Articles on Stock markets
News, Research and Analysis
What is Chapter 13?
Chapter 13 bankruptcy is one of the most often used. It is similar to a Chapter 7, but it does not have income limits.
It involves liquidating the assets of the debtor and making payment arrangements over a longer period of time than Chapter 7. Chapter 13 allows a debtor to propose a schedule for repaying debts that seems reasonable to the bankruptcy judge.
It is for individuals who can prove steady income. Often Chapter 7 is filed by people who are impoverished, while Chapter 13 is the middle-to-upper class equivalent.
The debts are not paid off at one time, generally, but on a schedule of a few years. Part of the reason that Chapter 7 doesn’t have a drawn out repayment schedule is because there in no income to support it. For Chapter 13, there is an income to support a repayment schedule.
This filing will also cover repayment schedules for substantial long term debts such as home mortgages and car payments.
Chapter 13 insulates the debtor from any future lawsuits or solicitations from the creditors named in the filing by establishing a trust, to which the debtor pays the debt service payments. The creditors are only permitted to take up their business with the trustee.
What Payout Options Do I Have?
Payout options in the realm of annuities tend to be guaranteed by the insurance company providing the annuity
What is the Home Affordable Refinance Program (HARP)?
In 2009 the Federal Housing Finance Agency (FHFA) commissioned the HARP program to help Americans upside-down on...
What is the Head-and-Shoulders Top (Bearish) Pattern?
The Head-and-Shoulders Top pattern forms when a currency pair is testing new highs on an uptrend, but fails to retest its high
What is Accounts Receivable Subsidiary Ledger?
The Accounts Receivable Subsidiary Ledger is where all of the information related to all Accounts Receivable is reported
What is a Hostile Takeover?
A hostile takeover is an acquisition in which the controlling interest of shares has come under the direction of another
What is Chapter 7?
Chapter 7 is a type of bankruptcy filing that allows an individual to liquidate enough assets to repay their debts
What is Insider Trading?
Simply put, insider trading is the crime of trading in a company’s stock based on information not available to the public
What is the Hindenburg omen and is there any merit to it?
The Hindenburg Omen is technical indicator meant to predict bear markets, sell-offs, and declines
My portfolio manager.
What are futures contracts?
Futures contracts constitute a binding agreement to trade a commodity or share at a future date at an agreed-upon price