Asset management is a term often reserved for the overseeing of assets on behalf of a business or for wealthy clients with significant and various assets.
A financial planner, CPA, or estate attorney who is capable of assisting a client with various types of assets and their optimal arrangement for that client’s goals can be said to be in a business of asset management. Tax considerations and cash flows may be a larger consideration with asset management than with investment advising.
The term refers to the manner in which an investor or advisor handles the allocation of various asset classes within an overall portfolio. Businesses may also have portfolios or assets which includes equipment, subsidiaries, and facilities, in addition to traditional investments.
Banking institutions, financial companies, and government entities may have assets that include the cash flows of interest repaying loans they have made or accounts receivable from utilities services, and so on. Such cash flows are assets, and these can be swapped, traded, and managed in ways that can’t be done on a smaller scale.
General market ETFs seek to capture the movements of the market as a whole by tracking major market indices
Mutual funds are actively managed. ETFs are mostly passively managed, usually track a specific market index, and can be bought and sold like stocks.
Hedge funds are sometimes the highest-earning investment vehicles, and sometimes they do that much worse than everything else
All employees that meet minimum eligibility criteria must be included in a SEP IRA arrangement
Coverdell ESA accounts can be used to cover educational expenses. Similar to a 529 Plan
Industrials stocks include companies that are in the business of construction and manufacturing
Traders often look for 'harmony' in the movements of the On-Balance Volume (OBV) and a security's price
Times Interest Earned is analysis that compares the pre-tax earnings of a company to the total amount of interest payable
The efficiency ratio is a metric that measures how effectively a company uses its assets & liabilities to run the business
Life insurance guarantees that a death benefit is paid if an insured person dies while the policy is in effect