Articles on Stock markets
News, Research and Analysis
How Do I Become a Millionaire?
Even people who only make an average salary (teachers, janitors) can easily become millionaires.
Doing so boils down to following a very basic formula: work, save, and invest.
Let's look for instance at three different scenarios where a person invests $100/month, $500/month, and $1,000/month (very realistic goals), and let's also assume a reasonable growth rate of 6% per year. For $100/month, it will take you roughly 66 years. For $500/month, it will take you about 40 years, and for $1,000/month, it will take you approximately 30 years.
Of course, if you are a successful investor, and the rate of return is (let’s say) 10% per year, these periods of time will be reduced drastically (for example, investing $100/month with a 10% annual return will make you a millionaire in “only” 45 years).
What Can I Do to Make My Portfolio Grow Faster?
What is Time Value of Money?
What are No-Load Mutual Funds?
Mutual funds that do not charge a front-end or back-end sales load are known as no-load funds
What are the 401(k) Contribution Limits?
The contribution limits of 401(k)s are generally increased year-to-year and published by the IRS
What is a SEP IRA?
SEP IRA is a benefit for employees that uses employer contributions to fund retirement investment accounts for employees
What are the Contribution Limits For My Coverdell ESA?
Currently, in order to contribute to an ESA at all, you and your spouse must make less than $220,000 per year (combined)
What is GAAP?
GAAP are the accounting principles which must be followed by publicly traded corporations and are widely used elsewhere
What is Cash Flow-to-Debt Ratio?
Cash Flow-to-Debt Ratio compares the size of a company’s cash flow from operations to the size of its debt
What is a Bond Coupon?
The bond coupons are an essential component of the bond market and provide investors with a predictable income stream.
What are Blend Mutual Funds?
Blend mutual funds offer exposure to both growth stocks and value stocks. Blend mutual funds seek to capture the...
What is a Mortgage Forbearance Agreement?
The mortgage forbearance agreement is designed to be a temporary solution to an unforeseen issue with the borrower (unemployment, health issues).
What Kinds of Overlays are Used in Chart Patterns?
Overlays are technical supplements which help to interpret the data of a normal price chart