Articles on Stock markets

News, Research and Analysis

Help Center
Investment Portfolios
Investment Terminology and Instruments
Technical Analysis and Trading
Cryptocurrencies and Blockchain
Retirement Accounts401(k) and 403(b) PlansIndividual Retirement Accounts (IRA)SEP and SIMPLE IRAsKeogh PlansMoney Purchase/Profit Sharing PlansSelf-Employed 401(k)s and 457sPension Plan RulesCash-Balance PlansThrift Savings Plans and 529 Plans and ESA
Personal Finance
Corporate Basics

If I Want to Establish a SEP IRA, Do I Have to Establish One for All Employees of My Business?

All employees that meet minimum eligibility criteria must be included in a SEP IRA arrangement. If you decide to establish a SEP IRA, every eligible employee must be given a SEP IRA account to receive employer contributions.

An employer is able to expand eligibility but cannot ignore the minimum eligibility rules. If an employee is over 21, has worked at the business in 3 of the last 5 years, and has earned over $600 in the most recent year.

Union workers covered by union benefits do not have to be included, and neither do non-resident alien employees (those with Green Cards). If an employee does not want to set up a SEP IRA, the employer must set up a SEP IRA on their behalf.

Keywords: taxation, retirement accounts, employee benefits,
What is “contango?”What is passive investing?What are pink sheets?How to use the Broadening Wedge Descending (Bullish) Pattern in tradingWhy Use Bitcoin?