EDU Articles
Popular articles
What is the Prime Rate
The prime rate is the lowest interest rate that banks will charge on loans at a given time, based on the Federal Funds Rate. Individual banks set their own prime rate, which they may also call their "Reference Rate" or "Base Lending Rate." It is the least they will charge for a loan at a given time, based on the creditworthiness of the customer, and the only clients whose risk of default is low enough to approach the prime rate are very large commercial clients. Continue reading...
What is Time Value of Money?
The Time Value of Money is a theme for discourse and calculations related to the effect of interest on money over time, and the interrelation between Present Value and Future Value. The Time in the equation of Rate of Return x Time x Present Value = Future Value has a value and an effect on the Future Value (or the Present Value depending on what you're solving for). The Time Value of Money is, at it's simplest, something which nearly everyone has seen but hasn't heard called by that name: turn this amount of money into that amount of money by letting it grow in the market for a length of time. Continue reading...
What is Operating Income?
Operating income is essentially another term for EBIT, or earnings before interest and taxes. It is a company’s profits (revenue - COGS) minus operating expenses and depreciation. Operating income is different from net income in that it does not account for expenses such as taxes, interest from debt payments, or outside business activities. It offers a pure look at how a company effectively generates cash from internal operations. Continue reading...
What is the Rectangle Top (Bearish) Pattern?
The Rectangle Top pattern forms when the price of a security is stuck in a rangebound motion, and it bounces between support and resistance levels. Two horizontal lines are formed (top: 1, 3, 5) and (bottom: 2, 4) as a result. Depending on who gives up first – buyers or sellers – the price can Breakout in either direction. This pattern is commonly associated with directionless markets. Usually the pattern performs better when there is a strong uptrend leading into the formation. Continue reading...
What Is Accounting?
Accounting is a critical function that forms the foundation of financial management for any business. It involves recording, summarizing, and interpreting financial transactions to provide valuable insights into an organization's financial health, performance, and operational efficiency. This information is crucial for informed decision-making, compliance with regulations, and strategic planning. Continue reading...
What Is a Business Plan?
What is the highest-paid occupation in the US?
Explore the highest-paying jobs in the US with this comprehensive analysis. Uncover why 22 out of 25 top-paying occupations are in healthcare, see how tech and corporate leadership follow, and understand the driving factors behind these trends. A must-read for career planning and industry insights! Continue reading...
What are the awards for the best online brokers called?
🏆 Discover the Best Online Brokers of 2020! From Fidelity's comprehensive excellence to TD Ameritrade's beginner-friendly approach, and tastyworks' mastery in options trading, these accolades cover every investor's needs. Explore award-winning platforms and invest with confidence. 💼💹 #OnlineBrokers #InvestingAwards Continue reading...
FAQ: How can I arrange a session with an expert to learn more about AI Robots?
Deciphering the Falling Flag (Bearish) Pattern in Stock Trading
This pattern often forms when there's a strong anticipation of a continued downtrend in the market. It indicates a growing concern among investors about an impending downtrend, reflecting a pause in the selling pressure before the bearish trend resumes. Continue reading...