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AMP vs RJF
Which Stock Would AI Choose? Ameriprise Financial (AMP) vs. Raymond James Financial (RJF) Stock Comparison
Key Takeaways
- Ameriprise Financial (AMP) delivers industry-leading profitability but recently faced a high-profile analyst downgrade tied to advisor departures.
- Raymond James Financial (RJF) is riding record recruiting, record client assets, and strong capital-markets momentum.
- Both firms operate in wealth management, but AMP leans more on asset management, while RJF has a larger banking and capital-markets footprint.
- RJF is posting strong net new asset growth and recruiting wins, while AMP is spending heavily on retention to counter advisor attrition.
- Relative performance and sentiment have diverged in recent weeks, favoring RJF's more stable trend.
Introduction
Ameriprise Financial and Raymond James Financial are two of the most closely watched diversified financial-services companies in the U.S., each pairing wealth management with asset management and banking. Both compete for the same financial advisors and client assets, making a side-by-side stock comparison especially relevant for investors evaluating the wealth-management sector. In recent weeks, however, their paths have diverged: one has faced scrutiny over advisor retention, while the other has reported record recruiting and asset growth. This article compares their business models, recent performance, market positioning, and relative momentum to help traders and investors assess which stock currently holds the stronger hand.
Ameriprise Financial (AMP) Overview and Recent Performance
Ameriprise Financial, headquartered in Minneapolis, operates an integrated wealth-management and asset-management platform that includes the Ameriprise advisor network and Columbia Threadneedle Investments. The company has long stood out for its profitability, reporting a return on equity (ROE, a measure of how efficiently a company generates profit from shareholder capital) near 55% and record client assets under management and administration of roughly $1.8 trillion in recent quarters.
Despite that fundamental strength, sentiment toward AMP has cooled in recent weeks. Bank of America issued a notable two-notch downgrade to Underperform, cutting its price target and pointing to the departure of several large advisory teams that collectively oversaw roughly $12.75 billion in assets. The analysts described advisor attrition as potentially "structural," citing attractive economics of owning independent registered investment advisor (RIA) firms and aggressive recruiting by rival brokerages. AMP has responded with retention bonuses, but analysts caution these could pressure wealth-management margins. The shares pulled back from recent highs, reflecting the market's repricing of these retention and cash-sweep concerns.
Raymond James Financial (RJF) Overview and Recent Performance
Raymond James Financial, based in St. Petersburg, Florida, is a diversified financial-services firm spanning its Private Client Group, capital markets, asset management, and banking segments. In recent quarters, the company has reported record results, including quarterly net revenues up roughly 16% year over year and record client assets under administration of about $1.86 trillion.
Unlike its peer, RJF has been a notable beneficiary of advisor movement rather than a victim of it. The firm reported record recruiting, attracting advisors with substantial trailing production and client assets, and pointed to strong annualized net new asset growth. It also completed the acquisition of Clark Capital, adding roughly $47 billion in managed and non-discretionary assets, and launched its proprietary AI assistant. Banking activity has been robust, with record net bank loans supported by securities-based lending. While some analysts trimmed price targets citing margin compression and a slower-growth outlook, the consensus view has remained broadly constructive, and the stock's recent trend has been comparatively stable.
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Head-to-Head Comparison
Although both companies compete in wealth management, their business mixes and growth profiles differ meaningfully. AMP generates a larger share of earnings from asset management and boasts far higher ROE, but its growth narrative is currently clouded by advisor retention costs and concerns about its cash-sweep rates relative to peers. In contrast, RJF carries a larger banking and capital-markets component, giving it more exposure to interest-rate-sensitive net interest income (NII, the difference between interest earned on loans and interest paid on deposits) and to merger-and-acquisition (M&A) activity.
On momentum, RJF's record recruiting, net new asset growth, and stable trend have contrasted with AMP's advisor departures and recent analyst downgrade. On valuation, AMP trades at a notably lower price-to-earnings multiple, reflecting the market's discounting of its retention headwinds. Risk profiles also differ: AMP faces advisor-attrition and margin-compression risk, while RJF faces sensitivity to capital-markets activity and potential net-interest-margin pressure as rates shift. In short, AMP offers higher profitability at a lower multiple but with near-term uncertainty, whereas RJF offers steadier operating momentum with a richer, more balanced growth profile.
