A commodity is usually a raw material or agricultural good which has an extremely high demand and very little price differentiation between competitors.
If a good will not increase or decrease significantly in quality regardless of who brings it to market, and the demand is very high (such as for a good used in the production of many other products) it might be considered a commodity. Examples would be oil, silver, gold, steel and wheat, but a full list would be very extensive.
Commodities futures are actively traded on exchanges worldwide. There are boards which standardize the minimum quality levels of commodities being traded, and this is called "basis grade."
There are also many exchanges on which commodities futures are traded, including the Chicago Board of Trade (CME), the New York Mercantile Exchange (NYME), the Intercontinental Exchange (ICE), the London Metal Exchange (LME), and so on.
Many retail-level investors are drawn toward commodities because they like the idea of investing in tangible things which are familiar, but commodities markets can be very volatile.
SIMPLEs allow higher employee deferrals than most retirement accounts. A of 2015, they are able to defer up to $12,500
Once you are age 59½, you may begin to make penalty-free withdrawals and only pay income taxes on the amount you withdraw
Employees do not have control of their own accounts in a Cash Balance plan, but they can possibly influence contribution
Contribution limits for the TSP are the same as regular 401(k)s. An employee can defer up to $18,000 a year in 2016
A fixed income security is one designed to pay interest/coupon payments on a predetermined basis, or a fixed schedule
Cash flow after taxes (CFAT) is nearly the same thing as EBITDA, but with taxes left in
Commodity ETFs are focused on tracking the performance of commodity prices and their derivatives contracts
An investment center is an almost autonomous division of a company whose purpose is to generate returns on invested money
The Broadening Bottom pattern forms when a currency pair price makes higher highs and lower lows following two widening trends
The Ascending Triangle pattern forms when a currency pair price tests a resistance level and creates a horizontal top line