Articles on Stock markets
News, Research and Analysis
What is a Mortgage Short Sale?
A mortgage short sale occurs when a borrower and a lender settle for less than is owed on a mortgage because changes to the housing market or financial status has made it impossible to continue the arrangement. Lenders would rather take what they can get, while they still can, in this sort of situation.
An example of a short sale would be an older couple reaching retirement age with a house that is bigger than they need in a neighborhood that has seen the property values decrease, and due to pension cuts they will have hard time affording the house in retirement. The lender would settle short to avoid having to go through a foreclosure and all that it implies.
Short selling in stocks and other securities is completely different than a mortgage short sale. In a short sale mortgage settlement, the lender would take less than the value of the loan, when it was obvious that a better deal would be hard to come by in the current environment, given that the borrower is unable to sustain the payments.
Other options include a forbearance, in which the borrower is allowed to take a break from paying during a time of financial distress, or a mortgage modification plan that changes the payment schedule to be more accommodating for the borrower.
What is Short Selling?
What is Mortgage Modification?
What is a Mortgage Forbearance Agreement?
What are Consumer Staples Stocks?
Consumer Staples are generally defined as companies that sell goods with inelastic demand, meaning that economic conditions generally don’t impact a consumer’s need
What is Operating Margin?
Operating margin is a ratio (expressed as a percentage) that indicates how much a company makes for each dollar of sales
What is the Capitalization Ratio?
The capitalization ratio is a valuable metric for investors, lenders, and analysts as it provides insight into a company's financial leverage.
Where do I find a good CPA?
A good CPA can be a valuable ally. You should find one who works with clients similar to you and who is easy to talk to
What are Bear Market Funds?
Bear market funds are designed to profit when the market or sector they follow declines. Bear Market Funds make money...
What are option strategies?
Option strategies are implemented by investment professionals to profit from the price movement of an underlying strategy, and can also be used as a hedge against losses
Can I Use Standard Online Wills?
A well-crafted will provides peace of mind and security for loved ones, and individuals should take the time to make informed decisions when creating a will.
What are Simple and Exponential Moving Averages?
Simple moving averages are not weighted for time the way that exponential moving averages are. A simple moving...
What is the Elliott Wave Theory?
Elliot Wave Theory incorporates the natural cycles of nature in an attempt to explain and predict future prices of stocks
What is Working Capital?
Working capital is computed by subtracting a business’s current liabilities from its current assets