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Can I Take a Periodic Distribution from my Pension Plan?

Regular pension payments are periodic distributions. Yes.

This will be the default option on pension arrangements, unless companies are trying to settle with pensioners for lump-sum amounts that will lessen the plan’s long term liability. The options for periodic distributions will always be for periods less than or up to a year in length.

Periodic distributions can help you sleep better at night, knowing that you have a fixed stream of income for the rest of your life. It may not be enough to sustain your lifestyle completely, but it will give you a sense of financial security and prohibit overspending in a way that the lump-sum distribution does not.

Can I Withdraw Money From My Pension Plan?
What are Periodic Distributions from a 401(k)?

Keywords: taxation, retirement accounts, pension, lump sum distributions,