Tickeron AI Verdict
Based on observable factors, Tickeron's AI would likely favor RJF in the current environment. Its trend appears more consistent, supported by record recruiting, strong net new asset growth, and improving capital-markets activity, whereas AMP is contending with advisor attrition and a recent sentiment shift that has pressured its momentum. While AMP's superior profitability and discounted valuation represent meaningful positives, the AI's preference would likely hinge on the relative stability and direction of the trend, where RJF currently holds an advantage. This assessment is probabilistic and reflects current positioning rather than a definitive forecast.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AMP is a Buy and RJF is a Buy.
AMP in +4.58% Uptrend, rising for three consecutive days on November 04, 2026
Moving higher for three straight days is viewed as a bullish sign. Keep an eye on this stock for future growth. Considering data from situations where AMP advanced for three days, in 210 of 344 cases, the price rose further within the following month. The odds of a continued upward trend are 61%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on November 02, 2026. You may want to consider a long position or call options on AMP as a result. In 54 of 89 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 61%.
The Moving Average Convergence Divergence (MACD) for AMP just turned positive on October 09, 2026. Looking at past instances where AMP's MACD turned positive, the stock continued to rise in 23 of 46 cases over the following month. The odds of a continued upward trend are 50%.
Bearish Trend Analysis
The 10-day RSI Indicator for AMP moved out of overbought territory on November 05, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 46 similar instances where the indicator moved out of overbought territory. In 16 of the 46 cases, the stock moved lower in the following days. This puts the odds of a move lower at 35%.
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 37 of 63 cases where AMP's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 59%.
AMP moved below its 50-day moving average on November 05, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where AMP declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 57%.
AMP broke above its upper Bollinger Band on November 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for AMP entered a downward trend on October 05, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 24 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock better than average.
The Tickeron SMR rating for this company is 41 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 48 (best 1 - 100 worst), indicating steady price growth. AMP’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron PE Growth Rating for this company is 51 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 88 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (6.959) is normal, around the industry mean (2.444). P/E Ratio (11.949) is within average values for comparable stocks, (-2.345). Projected Growth (PEG Ratio) (1.395) is also within normal values, averaging (1.319). Dividend Yield (0.014) settles around the average of (0.269) among similar stocks. P/S Ratio (2.644) is also within normal values, averaging (15.694).
RJF's RSI Indicator ascends from oversold territory
The RSI Oscillator for RJF moved out of oversold territory on October 20, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 29 similar instances when the indicator left oversold territory. In 20 of the 29 cases the stock moved higher. This puts the odds of a move higher at 69%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 27, 2026. You may want to consider a long position or call options on RJF as a result. In 45 of 76 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 59%.
The Moving Average Convergence Divergence (MACD) for RJF just turned positive on October 06, 2026. Looking at past instances where RJF's MACD turned positive, the stock continued to rise in 29 of 44 cases over the following month. The odds of a continued upward trend are 66%.
Following a +0.27% 3-day Advance, the price is estimated to grow further. Considering data from situations where RJF advanced for three days, in 210 of 355 cases, the price rose further within the following month. The odds of a continued upward trend are 59%.
Bearish Trend Analysis
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 44 of 63 cases where RJF's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 70%.
RJF moved below its 50-day moving average on November 06, 2026 date and that indicates a change from an upward trend to a downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where RJF declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 58%.
RJF broke above its upper Bollinger Band on November 04, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for RJF entered a downward trend on October 27, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 9 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 27 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 80, placing this stock better than average.
The Tickeron Price Growth Rating for this company is 49 (best 1 - 100 worst), indicating steady price growth. RJF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 58 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 83 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (2.466) is normal, around the industry mean (2.444). P/E Ratio (13.927) is within average values for comparable stocks, (-2.345). Projected Growth (PEG Ratio) (0.791) is also within normal values, averaging (1.319). Dividend Yield (0.013) settles around the average of (0.269) among similar stocks. P/S Ratio (2.197) is also within normal values, averaging (15.694).
