Articles on Stock markets
News, Research and Analysis
What is Homeowners Insurance?
Homeowners insurance covers a variety of risks to a homeowner, including damage to the property and the belongings within it, as well as liability coverage in the event that someone else is injured on the property.
It does not include coverage for flood or earthquake damage, so people living in areas where that might be a problem will need to find a separate policy for those coverages. Homeowners insurance is highly advisable for any homeowner, and most mortgage lenders will require it.
It covers damage to the property from nearly everything except flood, earthquakes, and “acts of God.” It also protects the insured from liability if someone is injured on the property and wants to sue. If you have a mortgage loan, chances are your lender will require you to have homeowners insurance, which is also sometimes just called home insurance. Otherwise you are not required to carry it.
Fires and wind damage are generally covered, as well as theft. The home itself will be covered, as will the possessions within it, such as furniture and appliances, up to a limit, which is generally about 50% of you total coverage amount.
What is a protective put?
A protective put is an option contract that hedges against losses in a long stock positio
What is the “Joint and Survivor” Option?
The “Joint and Survivor” option on annuities generally provides an income guarantee for the owner and his/her spouse
What is a Dividend Rollover Plan?
Dividend rollover plan is another, rarely used way to refer to a Dividend Reinvestment Plan (DRIP). Unfortunately...
What is the Rectangle Bottom (Bearish) Pattern?
The Rectangle Bottom pattern forms when a currency pair's price is stuck in a rangebound motion, between support and resistance
Top Stock Chart Patterns
A chart pattern is a shape within a price chart that helps to suggest what prices might do next, based on what they have done in the past.
What is the Federal Supplemental Education Opportunity Grant?
The Federal Supplemental Education Opportunity Grant provides funding for educational expenses to students
What are currency warrants?
Investors can use currency warrants as hedges against unfavorable movements in the exchange rate or public speculation
What is an Expense Ratio?
The expense ratio is the annual management fee charged to shareholders by ETFs and mutual funds
How many investment choices should I have in my portfolio?
If your portfolio is less than $50,000, probably 4-5 Mutual Funds will suffice. If your portfolio is from $50,000...