shoulders Top pattern forms when a currency pair is testing new highs on an uptrend, but fails to retest its high
The Ascending Triangle pattern has a horizontal top line representing a resistance level, and an upward-sloping bottom
A time spread using call options is a strategy that buys and sells the same number of options with the same strike price