Amortization is like giving a life span to a financial obligation, over a set number of years, and gradually killing-off the obligation with set payments.
Amortization is the calculation of a fixed payment schedule over a set number of years to allow the repayment of a loan, such as a home mortgage. From an accounting standpoint, it can refer to the practice of spreading-out the cost of any intangible asset over time. For example, the IRS will allow a taxpayer to amortize the premium of a bond for deductions.
Amortization is similar to depreciation, but depreciation is used for tangible assets. Calculators that can help consumers calculate amortization are widely available on the internet.
Commodities are more volatile than most assets. The supply-demand dynamics of commodities are continuously changing rapidly
Employer contributions to SIMPLEs are immediately vested to the employee
Income trusts are a type of company that has been structured to pass through all earnings to shareholders
The 1099-MISC form is filed by the payer, which is the business (whether for-profit or not-for-profit) making the...
The Head-and-Shoulders Bottom pattern is formed when a currency pair price creates a center trough and two inverted shoulders
Monetary policy is the stance of the central bank at any given time regarding the tightening or loosening of rates
Credit counselors can negotiate debt management strategies with lenders on behalf of individuals with debt problems
When foreigners purchase shares of domestic companies to add diversification it is known as Foreign Portfolio Investment
The classic treatise on investments is Ben Graham’s “The Intelligent Investor. Read biographies of gurus in the field
A call option is a type of contract that allows the contract holder to purchase an underlying stock at a specific price