AMP | RJF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 24 | 27 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 88 Overvalued | 83 Overvalued | |
PROFIT vs RISK RATING 1..100 | 24 | 27 | |
SMR RATING 1..100 | 41 | 9 | |
PRICE GROWTH RATING 1..100 | 48 | 49 | |
P/E GROWTH RATING 1..100 | 51 | 58 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
RJF's Valuation (83) in the Investment Banks Or Brokers industry is in the same range as AMP (88). This means that RJF’s stock grew similarly to AMP’s over the last 12 months.
AMP's Profit vs Risk Rating (24) in the Investment Banks Or Brokers industry is in the same range as RJF (27). This means that AMP’s stock grew similarly to RJF’s over the last 12 months.
RJF's SMR Rating (9) in the Investment Banks Or Brokers industry is in the same range as AMP (41). This means that RJF’s stock grew similarly to AMP’s over the last 12 months.
AMP's Price Growth Rating (48) in the Investment Banks Or Brokers industry is in the same range as RJF (49). This means that AMP’s stock grew similarly to RJF’s over the last 12 months.
AMP's P/E Growth Rating (51) in the Investment Banks Or Brokers industry is in the same range as RJF (58). This means that AMP’s stock grew similarly to RJF’s over the last 12 months.
| AMP | RJF | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 35% | 2 days ago 69% |
| Stochastic ODDS (%) | 2 days ago 59% | 2 days ago 70% |
| Momentum ODDS (%) | 2 days ago 61% | 2 days ago 59% |
| MACD ODDS (%) | 2 days ago 50% | 3 days ago 66% |
| TrendWeek ODDS (%) | 2 days ago 61% | 2 days ago 64% |
| TrendMonth ODDS (%) | 2 days ago 56% | 2 days ago 61% |
| Advances ODDS (%) | 4 days ago 61% | 12 days ago 59% |
| Declines ODDS (%) | 2 days ago 57% | 2 days ago 58% |
| BollingerBands ODDS (%) | 2 days ago 39% | 2 days ago 38% |
| Aroon ODDS (%) | 4 days ago 51% | 2 days ago 62% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
AMP’s FA Score shows that 1 FA rating(s) are green while RJF’s FA Score has 2 green FA rating(s).
- AMP’s FA Score: 1 green, 4 red.
- RJF’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
AMP’s TA Score shows that 3 TA indicator(s) are bullish while RJF’s TA Score has 4 bullish TA indicator(s).
- AMP’s TA Score: 3 bullish, 6 bearish.
- RJF’s TA Score: 4 bullish, 5 bearish.
Price Growth
AMP (@Investment Managers) experienced а +2.17% price change this week, while RJF (@Investment Managers) price change was +3.56% for the same time period.
The average weekly price growth across all stocks in the @Investment Managers industry was -1.02%. For the same industry, the average monthly price growth was -4.60%, and the average quarterly price growth was -5.52%.
Reported Earning Dates
AMP is expected to report earnings on Jan 27, 2027.
RJF is expected to report earnings on Jan 27, 2027.
Industries' Descriptions
@Investment Managers (-1.02% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
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AMP and
Correlation & Price change
A.I.dvisor indicates that over the last year, AMP has been closely correlated with RJF. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if AMP jumps, then RJF could also see price increases.
| Ticker / NAME | Correlation To AMP | 1D Price Change % | ||
|---|---|---|---|---|
| AMP | 100% | -1.54% | ||
| RJF - AMP | 81% Closely correlated | -1.22% | ||
| PFG - AMP | 66% Loosely correlated | -1.69% | ||
| SEIC - AMP | 64% Loosely correlated | +0.11% | ||
| CG - AMP | 61% Loosely correlated | -0.65% | ||
| NTRS - AMP | 58% Loosely correlated | +0.80% | ||
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RJF and
Correlation & Price change
A.I.dvisor indicates that over the last year, RJF has been closely correlated with SF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if RJF jumps, then SF could also see price increases.