Articles on Stock markets
News, Research and Analysis
What is a Certificate of Deposit?
A Certificate of Deposit, commonly referred to as a CD, is a financial product that essentially pays risk-free interest (though typically at very low rates).
CDs are typically offered by banks and credit unions, and usually span in duration from one month to 5 or 10 years. They are FDIC guaranteed up to $250,000, so customers may generally consider them risk-free. But because there is very little risk to purchasing a CD, they also typically pay very low annual interest rates.
In the years following the 2008 financial crisis, when global interest rates were cut to near zero in most developed countries, CDs almost unanimously paid less than 1-2%.
What Investment Choices Do I Have in My IRA?
How Do I Calculate my Net Worth?
What is Commercial Paper?
How Does the Money in My 401(k) Get Invested?
Employers sponsoring 401(k) plans are required to give employees the information and ability to manage their own accounts
What are the Contribution Deadlines for My Money Purchase/Profit Plan?
Contributions for Money Purchase & Profit Sharing plans come entirely from the employer, and must be before the deadline
At What Age Should I Buy Long-Term Care Insurance?
Generally speaking, the earlier you purchase long-term care insurance the less expensive it will be in terms of...
What is Mortgage Life Insurance?
Mortgage life insurance is any life insurance policy which covers the life of the borrower in a mortgage loan
How to Trade Moving Averages: The Golden Cross
The Golden Cross refers to a breakout candlestick pattern when the short term 50-day moving average for a security exceeds its long term 200-day average
What is Net Income?
Net income is the amount of earnings left over once expenses have been deducted from sale. In short, it's net profit/loss
What is a Rate Swap?
A rate swap is an over-the-counter contract between two institutions to trade the cash flows on two principal amounts
What is a foreign tax deduction?
Workers who earn income in foreign countries may be eligible to take deductions for the amount of taxes paid
How to use the Aroon Indicators in trading
The Aroon-Up and Aroon-Down values are compared to determine if there is a trend emerging. Aroon looks at the latency between highs for certain rolling time periods
What if I Cannot Get Individual Coverage?
Under current law (the Affordable Care Act), everyone is eligible to receive health insurance coverage. However, not...